Just feel like i want to end it all

dancingfairy

Small steps - you're obviously under a lot of pressure so take it easy.
df

Butti

Sue,

If you're up to it you could have a look on freecycle for some pots. Know EXACTLY what you mean about the house - I have to find the bedroom floor once my assignment is done next week.

Glad to hear you are feeling at least a little bit lifted.

B x

dancingfairy

I believe you have to have under 15k of debt so you might not be able to do a debt relief order (DRO) - sorry. Have you had a word with one of the debt charities recently? If you don't feel up to speaking to someone face to face right now you can use the online CCCS calculator thingy which will give you an rough idea of what might be best.
Even if a DRO isn't suitable there will be a solution.
Oh and I'm not sure if you thought I was having a go earlier - I wasn't honestly.
df
Edit: I note you spoke to the CCCS earlier re a dmp review - did they suggest changing the plan? Might be worth looking at other options. On the other hand perhaps this is just a blip finance wise?

miggy

Hi Sue - another option for pots is to check with places that sell flowers - sometimes they sell off old flower buckets, the black ones that the flowers stand in. Locally I've bought them for 10p each and they are a good size, though ideally you need to make a few drainage holes. Do try Freecycle - though I think you have to offer something to give before you can advertise. It doesn't have to be much - vouchers off cereal packets, cuttings off plants... quite easy to get started.
Good luck

beanielou

Take it you are not from central Scotland?
If you are you could have lots of p[ots.
No energy to do them this year & you would be welcome.

beanielou

Ignore my previous post
As I have googled & know roughly where you are now.
If your eldest son was to move out might you have a student lodger to help with the £££'s?
Under the rent a room scheme you can do this without paying tax.

sotonsue

beanielou wrote: »

Take it you are not from central Scotland?
If you are you could have lots of p[ots.
No energy to do them this year & you would be welcome.

Thats a shame..i'm in southamton !! but thanku xxxxxxxxx

sotonsue

beanielou wrote: »

Ignore my previous post
As I have googled & know roughly where you are now.
If your eldest son was to move out might you have a student lodger to help with the £££'s?
Under the rent a room scheme you can do this without paying tax.

I'm in private rented accomadation so not allowed and don't think my son is just ready to leave the nest just yet

sotonsue

rdchick wrote: »

Sue have you signed up to Freecycle - I am also from Soton and I know they're awesome on there just say - wanted - pots and someone no doubt will help you out for absolutely nout it's great!! I've given away a birdcage, some blinds and other bits and bobs that I couldn't be bothered to sell so who knows!!

Good thinking batman !!

sotonsue

dancingfairy wrote: »

I believe you have to have under 15k of debt so you might not be able to do a debt relief order (DRO) - sorry. Have you had a word with one of the debt charities recently? If you don't feel up to speaking to someone face to face right now you can use the online CCCS calculator thingy which will give you an rough idea of what might be best.
Even if a DRO isn't suitable there will be a solution.
Oh and I'm not sure if you thought I was having a go earlier - I wasn't honestly.
df
Edit: I note you spoke to the CCCS earlier re a dmp review - did they suggest changing the plan? Might be worth looking at other options. On the other hand perhaps this is just a blip finance wise?

I disscussed this yeaterday when i was doing my reveiw ..she thinks a debt relief order is the way to go but has reduced my payments for now