Recent CitiBank Applicant?

khurammm

Buying from ebay is not a problem with the citi card the problem is that you cant register it with your account to receive the money.

kevsam65

khurammm wrote:

Buying from ebay is not a problem with the citi card the problem is that you cant register it with your account to receive the money.

aah , crossed wires , lol.sorry about that.

sam.

sammy115

andistar74 wrote:

Hi

I applied for the basic bank account with citibank as mentioned on this thread, and have just had a letter back refusing my application because of my credit score. I thought for a basic bank account they didn't do the credit check is this right?

I now need to find a basic bank account quick for my DMP any suggestions ?
thanks for any replies

Natwest step account was okay for me, easy to use and 'real time' online balance.
HTH

mouse_potato

computerwoman wrote:

the access account.
they are both current accounts,
only one you have to pay for the other you dont
you get an OD with both
you get a visa card with both
the only difference is with the plus account you are guaranteed a cheque guarantee card and cheque book
I think what you or anyone else needs to do is sit down and ask yourselves what do I want from this account, then go for which ever suits you best.
cw

You're not guaranteed to get a 3-in-1 card (cheque guarantee) with the Citibank Plus account.

I've just opened a Plus account expecting to get a cheque guarantee card, only to receive the 2-in-1 card which has no guarantee function.

Think I might as well switch to their Access account as I don't need insurance etc.

marcellep

khurammm wrote:

I just saw my experian credit report and was amazed to see that citibank with whom I have got a full current account with did only do an enquiry check and halifax and nationwide with whom I have basic accounts with did full current account checks even for their basic accounts. :eek:

This is the same as my credit file too, I only assume Citi do a full check on every so many applications, as my friend had s full check done.

andistar74

I have just applied to Halifax so will see how that goes.

I thought that the citibank was a basic account as so many people had referred to it as that, I just can't believe that I was refused I have no ccj, not declared bankrupt just struggling to pay the credit card bills and about to start a dmp. I know my credit score is rubbish but not that bad!

oh well I just stop worrying about the things I can't change and change the stuff I can.:rotfl:

keggie1979

i applied for a citi account yesterday-starting to panic now!! dont need any more bad marks on my credit history!!! fingers crossed!!

donny_osmonds_mad_fan

I got turned down for mine, it says if you want to appeal do so so I will with a link to the citibank thread...do ya think that would work

marcellep

donny_osmonds_mad_fan wrote:

I got turned down for mine, it says if you want to appeal do so so I will with a link to the citibank thread...do ya think that would work

LOL I dont think that will help any, Did you get turned down for the access account or the plus account?

s1h

still no reply yet from them re my application, anyone who takes this long to open an account is a joke.

Im going to let them open it and then close it straight down. Been about 3 weeks now, to open an account! ha ha ha.

In the meantime I have opened 2 accounts elsewhere received pins and cards registered for internet and telephone banking as well.