Recent CitiBank Applicant?

computerwoman

Hello marcellep yes 100% go else-where then they may get the message and go chip n pin.
the windows washer you reccomended is your's a 30 day trial, if not, how do I get a totally free version.
thanks
cw

computerwoman

I had to raise a ticket with quidco missing transactions and they said woops sorry and put £30 in my earnings. for the citi flexisaver issue2 savings account.
cw

CFC

jsmith9156 wrote:

I know this was posted a while ago but thought I would reply...

I rang Citibank about this as it was happening to me in various places. I was told that they will not approve transactions where you use the card in a shop without a Chip & Pin machine, It's a kinda Security measure to stop your card being used by someone else. A nice idea but kinda annoying.

This doesn't stop your card being accepted on CNP (customer not present) sales, ie. Mail order/Internet shopping.


Hope this is of use to someone

The other James

It's not a nice idea at all. The banks have managed to move the onus of proving fraud onto the retailers and the bank customers. Fraud will still happen - but if it happens at a chip and pin retailer, the bank's answer will be 'Our system is totally secure, therefore we are not repaying the amount.'

Chip and pin is quite dangerous for the bank customer, as it means that when a fraudulent transaction takes place, the bank will deny all liability. That's why the banks are the pushing it so hard.

andistar74

Hi

I applied for the basic bank account with citibank as mentioned on this thread, and have just had a letter back refusing my application because of my credit score. I thought for a basic bank account they didn't do the credit check is this right?

I now need to find a basic bank account quick for my DMP any suggestions ?
thanks for any replies

Tiger00

I can't add my current account to PayPal for bank funding, problems with Direct Debit.

CitiBank say they are aware of this and in contact with PayPal to fix the bug in their system

computerwoman

Tiger00 wrote:

I can't add my current account to PayPal for bank funding, problems with Direct Debit.

CitiBank say they are aware of this and in contact with PayPal to fix the bug in their system

yes there does seem to be problems with paypal, do you have another card you could register maybe, for the time being, and also I did notice that if your balance is 0.00 then it wont let you, but if you have some funds in your account people are saying it will, might just be a hiccup with paypal.
cw

computerwoman

andistar74 wrote:

Hi

I applied for the basic bank account with citibank as mentioned on this thread, and have just had a letter back refusing my application because of my credit score. I thought for a basic bank account they didn't do the credit check is this right?

I now need to find a basic bank account quick for my DMP any suggestions ?
thanks for any replies

Hi could try halifax easycash account, as you can use this like a normal account DD's S/O's paying for things online, etc,
cw

Tori_Bellatrix

andistar74 wrote:

Hi

I applied for the basic bank account with citibank as mentioned on this thread, and have just had a letter back refusing my application because of my credit score. I thought for a basic bank account they didn't do the credit check is this right?

I now need to find a basic bank account quick for my DMP any suggestions ?
thanks for any replies

Was it the Access account you applied for? I could be wrong but I don't think it is classed as a basic account in the same way that the Easycash and Cashminder accounts are. They do still credit check with Experien.

You could try the accounts above, the Co-op Cashminder and Halifax Easycash, both with Visa Electron cards ... alternatively, we've heard good things on this forum about The Yorkshire Bank and their account - Readycash I think it is ... comes with a Maestro card ...

Tiger00

computerwoman wrote:

yes there does seem to be problems with paypal, do you have another card you could register maybe, for the time being, and also I did notice that if your balance is 0.00 then it wont let you, but if you have some funds in your account people are saying it will, might just be a hiccup with paypal.
cw

Hmm, I had £1.00 in it (from the cheque they asked for when signing up), the error from PayPal was, if I remember correctly, that your bank is not capable of accepting any Direct Debits (which it can according to CitiBank). I closed all my other current accounts and can't use CC or Debit Card as PayPal say I've gone over some limit in transactions and now must verify my account with bank funding (problably their attempt to tackle CC fraud).

jembie

I am having the same problem with paypal...the exact same reason given.
Luckily I still have my other account open but it is going to be a pain now to have to keep paying money into that account for the sake of Paypal