Unoffical Existing Customer Balance Transfers

cazmanian_minx

~Chameleon~ wrote: »

Are you sure you've got those the right way around? My old Egg card is now my Barclaycard Mastercard and I also have a Barclaycard Visa (Platinum). My Visa is offering 6.9% LOB and the Mastercard 0% BT until August 2013.

Yup, positive - I've just managed to transfer another £1000 to the 6.9% LOB on the Mastercard this morning. The 0% on the Visa doesn't show up when I log in on the internet banking, but the customer services team assures me that it exists.

No joy with the Post Office unfortunately, but my Tesco card has nearly been emptied onto the 6.9% MC so I can try them fairly soon.

gglaze

Received a letter from Tesco Credit Cards yesterday and just processed a BT today on my existing card, 0% for 12 months with 2.99% fee, through statement in October 2013. Although the letter implied I could do this online somehow, I had to actually call in to get it done - but no problems over the phone and they found the offer straight away.

It was a pleasant surprise for me, as I currently have quite high revolving balances on a few cards, and although I've been waiting to see all these great offers everyone else seems to be getting (i.e. Barclays, MBNA), so far no luck at all for me. So I was very happy to finally get something - this is my first promotional offer in at least a year if I recall. So I assume if I'm getting the offer lots of other people should too.

My Tesco card already had a balance from a previous lifetime offer, at 7% or something like that - about 1500 out of the total 4500 balance, and other than that I hadn't been doing anything special with it, just paying slightly over the minimum each month. So not sure if that had anything to do with it, or if I just got lucky.

downshifter98

Paid off my Virgin Atlantic cc 2 weeks ago which had been 1 Year at 0% with 2% fee and they have just offered exactly the same again - nice as its my highest limit card - quite amazed tbh.

Stoneman_2

My offers keep on coming.

Nat west offered me 0% for 12 months in August (which I took them up on) and then gave me the same offer in September.. Sadly I didn't have enough off a limit left to take them up on that offer and they turned me down for a limit increase.

Within the last 2 weeks I have also had a 0% for 6 months from Tesco ( the first offer in a very long time - recently cleared the balance) barclaycard offered 0% for 6 months and the biggest surprise of all, Virgin are going to increase my limit by

£3000 from the end of October. I'm guessing that they will also offer me a deal then as well :j

downshifter98

Following my Virgin Atlantic offer I've now had 12 months at 0% (3% fee) from both Santander 'Zero' and RBS plus a limit increase (of 50%) from MBNA - no changes in my personal circumstances so is this all a response to the recent cash thrown at the banks? At this rate my stoozing pot will never get paid off - at 3% or less its a darn sight cheaper than equity release....

gglaze

gglaze wrote: »

Received a letter from Tesco Credit Cards yesterday and just processed a BT today on my existing card, 0% for 12 months with 2.99% fee, through statement in October 2013. Although the letter implied I could do this online somehow, I had to actually call in to get it done - but no problems over the phone and they found the offer straight away.

Also just to follow up on this - the transfer I did last week has already gone through and shown up on the cards to be paid off. So today I called and was able to get an increased limit on the Tesco card, and process another transfer at the same rate. I requested to get the limit doubled from 4500 to 9000, but they only managed to give me 1000 additional to get it up to 5500. No idea why, but I'll take what I can get.

pwllbwdr

Nationwide: 12 months, 4.9% with BT fee of 3.1%. I said thanks but no thanks!

blitzboy

pwllbwdr wrote: »

Nationwide: 12 months, 4.9% with BT fee of 3.1%. I said thanks but no thanks!

Not the best offer, but thats the first time I've heard any sort of existing customer offer from Nationwide!

Adorian

Got a 0% for 9 months, 3% BT transfer fee offer through the post. Get these fairly regularly from the Halifax. Sadly not from any of my other cards.
Closed my Nationwide card down a couple of years ago then reapplied in April this year, got a 17 month 0% so am going to probably do the same with my Post Office card (unless they offer me something good today). I seem to get a lot less existing customer offers than I used to.

Adorian

Unexpected result from Post Office! I asked if there were any 0% balance transfers available to me and the woman said yes straightaway!
0% for 9 months, BT fee of 2.98%. So...Post Office card lives to fight another day.
I wonder if it's because for the last 4 or 5 months I have been using the card for work expenses but paying it off every month. Previously I'd carried a smallish balance for a while and they never had an offer for me, then I had a zero balance for about 6 months and nothing for me.