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A Payment A Day - Part 11!

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Comments

  • Wesker
    Wesker Posts: 1,394 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I also have my first tattoo removal appointment today and I am nervous about that too.

    I went through a course of this last year. It did hurt :o
    If you find it too painful get yourself some Emla cream. It really helps ;)
    Errrr...come back later ;)
  • saorsie
    saorsie Posts: 1,905 Forumite
    Wow well done on the PPI payout l.m.hart ~ shame it's all accounted for but if you hadn't received it, you'd have had to find the money from elsewhere so still all good :j

    £9 from me today please to savings pots

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • Allie_Ballie_Bee
    Allie_Ballie_Bee Posts: 391 Forumite
    edited 23 October 2011 at 5:27PM
    Wesker wrote: »
    I went through a course of this last year. It did hurt :o
    If you find it too painful get yourself some Emla cream. It really helps ;)

    Thanks for the tip Wesker. Never heard of that cream. How were your results? Oh and it did hurt too!! OUCH!

    Also, chickened out of visiting the pups.
    PAD-ing Since 7/1/11 2012 - £2329.10 2011 - £4760.88 :money:
    NSD's April 10/10 Mar 11/12 Feb 11/12 Jan 8/8 :D
  • Wesker
    Wesker Posts: 1,394 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 23 October 2011 at 5:58PM
    Thanks for the tip Wesker. Never heard of that cream. How were your results? Oh and it did hurt too!! OUCH!
    I had several homemade and quite dark tattoes on my arm that i did when i was young and stupid :o
    She said that they are the easiest type to remove and should only need 2 or 3 treatments.
    Well i think i've had 5 treatments so far and they are still not gone :(
    But they are loads better, most are practicaly gone, a couple of the bigger ones are still showing a bit but are a lot fainter.
    I have stopped having the treatment for a while cos i really cant afford it at the mo but do need to go back at some time.
    Errrr...come back later ;)
  • Sassers
    Sassers Posts: 1,303 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    £15 for me please
    :wave:
    Current debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
    DEBT FREE!
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    :oNo PAD today. I'm having to re-jig everything because OH has gone on one of his "spend to save" jaunts, putting my calcuations out. He's just spent about £100-£150 on the cc - but ut was to buy insulation for the loft. He found out Wickes have an offer on of buy one roll get 3 free with a maximum of buying 4 rolls per household so got 16 rolls. I know it will help in the long run but not in the budget so just redoing the figures before I PAD any more, especially as payday isn't until a week tomorrow for me, although he has a small payment currently clearing in the bank so will be able to PAD some of that when available, just need to double check where it's going now.:)

    Hope everyone has a good week and just wanted to say keep going to those having a wobble or feeling they're not padding enough - every bit really does make a difference.:D
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • thevinternet
    thevinternet Posts: 1,054 Forumite
    PAD £1.24 for me today (Monday 24th) to the Natwest OD.

    Yes - to all those 'wobbling' at the moment, I like PAD because it forces you to think about your debts once-a-day, which keeps you on track generally. It's always in the back of your mind that way, stops you being too spendy!

    So even if you can only afford a few pence a day, it's still worth doing I reckon. My PADs are usually tiny, and tbh honest don't make that much difference to my overall debt levels financially, but they sure do motivate me and keep me on track, so I love them.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    £2 for me today please.
  • skilly
    skilly Posts: 924 Forumite
    Part of the Furniture 500 Posts Photogenic Mortgage-free Glee!
    Morning all,Pad £25.00:-)
    sealed pot challenge number 31 3£496/4£706.75/5 £376.74/6 £645.08/ 7 £861.34 /8 £786.90/9£610.49/10 £722.03 / 16 £802.00/ 17 £1,300/18£..... gold star from sue 🌟
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    £84 to the loan please Skaps :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
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