Carpe Diem... My new aim in life!

Emzilla

Hi Elsiepac

Best of luck with clearing those debts and moving out. Nothing like your own space is there .

I'm off to subscribe.

Emz xx

debtfreewannabe321

Hi Elsiepac, wow you've set yourself a lot of challenges, think I should take a leaf out of your book and get more organised! Good luck with them all, and I know how you feel about moving back home, i sold up my house at the same age as you did and after living alone with DS1 for 7 years I moved back in with my mum! Was ok, but we clashed on so many things that we had previously had never even agrued on lol! I moved out again after a year and half and things are much better now! I'll subscribe so I can keep an eye on your challenges! DFW x

elsiepac

JAMIEDODGER wrote: »

Not at all:) I'm a big fan of gigantic posts myself! I have joined loads of challenges over the last few days in a bid to rid myself of this debt once and for all:) I am hoping to have cleared one of my cards by the end of June. I am going to keep sending payments to it everyday until I have enough in my main account to clear it completely. Then I will start on the next one, and so on and so forth. I am so looking forward to the end when it is all mine again...happy posting x

Good luck to you, that sounds like a really good plan! I'd be doing the same if I wasn't on a DMP already! We're on some of the same challenges, so we can encourage each other :beer: thanks again for your support x

Emzilla wrote: »

Hi Elsiepac

Best of luck with clearing those debts and moving out. Nothing like your own space is there .

I'm off to subscribe.

Emz xx

Thanks for subscribing Emz, I appreciate the support, and no, I cannot WAIT until I have my own space again x

debtfreewannabe321 wrote: »

Hi Elsiepac, wow you've set yourself a lot of challenges, think I should take a leaf out of your book and get more organised! Good luck with them all, and I know how you feel about moving back home, i sold up my house at the same age as you did and after living alone with DS1 for 7 years I moved back in with my mum! Was ok, but we clashed on so many things that we had previously had never even agrued on lol! I moved out again after a year and half and things are much better now! I'll subscribe so I can keep an eye on your challenges! DFW x

Thanks for your support DFW - yep I decided I had to get organised because I was already losing track of where I was up to with my challenges! I'm still umming and ahhing about layout though - if I update most days, is there any need to post the lot every day? I can't decide if it is better to have one post with the challenges on and update it, then maybe do a new one each month - my only dislike of this is that they will get swallowed up quickly in the thread as I didn't do it on my first post! Although I could go back and do that, but it feels a bit wrong :rotfl: Glad to hear you're doing better now you've moved out... as I said my parents are great, I just don't want to be living with them! x

cococoladebt

All the best!!

JAMIEDODGER

I'm always up for a bit of encouragement:) I like the idea of a debtbusting buddy:D

elsiepac

cococoladebt - thanks for the good wishes

JD - I like the way you put that!!!

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I randomly checked my banking at 20 past 11 and lo and behold I'd been paid already!!! So I'm getting a head start on Tuesday and paying things online... yay! I will update this post through Tuesday to save huge posts everywhere for one tiny change!!!

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Edit: 1830 on 31 May!

I had a great day out - went to the mall, saw the Hangover 2, got a few bits and bobs...ah yes, that's where the money comes in! I was doing well and following the budgets I'd set myself - nothing more nothing less, however i have to confess i got a couple of things I wasn't intending to. I did get two new pairs of work trousers, £16 each, which I desperately needed, but that's coming from the clothes allowance I had this month which was £30, so I have to find £2 from another budget to cover it! I also had to buy some hemming stuff as they need letting down a little bit - the longer ones were too long! I'm now trying to reconcile everything, updated below!

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The Boring Stuff: Challenges

Weekly Spend Challenge 29 May 11 - £100

£30 Food Budget(£20 31/5, £10 3/6)
31 May: £24.72 - Tesco Shop -- Remaining = £ 5.28
31 May: £ 2.00 - ClothesMore - Remaining = £ 3.28
31 May: £ 0.28 - Sealed Pot -- Remaining = £ 3.00
£20 Entertainment Budget(£10 31/5, £10 3/6)
31 May: £ 2.50 - Sandwich ---- Remaining = £17.50
31 May: £ 3.00 - Starbucks --- Remaining = £14.50
31 May: £ 3.40 - CinemaDrink - Remaining = £11.10
31 May: £ 5.25 - Ice Cream! -- Remaining = £ 5.85
31 May: £ 0.85 - Sealed Pot -- Remaining = £ 5.00
[strike]£20 Misc Budget[/strike][strike] - for toiletries from Boots[/strike]
31 May: £16.63 - Toiletries -- Remaining = £ 3.37
31 May: £ 3.37 - ExtraMakeUp - Remaining = £ 0.00
[strike]£15 Misc Budget[/strike][strike] - for part of birthday presents for 2 friends[/strike]
31 May: £14.00 - Presents x2 - Remaining = £ 1.00
31 May: £ 1.00 - To Cash ISA - Remaining = £ 0.00
£10 Misc Budget - that I owe a friend
31 May: £
[strike]£5 Misc Budget[/strike][strike] - eBay fees[/strike]
31 May: £ 3.71- Pay eBay Fee - Remaining = £1.29
31 May: £ 1.29- Pay Cash ISA - Remaining = £0.00

