Continuous Car Insurance - Started

paddedjohn

john539 wrote: »

Nonsense.

When declaring SORN it does not tell you you have to return tax disc & DVLA does not contact you.

You don't know.

I have seen nothing that says tax disc is invalid.
Can you provide any proof ?

SEEK AND YE SHALL FIND.

Could you be breaking the law?

If you're not using your vehicle, you should make a SORN. If you are using it, it must be insured

• How to make a SORN

The change in the law means, you will only be able to take your vehicle off the road and cancel your insurance by returning your tax disc to DVLA.
It must be returned on a V14 (application form for a refund of a tax disc) and SORN declared at the same time.


IS THAT CLEAR ENOUGH?;)

paddedjohn

pitkin2020 wrote: »

Link please............Where does it state this??

HERE........

Could you be breaking the law?

If you're not using your vehicle, you should make a SORN. If you are using it, it must be insured

• How to make a SORN

The change in the law means, you will only be able to take your vehicle off the road and cancel your insurance by returning your tax disc to DVLA.
It must be returned on a V14 (application form for a refund of a tax disc) and SORN declared at the same time.

pitkin2020

cheers, I could only find info pre new law

john539

paddedjohn wrote: »

SEEK AND YE SHALL FIND.

The change in the law means, you will only be able to take your vehicle off the road and cancel your insurance by returning your tax disc to DVLA.
It must be returned on a V14 (application form for a refund of a tax disc) and SORN declared at the same time.


IS THAT CLEAR ENOUGH?;)

Where does it say that ?

What you have written isn't in the link !

I think you're an idiot, making stuff up.

Nobody forces you to return tax disc.
You do NOT have to return tax disc & never have done.

paddedjohn

john539 wrote: »

where does it say that ?

What you have written isn't in the link !

I think you're an idiot, making stuff up.

Nobody forces you to return tax disc.
You do not have to return tax disc & never have done.

are you for fu*kin real? You asked where it said return the disc and i showed you and you still argue.

paddedjohn

HERE IL PASTE THE WHOLE PAGE FOR YOU. IVE HIGHLIGHTED IN RED THE RELEVANT INFO.


Motoring


Stay insured: new penalties for motor vehicles without insurance


The new vehicle insurance law means that the registered keeper of a vehicle must keep it insured unless they've made a Statutory Off Road Notification (SORN). If you're not insured and haven't made a SORN, you could face a penalty. Find out what the change in the law means for you.

The new vehicle insurance law - don't be caught out

Stay insured - stay legal
Watch a video on the new rules on being insured and penalties you could face

• Stay insured

If you're the registered keeper of a vehicle, it must be insured at all times.
The exceptions are:

• if you have made a SORN for the vehicle
• if your vehicle has been kept off-road since before SORN came into force on 31 January 1998 – unless it was brought back into use
• if your vehicle is recorded as stolen, passed or sold to the motor trade or between registered keepers
• if your vehicle is recorded scrapped or permanently exported by the Driver and Vehicle Licensing (DVLA)

What will happen if your vehicle doesn't have insurance

From the end of June 2011 Insurance Advisory Letters (IAL) will be issued by the Motor Insurers' Bureau to the registered keepers of uninsured vehicles. This will be following a check of the Motor Insurance Database (MID) - the UK's central record of vehicle insurance. The IAL will advise the registered keeper that their vehicle appears to have no insurance and what actions to take to avoid receiving a fixed penalty from DVLA.
If a vehicle does not have insurance, the registered keeper could:

• receive a fixed penalty of £100
• have their vehicle wheel-clamped, impounded, or destroyed
• face a court prosecution, with a possible maximum fine of £1000

Payment of a penalty does not replace the need for motor insurance.

How to avoid a penalty

The details of all insured vehicles should be on the MID. You can check that your motor insurance details are on the database and are correct by following the link below.
Check your vehicle is insured - askMID Check the Motor Insurance Database now Opens new window










If the details aren't correct, or are not on the database, you should contact your insurer immediately. Only your insurer can update the MID's information.
If not already insured:

• insure your vehicle immediately
• make a SORN, if the vehicle is not used on the road
• notify DVLA if you are no longer the registered keeper

Failure to take one of these actions will result in a £100 penalty.

Could you be breaking the law?

If you're not using your vehicle, you should make a SORN. If you are using it, it must be insured

• How to make a SORN

The change in the law means, you will only be able to take your vehicle off the road and cancel your insurance by returning your tax disc to DVLA.
It must be returned on a V14 (application form for a refund of a tax disc) and SORN declared at the same time.

• Download 'Apply for a vehicle licence refund (form V14)' (PDF, 170K) Opens new window

• Help with PDF files

How does this law affect a vehicle used only in the summer?
If you have a vehicle that is still taxed but not insured, you could face a penalty. This includes vintage and classic cars, motorbikes and motor homes – all vehicles that people sometimes leave uninsured for part of the year. If this applies to you, you need to return the tax disc on a V14 (including nil value discs) and declare SORN at the same time.
Are vintage/classic cars affected?
If you have a vehicle that was manufactured before 1 January 1973 that has a 'nil value tax disc' it is still considered by DVLA as taxed. If your vehicle is taxed it therefore must be insured unless you return your tax disc on a V14 and declare SORN at the same time.
How does this affect pre-SORN vehicles?
Vehicles which have been kept off-road since before SORN came into force on 31 January 1998 are exempt from this law. If they are brought back into use they will no longer be exempt. If you want to bring the vehicle back into use, you will need to tax and insure it. Follow the link below to do this.

