📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Unoffical Existing Customer Balance Transfers

18788909293175

Comments

  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    flipdee wrote: »
    M&S wanted to keep my custom by offering me 0% on Purchases for 7 Months (Thats against their usual 18.9%!!!!)

    Congratulations & thanks for the tip
    :beer:

    May I ask did you request closure or simply ask if there were any offers on your account?
    People who don't know their rights, don't actually have those rights.
  • ~Chameleon~
    ~Chameleon~ Posts: 11,956 Forumite
    10,000 Posts Combo Breaker
    I had no luck with M&S so closed the account.

    Also failed to get anything from MBNA too. He pleaded with me to keep the account open as I'm a "valued customer" and they would offer me something in 9mths time but I told him to close it to lower my available credit and I'd take my chances on re-applying on 9mths time. Didn't think he was ever going to take no for an answer!

    Can't be that valued a customer if they refuse to help me out when I need it now! lol
    “You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”
  • clio
    clio Posts: 3,345 Forumite
    Cham'
    How long you been with MBNA then mate??
  • DJ1UK
    DJ1UK Posts: 373 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    Been offered 0.9% for 9 months on balance transfers (with 3% fee) from MBNA.

    DJ
  • flipdee
    flipdee Posts: 56 Forumite
    Hey there, asked to close the account. Got a callback from their "retentions" department.
    Moggles wrote: »
    Congratulations & thanks for the tip
    :beer:

    May I ask did you request closure or simply ask if there were any offers on your account?
  • thriftymomma
    thriftymomma Posts: 1,107 Forumite
    No, not to my knowledge...

    If you are not financially linked then her debt has no relation to your credit score.
    Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
    Another 3% shaved off 10/12/08
    ANOTHER 4 % June 09:beer:
  • ~Chameleon~
    ~Chameleon~ Posts: 11,956 Forumite
    10,000 Posts Combo Breaker
    clio wrote: »
    Cham'
    How long you been with MBNA then mate??

    About 3-4 years I think but I've already had 3 BT deals with them and never spent anything on the card so wasn't really surprised they wouldn't offer me another one yet.
    “You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”
  • saad_awal
    saad_awal Posts: 83 Forumite
    Got the following from HSBC thru post:

    0% BT with 2.9% fees for 9 months from date of transfer. Good for BT done till end of June.
    :beer:
  • scott_lithgows
    scott_lithgows Posts: 1,427 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    saad_awal wrote: »
    Got the following from HSBC thru post:

    0% BT with 2.9% fees for 9 months from date of transfer. Good for BT done till end of June.

    I got offered 3.9% for 6 months with 2.9% fees,they must have fallen out with me.:laugh:
    I have a deep burning indifference
  • joeg_3
    joeg_3 Posts: 1 Newbie
    I don't know if this is the right place to post but my question is can I apply for a card (in this case Virgin) even though Im an "additional" card holder on my wifes Virgin card (0% deal is coming to an end). Thanks.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.