Continuous Car Insurance - Started

john539

michael.d wrote: »

He could eaily deny all knowledge of the "clone".

1 - Ok yes he would need to put me on his insurance, nothing wrong with that.
2- Dont need documents to get number plates.... your suposed to but very easy without. I got for my daily car when one broke without any ID or anything.
3- dont need tax, even without a tax disk shown it would come up on ANPR as ok/taxed.
4(A) - risk of accident when used at 8 times a year is very, very small
4(B) - speeding... very unlikely. its an old 4x4 that struggles to do 40mph.

I do agree that blan B is stupid but I refuse to be forced into paying for an annual policy... Thats my point. It forces a lot of genuine motorists into braking the law... im not the only one that will end up having to find some way around it.

The point made about both vehicles being stopped at the same time/caught on ANPR... His 4x4 is like mine, used very few times a year, the only reason he has annual insurance is because he is older & has about 10 years NCB on it, £80 a year I think.

Looking at plan B and the points made, I agree, I dont want to do it and I will only be doing this as a very last resort.... I believe the chance of getting caught doing plan B is actually very slim... Whereas if I leave it taxed & not insured in my garage, the change of getting an automated letter with a £100 fine is actually very high.

What I'm trying to say, he'd have to be a very good friend or a very trusting friend to do that or just a stupid friend.

I assume you would tell him what you are doing & why. I would not do that for a friend, no matter what they promised, because almost inevitably they would take a risk, take the pi ss get caught & will dump you in it.

Both of you might hardly drive your cars & you might promise never to take risks with this scam.

BUT it is amazing how easy it is to get caught with the police & the system, just by accident or your luck runs out.


I agree it's an over the top crazy system using a sledgehammer to crack a nut.

That's what you get when you live in a police state which is what this is about.

Government & police with nothing better to do, than introduce more & more laws.

pitkin2020

michael.d wrote: »

He could eaily deny all knowledge of the "clone".

1 - Ok yes he would need to put me on his insurance, nothing wrong with that.
2- Dont need documents to get number plates.... your suposed to but very easy without. I got for my daily car when one broke without any ID or anything.
3- dont need tax, even without a tax disk shown it would come up on ANPR as ok/taxed.
4(A) - risk of accident when used at 8 times a year is very, very small
4(B) - speeding... very unlikely. its an old 4x4 that struggles to do 40mph.

I do agree that blan B is stupid but I refuse to be forced into paying for an annual policy... Thats my point. It forces a lot of genuine motorists into braking the law... im not the only one that will end up having to find some way around it.

The point made about both vehicles being stopped at the same time/caught on ANPR... His 4x4 is like mine, used very few times a year, the only reason he has annual insurance is because he is older & has about 10 years NCB on it, £80 a year I think.

Looking at plan B and the points made, I agree, I dont want to do it and I will only be doing this as a very last resort.... I believe the chance of getting caught doing plan B is actually very slim... Whereas if I leave it taxed & not insured in my garage, the change of getting an automated letter with a £100 fine is actually very high.

LMAO, I love your attempt at trying to justify breaking the law. Should you go through with this I do hope you are found out as you will be no better than the idiots currently driving around with no insurance. Those are the people who (along with other factors) are pushing insurance prices up.

You can only play it two ways, the legal way or the illegal way. No matter how much you try to claim to be the innocent victim of society it will still never justify breaking the law.

As for your accident ratio it only takes once to have a serious accident. What are you going to do if your 4x4 that is really used has a blow out or the brake fails and you end up killing someone, whos door will the police be knocking at if you decide to drive off. Your friend would have to be a sandwich short of a picnic to even contemplate agreeing to your extremely stupid scheme!!!

jamesallen

"A sandwich short of a picnic" -classic line there.

I don't agree that breaking the law is never justified, but the risks here for everyone are far too great. It's not worth it.

pitkin2020

jamesallen wrote: »

"A sandwich short of a picnic" -classic line there.

I don't agree that breaking the law is never justified, but the risks here for everyone are far too great. It's not worth it.

LMAO, i'll have to remember that. I might pop round next door and nick there 42 inch TV, I can justify it by the fact I work harder than them so I deserve a 42 inch TV instead of my 32 inch.

