📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

227 sleeps till I wake up debt free.

1151618202126

Comments

  • Got a terrible fright this morning opening a letter from ParkingEye with a lovely £50 fine (if I pay up quick) for going over time on my parking while shopping last week. Got in touch with the shopping centre and they are cancelling it and have told me how to get longer parking next time so very relieved. Been shopping there for years so was rather a shock :eek: But the cameras have only been in a month to try and deter the local office workers pinching all the parking. Just another case of how the minority ruin things for the rest of us :mad:
    LBM April 2011 £4906

    :j:j DEBT FREE 4th NOVEMBER 2011 :j:j
    Clothes Challenge 2011 £60.24/£200
    Virtual sealed pot #136 - £1.60 Sealed pot # 1365 Nectar card - £8.80 Overdraft £0.00
    Do I need it? Can I afford it? Is it cheaper elsewhere?
  • £100 transferred to loan :D
    LBM April 2011 £4906

    :j:j DEBT FREE 4th NOVEMBER 2011 :j:j
    Clothes Challenge 2011 £60.24/£200
    Virtual sealed pot #136 - £1.60 Sealed pot # 1365 Nectar card - £8.80 Overdraft £0.00
    Do I need it? Can I afford it? Is it cheaper elsewhere?
  • Had a nice weekend, and now back to it, properly. Have not been really keeping up with my routines properly over the summer, due to a) kids being off school b)friend dying & c) thinking about money too much :rotfl:

    So now the kids are back I'm trying to refocus, been flylady flying all morning, on a break at mo and nearly there at restoring a sense of order.

    not going to worry too much about mone this week till Friday and see what the child tax credit people get up to now my daughter is back in 6th form. hoping they get their act together quickly don't really want to be borrowing money back out the ISA.
    LBM April 2011 £4906

    :j:j DEBT FREE 4th NOVEMBER 2011 :j:j
    Clothes Challenge 2011 £60.24/£200
    Virtual sealed pot #136 - £1.60 Sealed pot # 1365 Nectar card - £8.80 Overdraft £0.00
    Do I need it? Can I afford it? Is it cheaper elsewhere?
  • Morning hun

    Glad to see things are getting back to normal for you - I have suffered with my routine being all to pot over the summer too. Here's to getting back on track!

    You are still doing fab so congrats

    xxx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Thanks for popping by Debfree2012, this thread has a tendancy of mirroring my real life, me talking to myself alot :rotfl:

    I haven't been totally good this week and succumbed to the amazon 1 click and bought Hugh Fearnly Whittythingys new Veg book. Like i need any more cookery books! But it's all paid for and no debt incurred so not totally bad either. Wish I could treat myself without feeling guilty. :(

    CTC came through o.k today accounting for DD still being at school, well 'ish', I need the award to see what they are up to with their calculations as the payment is down £23 this month on what I was getting before DD was removed from award. Just got to be patient.

    I've paid another £100 into ISA for loan, taking me over the half way mark on that :D Slowly but surely getting there. Also paid the balance of Octobers holiday this week. Really need to knuckle down and work out where the spending money for that is coming from! I've earned a few extra £'s this week by helping a friend out cleaning a couple of holiday cottages for her while she is away so I'm going to stick that in the holiday pot.

    I've got a slight problem in that it has been a bumper year for apples on my tree and I need to do something with them to stop them going to waste. I want to make a load of apple sauce and jar it up as I use it alot making granola but I don't have enough jars as I was helping someone out with their plums and tomatoes last weekend. Got some lovely tomato & chilli jam made and plum mincemeat :D I'll have to investigate my freezer and try see if there is any room to freeze to sauce at a later date or try find some money in budget to buy some jars.

    I'll be so glad when all this scrimping is over :(

    Well that's it for now I think, enough with waffling :rotfl:
    LBM April 2011 £4906

    :j:j DEBT FREE 4th NOVEMBER 2011 :j:j
    Clothes Challenge 2011 £60.24/£200
    Virtual sealed pot #136 - £1.60 Sealed pot # 1365 Nectar card - £8.80 Overdraft £0.00
    Do I need it? Can I afford it? Is it cheaper elsewhere?
  • What's the HFW book like - I have his bread one and the family cook book - I love watching his shows - my inspiration for when DF.

    I too have the same problem with apples!!! LOL. Picking the rest tomorrow as they're ready, plums too.

    Congrats on past half way mark for loan!!!!


    xxx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • What's the HFW book like - I have his bread one and the family cook book - I love watching his shows - my inspiration for when DF.

    I too have the same problem with apples!!! LOL. Picking the rest tomorrow as they're ready, plums too.

    Congrats on past half way mark for loan!!!!


    xxx

    I've not tried anything from it yet as only just arrived but enjoyed reading it in bed last night. Looks good :D I'm just off to lookk for inspiration for an alternative flatbread filling as remember seeing some last night. Am doing lamb kebabs tonight and need a back up plan in case it dawns on DD ( I couldn't possibly eat lamb only mutton) what shes eating :rotfl:
    LBM April 2011 £4906

    :j:j DEBT FREE 4th NOVEMBER 2011 :j:j
    Clothes Challenge 2011 £60.24/£200
    Virtual sealed pot #136 - £1.60 Sealed pot # 1365 Nectar card - £8.80 Overdraft £0.00
    Do I need it? Can I afford it? Is it cheaper elsewhere?
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi NA. found your diary and have been reading through it. not long til your DFD. good luck and keep going. you are so nearly there
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac wrote: »
    Hi NA. found your diary and have been reading through it. not long til your DFD. good luck and keep going. you are so nearly there

    Thanks for popping in :D
    LBM April 2011 £4906

    :j:j DEBT FREE 4th NOVEMBER 2011 :j:j
    Clothes Challenge 2011 £60.24/£200
    Virtual sealed pot #136 - £1.60 Sealed pot # 1365 Nectar card - £8.80 Overdraft £0.00
    Do I need it? Can I afford it? Is it cheaper elsewhere?
  • Monday morning, full of cold and head not working properly so probably not the best of days to open the new tax credit awards to find despite the fact my DD is staying on at school the payments for the rest of the year are going down by £58 every 4 weeks. Not good news for my budget but head hurts too much to get around it at the moment.

    Ho hum, should have opened the letter before I blew £50 on jam jars this morning, I just kept going till I got free postage :mad: Ugh old habits die hard, but it on the debit card not cc. Having said that I'm calling them an investment, next year all I'll need is new lids.

    Got a bag of cooking apples for free yesterday so as soon as jars arrive I'll knock up a years supply of my lovely apple, sage & cider sauce.

    And try and do something with all the eating apples :rotfl:

    In true Scarlet O'Hara style - I can't think about my budget right now. If I do, I'll go crazy. I'll think about that tomorrow!
    LBM April 2011 £4906

    :j:j DEBT FREE 4th NOVEMBER 2011 :j:j
    Clothes Challenge 2011 £60.24/£200
    Virtual sealed pot #136 - £1.60 Sealed pot # 1365 Nectar card - £8.80 Overdraft £0.00
    Do I need it? Can I afford it? Is it cheaper elsewhere?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.