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Unoffical Existing Customer Balance Transfers

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Comments

  • thriftymomma
    thriftymomma Posts: 1,107 Forumite
    joeg wrote: »
    I don't know if this is the right place to post but my question is can I apply for a card (in this case Virgin) even though Im an "additional" card holder on my wifes Virgin card (0% deal is coming to an end). Thanks.

    Yes you can.
    Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
    Another 3% shaved off 10/12/08
    ANOTHER 4 % June 09:beer:
  • udydudy
    udydudy Posts: 559 Forumite
    Part of the Furniture Combo Breaker
    Llloyds latest offer was 6 months 0% with 3% fee during card cancellation. well anyway wanted to cancel unless the had offered 12 months. so went ahead and cancelled. 1 Card less means that much lower oustanding available credit limit!!.
    :beer::beer::beer:
  • blindman
    blindman Posts: 5,673 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I've just received in the post an offer of 6 months 0% with no fee from Abbey zero.

    I've had the card since it was introduced and BT £6,000 which I paid off in January.

    Good timing as my Virgin BT is due in June :j

    This is the first time I've kept a card open after finishing a BT offer.
  • keithboy40
    keithboy40 Posts: 303 Forumite
    Part of the Furniture Combo Breaker
    I rang Barclaycard to see if they have any LOB deals. I'm at the end of my current deal and can transfer from Barclaycard. However the person on the otherside of the line, from India, did not understand what i wanted. I decided not to waste 30 minutes trying to explain.

    Does anybody have a telephone number whee i will be able to speak to someone who will understand.
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    keithboy40 wrote: »
    I rang Barclaycard to see if they have any LOB deals ... However the person on the otherside of the line from India, did not understand what I wanted... Does anybody have a telephone number where I will be able to speak to someone who will understand?

    If you ring Barclaycard Card Services on 01604 234234, you'll avoid the overseas call centre and the perishing 0870 numbers ;)
    People who don't know their rights, don't actually have those rights.
  • stevsand
    stevsand Posts: 56 Forumite
    I have been offered 9.9% for life on my RBS card, could i transfer money out and them back in by june23 ?
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    stevsand wrote: »
    I have been offered 9.9% for life on my RBS card. Could I transfer money out and then back in by June 23?

    Yes, you can do this but, in doing so, you could incur two balance transfer fees to shift the same money.
    People who don't know their rights, don't actually have those rights.
  • keithboy40
    keithboy40 Posts: 303 Forumite
    Part of the Furniture Combo Breaker
    any deals being offered with barclaycard or tesco at the minute.
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    keithboy40 wrote: »
    Any deals being offered with Barclaycard or Tesco at the minute?

    I have the Barclaycard cashback (formerly Morgan Stanley cashback) card.
    B'card has offered me 0% on BTs for 6 months with 2.5% handling fee.
    People who don't know their rights, don't actually have those rights.
  • Smiley_Mum
    Smiley_Mum Posts: 3,836 Forumite
    I've been Money Tipped!
    Got offered 6 months 0% with Bank of Scotland but ended up going with Post Office, got 12 months at 0%, new card.
    “Ordinary riches can be stolen, real riches cannot. In your soul are infinitely precious things that cannot be taken from you.” - Oscar Wilde
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