Do you justify speeding because you are late for work, so it makes it acceptable??

By all means go for your little scam i'm sure you won't commit too many offences like driving on false plates, displaying a fake tax disk and insurance fraud. All of which could be justified because you think the new law is unfair on genuine motorists, the same genuine motorist that is considering committing all those offences!!!

michael.d_3

jamesallen wrote: »

"A sandwich short of a picnic" -classic line there.

I don't agree that breaking the law is never justified, but the risks here for everyone are far too great. It's not worth it.

Im loving the comments, its good to get people really talking about this.... shame the government never really talked or listend before the introduction of this but i guess this is another matter.

If DVLA & the government really wanted to stop uninsured drivers theres other ways they could do it without linking it to tax. Im sure its more about making insurance companys more money.

Why not introcude a road tax style insurance disk that "must" be displayed for insurance... very easy to self print at home for temporary insurance users.

Or why not under this new system introduce "temporary" road tax, weekly or montly for example to take into account that not everyone has one car thats on the road all year round.

The technology is here, its 2011 pay online, print the temporary disk & destroy after... Simple! ANPR/PNC checks would determin if its genuine.

Why Not... Because its not about whats legal or illegal, its not about inusured or uninsured drivers... Its about money.

Yes he is a very good friend so that would never be a problem, I do understand the risks & its actually not even really about the money.... Its a matter of principle to be honest, I dont see why anyone should be forced to do something whereas the system that is currently in place works fine.

I always tax/insure/MOT up until now & as I have said this will only really be as a very last resort.

To say that this idea is just as bad as people who knowingly drive without insurance may hold some merit i suppose, however these people generally dont care.... Im feeling forced into "bending" the law with this new rules.... I actually do care & will only be doing this as a very last resort... I cannot stress this enough!

I want to remain legal, I want to have tax/insurance as I have done for the past 2 years using temporary insurance. Thats why im online looking into this & asking people for a way around it.

I would love the DVLA to come up with a solution for people like myself, the people with classic cars, motorhomes, etc.... seems unlikely as they would lose money.

I plan on trying my original idea first, keeping the disk & getting temporary insurance, the 4x4 is now SORN now so Ill see how i get on next time im out in it.... could be weeks though.

Has anyone here spoken to the DVLA personally about a similar situation? Im just curious as to what was said? I have emailed a "help" email address but doubt Ill hear back.

Im trying to get time to visit my local DVLA to ask about this, just curious if anyone out there has. It may even be the case that they have considered people in situations like this or similar & have a solution.... :rotfl:

s_b

Im trying to get time to visit my local DVLA to ask about this

you will need to take a cam corder with you (hidden) and get whatever is said signed for
no offence to local dvla but they are basically pen pushers for swansea sea,my local one is usually run by trainees who you never see twice

pitkin2020

I don't disagree with the above. I spoke to the lady in the post office today to see what her take on the new law was and she simply asked "what new law". The whole system is outdated now with tax being half or yearly whilst insurance can be done daily, weekly, monthly or annually. the tax should fall in line with that really. It really !!!!es me off aswell that you can buy your tax online or over the counter at the post office and you have to buy it in time so you are displaying a current tax disk.....yet when you want a refund on your tax disk you can't go and cash it in at the post office you HAVE to post it back and wait upto 6 weeks for a refund.

michael.d_3

pitkin2020 wrote: »

The whole system is outdated now with tax being half or yearly whilst insurance can be done daily, weekly, monthly or annually. the tax should fall in line with that really.

Even more so now with there new law... how come we can all think of this but the DVLA cant...

Could it be bacause if you use your car for 1 week you would only need to pay for 1 weeks tax rather than 1 month under the current system... 2 months if you happen to be using it last week in 1 month & the 1st week of another.

Sally_A

There used to be a questions box on the DVLA website where you could post queries and get a response within about a week. Can't find this now..............wonder why?

pitkin2020

Out of curiosty has anyone seen this new law advertised anywhere other than the news of online news sites? I.e I haven't heard a single radio or TV advert publicising it at all. I may of course missed them hence the question.