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SAHM paying off debts slowly
Comments
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Anyone that can give me any opinions please - weight watchers or slimming world. I seriously need to loose a lot of weight and i know doing it on my own at home does not work. Being looked at in a bad way if i put on weight, will encourage me to keep going.
Looks like they are similar in price - hoping that by paying for the classes it will also spur me on - well thats the planMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
I have tried ww at home and for me it didn't work as it was like rebelling against the points. My best friend does sw every now and again and I think it works for her. I was thinking about sw as they say you should never be hungry, which is one of my downfallsPrepare for the unexpected - £477.02 / £10000
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Thanks for your opinion - i think SW is cheaper
I agree with you i really dont have any sucess at dieting alone at home. My problem is eating whilst bored / alone - especially whilst OH not home. Got about 5 st to loose so its going to be a long haul
Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
i've never tried WW but it works for a few friends...but they've said only if they go to class they can't seem to stick to it at home. I lost two stone after having ds2 at SW, -have put a stone of it back on grr!- but found it very easy and you can eat loads!! Again though i did it at a class and when i've tried it at home i don't stick to itMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Well this morning i have joined SW and although i now have to pay for the classes i am determind that it will work. I have about 4 1/2 stone to loose - maybe 2lb per week - by xmas i may be slim lol. I realise it may not be that easy but it gives me something to work towards. Not told OH yet as i expect he will complain its a waste of money and he will end up eating rabbit food but i need to do this and will be happier with myself hopefully at the end of it
Thanks for your opinions DFW i will need a kick up the bum every now and again i expect if you dont mindNow off to see what to eat today
Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
If you stick to plan you can lose quite a bit in the first few weeks
i lost 6 lb first week, 3lb second week and then it was 1-2 lb (and sometimes stayed same but never really put on whilst on it
) good luck xx
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Thank you i will keep you updated - i realise summer is too close to reach any goals that will make much of a difference so i am aiming for christmas - new wardrobe and new meMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
i reckon by July you could lose a stone and a half! Easy peasy
you just have to stick to plan and also don't deny yourself your syns, when you do the weight seems to hold on to you!! honestly! xx
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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I am certainly going to try my best - want a nice loss for my 1st week and then hopefully keep going. Now about to see if i can log on online - they use fancy credit card things to store details on so i can easily log on - very fancyMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600 -
Evening all feeling a little low as really have no money to spare at all. Car exhaust has broken and needs fixing - i hate cars, they are sooo expensive - feel like gettig rid and walking everywhere, it is just some journeys are soo much easier in the car.
I also realised that even though i have more than i need possesion wise but i still feel that i need more - eg would love an ipad or something similar. It is far far out of my reach and there are many more things that will come before such extravagance but why cant i be happy with what i have. I also cant stop spending (although have made a concious effort not to go to charity shops as i always spend in them) - nothing big but food shopping etc. I have cupboards full of bits but still buy more. Feel like even though i have started sorting my monies out i am still a long way from feeling good about it. Sorry just feeling a little sorry for myself today - should be happy as sun has been out (at last), but face now sunburntMe, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.600
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