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Unoffical Existing Customer Balance Transfers

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  • 15lsp
    15lsp Posts: 305 Forumite
    Just been told I can have a futher 6 months 0% balance transfer by Alliance and Leicester.

    Do they just offer it to certain customers? My A&L 0% is ending in December and also bank with A&L.

    Laura
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure
  • Halifax offered me 0% for 6 months with a 3% fee.
    Asked about a LOB but said they couldn't offer me one.

    Planning to close the account now :p
  • cpu
    cpu Posts: 392 Forumite
    I cleared my MBNA account last week and got a phone call today asking me if I wanted 95% of my credit limit transferred to my bank account @ 0% until Aug 07 (9mths) with a £75 capped BT fee. Would have been rude to refuse.:)
  • s71hj
    s71hj Posts: 655 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Abbey have just given me 0.9% until 1/5/07, capped fee of £35, monthly minimum payment still £5 (plus interest, and fee in 1st month). Not only that, but they've transferred all but £500 of my virgin c.l across, which takes maximum advantage of the capped fee. I was pleased! Hope someone else has a go and gets the same (I'm going to get my oh to call them when she gets home!)
  • Good tips on getting a lower rate from these companies.:T
  • teedy23
    teedy23 Posts: 2,090 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    was offered balance tranfer from existing LTSB card b/t 6 mnths 0%. offer closes 29th Dec, should I try to clear off exsisting balance first?
    :T:jDabbler in all things moneysaving.Master of none:o

    Well except mastered my mortgage 5 yrs early :T:j
    Street finds for 2018 £26:49.
  • s71hj
    s71hj Posts: 655 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    This morning both mint and hsbc offered me 3.9% 6 months, 2% fee. Declined both as no stooze profit, but may benefit somebody.
  • Phoenix79_2
    Phoenix79_2 Posts: 1,434 Forumite
    Anyone had any loyalty offers from Natwest? Been trying (unsuccessfully) to shut down a Natwest Mastercard but as its 10p in credit they seem unable to do it! Its got a £5k limit so before ringing them up again and trying to get it closed i thought i might see what they'll offer me.
  • Needing help!!!!!!!!,I have fallen into the Capital One trap and am at the moment paying minimum payments on an expensive interest card that i took out in June this year,the payments are extortionate but at the time it was the way out of a sticky problem,can anyone suggest anything that may help as I am knitting a striped jumper and have my mask and "swag bag"ready.Thanks Sam
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    I have just paid off my Abbey CC in full - hooray! I'm intrigued to see if they offer me any good deals - should I phone up and ask, or wait to see if they contact me?
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



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