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MSE News: Tesco Bank online log-in pain 'now over'

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  • Unable to log on or contact bank again. After waiting 55mins yesterday eventually got through to be told an IT person would ring me back. Surprise , surprise no call. With customers withdrawing funds in great numbers what chance of the bank staying afloat? When does the government compensation scheme kick in
  • curlyboycurlyboy Forumite
    255 Posts
    i work for tesco head office it was to do with the RBS transfers to tesco accounts the system just crashed completely passwords, everything went down and had to be re set. thats whats cocked up everyones log ins
  • I have just managed to talk to Tesco Bank customer service - after 30 min of being kept on hold - and explained to them their functionality problems at the same time asking to be compensated for my telephone calls and time wasted trying to talk to them (pre-recorded message advising at all times that I should remain on hold and they really want to talk to me).

    I was informed in quite an unpleasant way that Tesco Bank would not be compensating anything as "all customers were calling at the same time" - which I think supposed to mean that this is our and not their fault.

    They were not even interested or willing to take my contact details to get back to me in writing or send an apology letter. This is an extremely arrogant attitude from the company that:

    - left thousands of customers without card readers in 2008/2009 making it impossible for them to make online transfers (I got 1000 clubcard points as a compensation)

    - lost customers data in 2010 (they managed to blame it on their external service provider meaning no one really took any responsibility)

    - left their customers without access to their accounts in 2011

    My initial reaction is - what a bunch of clowns, let me close all the accounts with them and forget about this home grown version of Santander - but then hang on a minute, the accounts can remain empty and let them send a statement every now and again. This will not teach them a lesson but perhaps their CEO will get 999 999 instead of 1000000 as letters to me will cost them a bit.

    Every little helps.
  • baldeagle09baldeagle09 Forumite
    136 Posts
    Part of the Furniture 100 Posts Combo Breaker
    Forumite
    This is ridiculous. I have spent over 2 hours hanging on the end of a phone just waiting to get a temporary PIN number for an account that I was able to access 10 days ago. If there is a problem why don't they react to it by putting in extra resources to man the phones. Not happy. The only guaranteed outcome as far as I am concerned is a complete withdrawal from Tesco's Bank....provided of course that I can actually get through to them
  • Well the good news is that after the shambles of registering all new security details and still being locked out, I have now been able to get in to my savings account and transfer some money – however it was not the Fast, instant payment I had come to expect, but hey it did actually work.


    So today I wanted to go to my credit card account - oops! No. No. No. – first locked out - go through the unlock process and get a temp password and code emailed to me follow instructions to get to a page asking for a MAC code (sent in the post) - (very useful I’ll just wait here for the post man!) but you can press the view button to see your account – well that would have been a help except there is no VIEW button on the page – I have worked in IT for some years and dealt with major migrations – there are some general rules – avoid any changes at the time of a migration and test in a full simulated environment – I can only assume Tesco have been so arrogant as to believe they would get it right 1st time (it very rarely happens). Tesco ‘every little helps’ no ‘every ones a !!!!-up’
  • renard_2renard_2 Forumite
    147 Posts
    Forumite
    I was informed in quite an unpleasant way that Tesco Bank would not be compensating anything as "all customers were calling at the same time" - which I think supposed to mean that this is our and not their fault.

    They were not even interested or willing to take my contact details to get back to me in writing or send an apology letter.


    I started a thread ("Will Tesco renege on their compensation promises?"), requesting to hear from anyone who HAS received the promised compensation.

    To date, not one person has responded in the affirmative.

    I'm afraid your experience simply reinforces my belief that the compensation promises are just PR fluff to satisfy the media.

    How about emailing Tesco CEO, asking who you should name as respondent in a Small Claims Court action to recover your costs?
  • nohnoh Forumite
    5.8K Posts
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    peeedoff wrote: »
    Well the good news is that after the shambles of registering all new security details and still being locked out, I have now been able to get in to my savings account and transfer some money – however it was not the Fast, instant payment I had come to expect, but hey it did actually work.


    So today I wanted to go to my credit card account - oops! No. No. No. – first locked out - go through the unlock process and get a temp password and code emailed to me follow instructions to get to a page asking for a MAC code (sent in the post) - (very useful I’ll just wait here for the post man!) but you can press the view button to see your account – well that would have been a help except there is no VIEW button on the page – I have worked in IT for some years and dealt with major migrations – there are some general rules – avoid any changes at the time of a migration and test in a full simulated environment – I can only assume Tesco have been so arrogant as to believe they would get it right 1st time (it very rarely happens). Tesco ‘every little helps’ no ‘every ones a !!!!-up’

    Thats strange because the platform the credit card runs on hasn't changed as far as I can see. I log into it in the same way as I have always done. The credit card operation is still run by RBS as far as I know.
  • Moptop1Moptop1 Forumite
    6 Posts
    :mad:

    Third attempt to speak to one these 'Customer Service Representatives' who really wants to talk to me.

    2.5 hours hanging on the end of a phone so far. This is even worse than Santander at it's peak.

    I have Internet banked with Tesco since 1999. I will seriously consider moving my accounts if I can ever get at my money.............

    Disgraceful.
    :mad:
  • Moptop1Moptop1 Forumite
    6 Posts
    Moptop1 wrote: »
    :mad:

    Third attempt to speak to one these 'Customer Service Representatives' who really wants to talk to me.

    2.5 hours hanging on the end of a phone so far. This is even worse than Santander at it's peak.

    I have Internet banked with Tesco since 1999. I will seriously consider moving my accounts if I can ever get at my money.............

    Disgraceful.
    :mad:

    The phone line just cuts off dead at between 1hr 3 mins and 1hr 4 mins.
  • edited 26 June 2011 at 4:07PM
    AFCBdaveAFCBdave Forumite
    60 Posts
    edited 26 June 2011 at 4:07PM
    Having been denied online access to my Clubcard Plus and Credit Card accounts for over a week, and having now been told that I need to phone Tesco for a PIN, I called then at 12:45 today. I am still on hold as I type this.

    During this time I have been cut off after 61 mins and 66 mins and finally got through after a total of 2 and a half hours - only to be told that their call waiting time is about 20 mins!!

    They cannot explain why I need a PIN but will send one out which I should receive in 3-5 business days. During this time I still have no access to my accounts. They also couldn't answer the question "if you knew I needed a PIN, why didn't you just send me one", or "why have you asked people to call you at a time when your call centre is completely overwhelmed and under resourced".

    I also asked why my Clubcard Plus was refused as payment when I filled up with fuel yesterday. The response was that "Clubcard Plus is broken". I was told that "since the changeover to Tesco Bank, the computer doesn't recognise the overdraft facility". This has been a problem for a few days, although they admit to not having actually told their customers this.

    Having exhausted questions about my Clubcard Plus, which took 20+ mins of going away and asking a supervisor (I guess that's what happens when you draft in untrained staff at short notice), I asked for the balance of my credit card. Apparently, I had to speak to someone else, but "don't worry, you'll hear some music and then get put through".

    After a further 20 minutes of music they cut me off again! A total of 195 minutes of my time wasted./

    The end result is that I cannot access my accounts for 2 weeks and cannot use my Clubcard Plus Card to buy petrol or food until they have sorted the latest problem. And I won't know they've fixed it because they are trying to keep it quiet!
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