Unoffical Existing Customer Balance Transfers

sfax

~Chameleon~ wrote: »

Sainsburys 2.95% for 24mths with 3% fee.

24 months!! They only offer 15 with 3% fee to new customers. They must really like you!

blitzboy

sfax wrote: »

24 months!! They only offer 15 with 3% fee to new customers. They must really like you!

They offer 0% for 15 months to new customers, which to me is a better deal than 2.95% for 24 months?.....

gglaze

Barclaycard OnePulse just showing up today with 6.9% lifetime offer (with 2.9% fee) for me. Not amazing but better than nothing.

Only balance I have to transfer now is my Barclaycard CashBack - guessing they won't accept a transfer from another Barclaycard?

blitzboy

gglaze wrote: »

Barclaycard OnePulse just showing up today with 6.9% lifetime offer (with 2.9% fee) for me. Not amazing but better than nothing.

Only balance I have to transfer now is my Barclaycard CashBack - guessing they won't accept a transfer from another Barclaycard?

Afraid not

sfax

blitzboy wrote: »

They offer 0% for 15 months to new customers, which to me is a better deal than 2.95% for 24 months?.....

My bad. I saw "Sainsburys 2.95% for 24mths with 3% fee. " but my brain read "Sainsburys 0% for 24mths with 3% fee. " :embarasse

AllenMansurian

Great collection of information, keep sharing such type of information in future too.

Rugbyjohn

Beware the Tesco balance transfer offer. Even if you pay off your new purchases in full on monthly statement they will still charge you interest on the daily balance of the purchases. In other words you no longer get 56 days free. Can't see it explained anywhere,but when we complained this was what we were told was making up the interest charge on our statement.

gwapenut

pwllbwdr wrote: »

Nationwide: 12 months, 4.9% with BT fee of 3.1%. I said thanks but no thanks!

"On your side". Yeah!

sfax

Rugbyjohn wrote: »

Beware the Tesco balance transfer offer. Even if you pay off your new purchases in full on monthly statement they will still charge you interest on the daily balance of the purchases. In other words you no longer get 56 days free. Can't see it explained anywhere,but when we complained this was what we were told was making up the interest charge on our statement.

This is standard for any credit card. If you don't pay the balance in full, you pay interest. Never mix BTs and purchases on one account. Refer to the BT card guide

Rugbyjohn

gglaze wrote: »

Just completed a transfer to tesco mastercard, after receiving a letter last night. 0% for 12 months, 2.99% fee, offer expires 30 Nov.

The only part of the balance we didn't pay off was the 0% balance transfer as surely that's the point of doing the transfer. Don't see why you should be charged interest on new purchases if you are still paying them off in full when statement issued.