• Apply for a tax disc online Opens new window

What if you have a personalised registration on your vehicle?
You should inform your insurance company if you change the registration number of your vehicle. If you do not you could receive an Insurance Advisory Letter (IAL) to say your vehicle is shown as uninsured.

• Personalised reg and number plates

Why would someone receive a letter about a vehicle they no longer have?
When the vehicle record was compared to the MID, they were shown as the registered keeper. This is why the letter was issued. The IAL will explain what action needs to be taken to notify change of keeper. Follow the links below if you no longer have the vehicle.

• How to notify DVLA if you sell your vehicle

• What to do if your vehicle is scrapped or written off

What if I am moving abroad and taking my vehicle?
If the vehicle will be abroad for less than six months your vehicle is still subject to UK motoring laws and would need to be insured.
If permanently moving abroad, follow the link below for further details.

• Taking a vehicle out of the UK permanently or temporarily

Does this change affect the Off Road Register?
Off road bikes and construction machinery on the Off Road Register are not affected by the change in the law. If they are later registered for use on the public road they will be affected by the change.
Where does the new law apply?
The new law will apply in England, Scotland and Wales. It will not apply in Northern Ireland, the Channel Islands or the Isle of Man.

Points to remember

To summarise if your vehicle is on the road it must be taxed and insured at all times or you may face a penalty.
If your vehicle is:

• taxed and insured – you do not need to do anything until your tax and insurance runs out
• taxed and uninsured - you must insure your vehicle or make a refund application with a SORN declaration to DVLA if your vehicle is off-road
• not taxed and uninsured – you must make a SORN and keep the vehicle off the road
• not taxed and insured – you must make a SORN and keep your vehicle off the road

• How to make a SORN (Statutory Off Road Notification)

Getting the best insurance deal
You can get expert tips and advice on reducing your insurance costs from the Stay Insured website. Follow the link below to find out more.

• Ways to save on insurance Opens new window

In this section...

• Motor insurance
• Buying motor insurance
• The Motor Insurance Database (MID)
• Motor insurance for visiting and imported vehicles
• The Green Card system

m1974m

john539 wrote: »

Where does it say that ?

What you have written isn't in the link !

I think you're an idiot, making stuff up.

Nobody forces you to return tax disc.
You do NOT have to return tax disc & never have done.

The link is on the directgov website and is called:
Stay insured: new penalties for motor vehicles without insurance

john539

paddedjohn wrote: »

are you for fu*kin real? You asked where it said return the disc and i showed you and you still argue.

Sorry saying you're an idiot.

I think you gave wrong link, should have been:
http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_186696

The paragraph below doesn't make sense & is unworkable:

The change in the law means, you will only be able to take your vehicle off the road and cancel your insurance by returning your tax disc to DVLA.

You can declare SORN, cancel insurance.

There is nothing to force you to return tax disc.

It suggests as long you have the tax disc, you're still taxed, that's why they want you to return it.

mikey72

john539 wrote: »

Sorry saying you're an idiot.

I think you gave wrong link, should have been:
http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_186696

The paragraph below doesn't make sense & is unworkable:



You can declare SORN, cancel insurance.

There is nothing to force you to return tax disc.

It suggests as long you have the tax disc, you're still taxed, that's why they want you to return it.

You've missed off the bit were sorn lasts for 12 months, or to cancel it early, you buy a new tax disc.
So if you don't want to send the old one back for a refund, they won't make you. But you still can't get the car off sorn without buying a new one.


This makes perfect sense.

"The change in the law means, you will only be able to take your vehicle off the road and cancel your insurance by returning your tax disc to DVLA.
It must be returned on a V14 (application form for a refund of a tax disc) and SORN declared at the same time."

This has always been the way to declare sorn, and get a refund.
You could always declare sorn online before, or by phone, when the tax ran out, instead of buying a new disk. That is still true as well. Obviously, as the old disk had run out, there was no point in having it back.

From the dvla point of view, you're either taxed, or sorned, or not declared. They don't have other options. So if the computer says you're sorned, and the ANPR picks you us, having a tax disk you didn't get a refund on will just mean you're paying the fine, and wasting the refund.

paddedjohn

john539 wrote: »

Sorry saying you're an idiot.

I think you gave wrong link, should have been:
http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_186696

The paragraph below doesn't make sense & is unworkable:



You can declare SORN, cancel insurance.

There is nothing to force you to return tax disc.

It suggests as long you have the tax disc, you're still taxed, that's why they want you to return it.

thank you,

although you cant be forced to return your disc to the dvla, if you dont you wont get a refund and the car can only be unsorned by buying a tax disc, therefore the old disc is useless. they even want the disc returned if it is a free disc issued to historic vehicles.
its just another making scam.