June No Spend Days - 10 NSDs

10 NSDs is ideal - would really like 12!

NSDs:
2, 6, 7, 9, 13, 14, 16, 20, 21, 23, 27, 28 Jun


June Bring Lunches to Work - 17 days

21 working days in June (1x AL)
4 are Fridays when I eat at the hospital (where I work) for a treat as subsidised £1.25
17 days of bringing lunches!

Lunches brought:
1, 2, 6, 8, 9, 13, 14, 15, 16, 20, 21, 22, 23, 27, 28, 29, 30 Jun


£365 in 365 Days

Started challenge late with 215 days to go in 2011.
Am aiming to make up the 150 days I've lost as well.

215 Days - £1/£215
31 May: £1
May Total: £1/£1
1 Jun: £1
2 Jun: £
3 Jun: £
4 Jun: £
5 Jun: £
6 Jun: £
7 Jun: £
Jun Week 1 Total: £1/£7
Jun Week 2 Total: £0/£7
Jun Week 3 Total: £0/£7
Jun Week 4 Total: £0/£7
Jun Week 5 Total: £0/£2
Jun Total: £0/£30

150 Days - £5/£150
31 May: £5
May Total: £5
1 Jun: £1
2 Jun: £
3 Jun: £
4 Jun: £
5 Jun: £
6 Jun: £
7 Jun: £
Jun Week 1 Total: £1
Jun Week 2 Total: £0
Jun Week 3 Total: £0
Jun Week 4 Total: £0
Jun Week 5 Total: £0
Jun Total: £0

365 Days - £8/£365


Lets Lose lbs Not £££s - 21 pounds

Goal 1: to lose 10% of my body weight - 21 pounds
Start weight: 210 pounds - 15 May 2011
Goal weight 1: 189 pounds

Weigh Ins:
15 May: 210 Start
20 May: 208 Lost 2
27 May: 208.5 Gained 0.5
3 Jun:
10 Jun:
17 Jun:
24 Jun:
1 Jul:
8 Jul:
15 Jul:
22 Jul:
29 Jul:


Sealed Pot Challenge 4

Aiming for a minimum of £70 so can buy Wii Fit Plus!
Silvers in Terramundi, Coppers in 2p Money Box
Open on 1 December 2011

Result: £0.00


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More Boring Stuff: Meal Plans

Mon 30 May:
[STRIKE]B - HNSW[/STRIKE]
[STRIKE]L - Tuna Pasta Bake[/STRIKE]
[strike]D[/strike][strike] - Storecupboard pasta sauce from other day[/strike]
Tue 31 May:B - HNSW
[strike]L[/strike][strike] - Bits from M&S - doubling up as lunch and cinema munchies![/strike]
[strike]D - Tuna Pasta Bake[/strike]
Wed 1 Jun:
B - Honey and Almond Oats So Simple with added almonds (my fave!)
L - Cous cous made with oxo cube, cuke, tom, red onion, butter beans, green lentils, black olives, lemon juice, olive oil, tabasco, chilli flakes, salt and pepper
D - Tuna Pasta Bake
Thu 2 Jun:
B - Honey and Almond Oats So Simple with added almonds (my fave!)
L - Chicken and salad?
D - NCG Moroccan Tagine Soup
Fri 3 Jun:B - One of the wholemeal bagels I got Saturday for 34p and froze
L - Hospital Lunch for £1.25
D - SURPRISE!:rotfl:

JAMIEDODGER

You are doing well! If the work trousers were desperately needed then you had to have them, I am sure you won't find it a problem to 'save' that extra £2 from somewhere else. Glad you had a nice time out:)

elsiepac

Thanks Jamie, I just took it from my food budget in the end, same as that hemming stuff I bought. They really were desperately needed, believe me I didn't want to spend the money!! Especially not this month as it's going to be a really tight one! But can't do much about it now so moving on...!!! Thanks for dropping by... do you have a diary?

JAMIEDODGER

Good approach. Sometimes things crop up and we cant do anything about them, time to move on indeed:)

Yes I do have a diary....

Here

themull1

I think you're lucky to have parents that you can live with, a lot of people haven't even got that. As for them treating you like a 16 year old, my parents still do that, even though i don't live with them, been married twice, and i'm 42!!