Recent CitiBank Applicant?

Blushbaby

I really don't think I'm gonna get it..what did you send them Tori?

Tori_Bellatrix

Blushbaby wrote:

I really don't think I'm gonna get it..what did you send them Tori?

Original copies of a council tax bill and BT bill plus letter saying I didn't have a cheque book ... that was it ...

Blushbaby

Thanks ...they've def changed their procedure ....we'll see. Will post off my ID tomorrow. I offered to send a colour photocopy of my passport too but the woman I spoke to was like "No ..we don't need that, if we require more ID then we'll let you know" - noone's gonna open a current account with JUST bank statements though *rolls eyes*

Tori_Bellatrix

Blushbaby wrote:

Thanks ...they've def changed their procedure ....we'll see. Will post off my ID tomorrow. I offered to send a colour photocopy of my passport too but the woman I spoke to was like "No ..we don't need that, if we require more ID then we'll let you know" - noone's gonna open a current account with JUST bank statements though *rolls eyes*

Yes, they said to me that if they needed anymore ID they'd let me know but I thought it was worth throwing some extra bits in anyway ...

Good luck with the application ...

s1h

So are the thoughts from people that maybe you are better applying for the £10 a month account? That way they might be more willing to accept you if they think they are going to make £120 a year out of you. Maybe thats the way to go then, I guess you could probably change it to just the standard account after a month or 2 anyway.

Have any of the people declined applied for the plus account? And which people accepted applied for the standard account.

dexters_mum_2

If you think about it, Citibank were NOT a widely heard of financial organisation prior to this thread. I only applied to them because of this forum and my husband's abysmal credit rating.

I think it may well be that because of the increase in demand for their services that they are being more selective, maybe if you aren't putting £1500 or your salary in, maybe they aren't interested. Could also be that the more clients they have, that do have less than perfect credit ratings, they may think they have to decline a certain number on the basis of risk.

angel16

just to let you all know i got my info on my account a few days ago an they let me open a account even though i have defaults an ccj . i cany even get a credit card for pople with bad credit lol also i found out today that citibank issue the post office card accounts so u can put money into your account via the post office not sure how long it take will find out just thought id let u know angel

khurammm

angel16 wrote:

just to let you all know i got my info on my account a few days ago an they let me open a account even though i have defaults an ccj . i cany even get a credit card for pople with bad credit lol also i found out today that citibank issue the post office card accounts so u can put money into your account via the post office not sure how long it take will find out just thought id let u know angel

I dont think you can deposit the money into the citi account through post office.

PaulW922

I have been declined too - I don't have any ccjs, just some late payments - and quite a lot of accounts up-to-date too, and a salary of £38k. I think they must have tightened up their criteria.

Tori_Bellatrix

PaulW922 wrote:

I have been declined too - I don't have any ccjs, just some late payments - and quite a lot of accounts up-to-date too, and a salary of £38k. I think they must have tightened up their criteria.

Wow ... I'm very surprised ... :eek:

I think some of us have just been lucky and somehow slipped through the net .... They're doesn't appear to be any standard criteria ...