Egg...

tallleedslad27

And did it come within the 7 days as well?

princesskez26

tallleedslad27 wrote: »

And did it come within the 7 days as well?

Yes I got all information required and they came near the end of the 7 days they stated, bout the only thing they've done right :rolleyes:

Kez

tallleedslad27

Cheers again Kez you've been a great help, one more thing did/can you claim for that Merchandise Interest which is about 1-2% each month??

Tony

joncow75

no you can't claim that. Its just the interest on your borrowing.

tallleedslad27

Cheers jon!

vrotdronk

Hello,

Was wondering if someone could advise...

I had a credit card with Egg that was passed on to Capquest . I sent Capquest a CCA request and they provided it (seems to be legit, has my signature, and the Consumer Credit Act at the top).

I am currently paying Capquest £25 a month direct debit but have decided to S.A.R - (Subject Access Request) Egg to help meet some of the total costs.

Question : If I am sending a S.A.R - (Subject Access Request) to Egg (the account was closed a few years ago), does this mean that I can stop the monthly payments to Capquest whilst this is happening? If so, can Caquest still keep adding on interest in the interim?

Many thanks for any help!

Jo

Peterthepirate

Hi, most of my charges were on credit cards. As these are already admitted as penalty charges in the OFT report and by banks, can I still go ahead with my claims for these?

I would have thought so myself but wondering what anyone else thinks.

Also, egg continues to charge £16 for overlimit charges and stated the OFT allows Egg alone to do this, is this true?!

Many thanks for your help.

(Land_of)_Maz

After much requesting of statements etc. I had no charges on my Egg Credit card, which i was very surprised about. But i realised transferred the maxed balance to an Egg Loan, which i'm sure i was less careful about paying on time......

Is there any way i can claim for late payment charges etc on an Egg Loan.... I'm thinking not but wanted an official expert opinion!

I've requested list of charges from them anyway, just to boot myself up the bum and see how much money i squandered!

hopeleigh

I had an Egg and got into problems making repayments, same old same old.
I ended up being 300 pouns over my limit of 2k ( mainly due to charges). Egg passed the matter on to Evershed solicitors who wrote wanting a list of all my outgoings and my bank statements. They reviewed my situation and sent a letter asking me to pay 20 pounds a month towards the debt. I got the balance down to 1900 pounds and , after remortgaging my house, rang them for a settlement figure. They said they would accept 1600 pounds. I duly paid that amount and the account was closed. Would it be really greedy of me to try and reclaim charges ??

hopeleigh

hopeleigh wrote: »

I had an Egg and got into problems making repayments, same old same old.
I ended up being 300 pouns over my limit of 2k ( mainly due to charges). Egg passed the matter on to Evershed solicitors who wrote wanting a list of all my outgoings and my bank statements. They reviewed my situation and sent a letter asking me to pay 20 pounds a month towards the debt. I got the balance down to 1900 pounds and , after remortgaging my house, rang them for a settlement figure. They said they would accept 1600 pounds. I duly paid that amount and the account was closed. Would it be really greedy of me to try and reclaim charges ??






am i wrong thinking i can as they accepted a lower settlement figure?? Can anybody give any advice?