A Payment A Day - Part 11!

Opaque_Balloon

saorsie wrote: »

Gotta be worth a try and even if I only save 10p I'd rather have it in my account than give it to those robbing b*st*rds N*shower of sh*te :mad: (will probably have a secondary advantage in that all this running around opening and closing blinds will build a sweat on and I wont feel the cold anyway )

*rant over* (for now :cool:)

-s-

lol - I hear you and am with you all the way on that rant:D

l.m.hart wrote: »

my electric works out at £12 a week is that good or bad? seems alot to me considering i turn everything off and dont put lights on .

Mine is £60 a month for all electric (heating / water etc) 3 bed semi, if that's any help?

sophia-abigail-mummy wrote: »

Hi everyone
Bonus arrived today earlier than expected thought it was going to be tues.

What a nice surprise

sophia-abigail-mummy wrote: »

I have just cleared one more CC this month bye bye barclays

Yay:j

PAD of £6.65 to Halifax cc for me today, please.

saorsie

retiredandskint wrote: »

I find all your attempts not to put heating on quite admirable but I'm not so sure it's good for you. I have a temperature chart given out by my local council.

21 - is just right
18 - ideal for bedroom
15 - cool - with a risk of infection
12 - TOO COLD
9 - danger of hypothermia

I think it's all relative retired, everyones different and I know that these temperature settings are recommended by Age UK also ~ however I am youngish (mmmmm a bit less than -ish actually ), enjoy good health and am out at work for much of the day(s) so figure I can afford to operate at a cooler temp for now. Also it's not been that cold yet where I live and that obviously makes a big difference :cool:

Anyways ~ PaD of £6.26 from me today please skaps towards savings pots

-s-

never_too_old

Opaque_Balloon wrote: »

lol - I hear you and am with you all the way on that rant:D



Mine is £60 a month for all electric (heating / water etc) 3 bed semi, if that's any help?



What a nice surprise



Yay:j

PAD of £6.65 to Halifax cc for me today, please.

I pay £100 a month for gas and electric,gas ch.hence why as we are speaking dd2 is moaning at how cold she is and is sat with her dressing gown on over her clothes:eek:

LondonAndy

Howdy

£2.50 yesterday and same today = £5 please

Low spend weekend coming up as payday is Monday.

Yup, I am having the silent battle with my lodger turning heating up and me turning it off or right down, lol. I don't think its that cold yet....

mooomin

LondonAndy wrote: »

Yup, I am having the silent battle with my lodger turning heating up and me turning it off or right down, lol. I don't think its that cold yet....

I had the same problem with my lodger (when I had one, I'm blissfully free of her now so skinter but happy ) but when I said I might have to increase her rent if the bills went up she got less central heating happy That being said, I did bite my tongue most of the time as I figured that her rent was helping to pay for my heating bill.

Mr Fresian doesn't pay rent, so he has to sit and shiver with me

psychopathbabble

flying_fresian wrote: »

I had the same problem with my lodger (when I had one, I'm blissfully free of her now so skinter but happy ) but when I said I might have to increase her rent if the bills went up she got less central heating happy That being said, I did bite my tongue most of the time as I figured that her rent was helping to pay for my heating bill.

Mr Fresian doesn't pay rent, so he has to sit and shiver with me

I want to say that to my housemate!! She will be paying the bill if it comes in way over one month from leaving the lights and heating on!! :cool:

jet9cat

Happy Friday everyone, enjoy the weekend!

£53 to the cc for me today, plse skaps.

njk1012

The clothing and book collection man came today so and extra bumper PAD of £24.25 to MBNA.:D

I also won £20 on a £2 scratch card:T. This is something i very rarely buy, probably 2-3 cards a year and don't play the lottery, but today it just seemed right. I looked at the display on the counter and one of them really stood out, i don't know why and it's sounds a bit freaky but I knew i had to get one. Glad I did anyway, I'll be using this towards next weeks shopping so I can make extra PAD's.

Another £544.72 left to pay on MBNA and it starts incurring god knows how much interest on the 11th of next month. I have lost my job this week, however they pay me 2 months behind so i still get a wage in November and December but that's where it stops. In a bit of a pickle! So I am desperately trying to pay off as much of my £1685.29 total before Christmas as I can.

At the moment i have gone back to doing,
- some surveys
- Trying to do mystery shopping again however I don't drive and live in a smallish town so a bit limited
- Filling in competitions like a woman possessed from the competitions thread.
- Cutting down on all household budgets.
- Making some Christmas presents, scouring charity shops for other new gifts.
- Ebaying anything that isn't nailed down and used really regularly
- selling books and clothes for recycle (today)
- Sending off for freebies and samples

Any other suggestions would be very welcome!

Sorry for the really long post and it's probably not the right place to ask but this thread seems so friendly and helpful.

Thanks in advance Lou x

Siouxsie32

njk1012 wrote: »

The clothing and book collection man came today so and extra bumper PAD of £24.25 to MBNA.:D

Wow Lou, did you get all of that from the clothing and book collection man? I've started to gather up all the bits and pieces of clothing that won't sell on ebay and so far have about 4kg worth but I'm sure I can find more.

Currently trying to get the energy together to list a few things on ebay. They're all together in a box so you'd think it should be easy but they're all things I've put off listing before cos they're awkward to photograph....no excuses though, they will be listed by the end of the day!

It's the weekend but the PADding continues - £1.23 from me please

mooomin

£14.04 for me today - it seems that Halifax/BoS will finally let you make loan payments online, but I need to call them and check that the money has been received or my £14 may be floating around cyberspace somewhere :eek: