Unoffical Existing Customer Balance Transfers

RavingMad

jpwjpw wrote: »

Anyone got an offer from MBNA recently? I'm interested in what they are giving out at the moment.

Last month, I had an offer of 0% for 9 months (3% fee)

twiuggy123

Help! Has anyone heard of EastDebtClear? Says they can clear all your debts, loans and credit cards to 0 for a small fee. Something to do with Consumer Act 1974. Are they legal ???

MoneySavingNovice

twiuggy123 wrote: »

Help! Has anyone heard of EastDebtClear? Says they can clear all your debts, loans and credit cards to 0 for a small fee. Something to do with Consumer Act 1974. Are they legal ???

Sorry twiuggy its most likely that they will charge you a large sum of money and in the end leave you worse off. In truth there are no easy way to write off debt.

I would suggest that you a) have a look at the Debt free board on MSE
b) consider if you want to talk to the Citizens Advise - who won't charge you a penny.

Good luck

udydudy

jpwjpw wrote: »

Anyone got an offer from MBNA recently? I'm interested in what they are giving out at the moment.

OH got 12 months @ 0% with 2.98% BT Fee 2 weeks back

ctulu

Great posts, tips are really working

Bismarck

Just noticed that Barclaycard are putting in a 2.5% BT fee for life of balance transfers at 6.9%.....how long's this been going on? - it used to be free!!

jpwjpw

udydudy wrote: »

OH got 12 months @ 0% with 2.98% BT Fee 2 weeks back

Just payed off the last offer a few days ago which expired. Phoned up but no offers on the account at the moment. Shame, I need to get in before they bring in 5% fees!

udydudy

jpwjpw wrote: »

Just payed off the last offer a few days ago which expired. Phoned up but no offers on the account at the moment. Shame, I need to get in before they bring in 5% fees!

I pay off my card in the next couple of days and need to get an offer before the 5% fees!!!. but as yet I have not received any intimation from virgin.

gkb_2

for info I have just rung Nat West after paying off at the end of the 0% rate, was told there are no offers at the moment but they should have some in a couple of weeks, no idea if this is true but I was asking to close my card so if there were any I assume they would have offered something.

Petmidget

Just got a statement from Asda (GE Money) current BT ending in a few weeks, offer with statement 0% 6 months 2.99% fee.

Obviously hoping to trap my current BT but its paid off now, muhaa

Will prove useful though as have another BT ending in next month.