Recent CitiBank Applicant?

computerwoman

just found this on another thread it is interesting as I always opt-out
http://www.equifax.co.uk/our_company...ll_optout.html

moxie_2

Well I got the paperwork today, but am in two minds about whether or not to apply. I was in a panic cos I thought Co-op were going to close my account, but that hasn't happened (yet) so I think I'll have a think about it. I only changed banks last summer as I got my bank charges back from Nationwide and they closed my account. I like the ethics of the Co-op so want to stay with them if I can. Watch this space!

computerwoman

moxie you need to way up the pro's and con's then decide. best of luck

kevsam65

hi all.......firstly can i say ahuge thankyou to everyone on this thread!! i've been lurking around this forum while , but been keeping quiet lol. Thanks to the enthusiasm of everyone on here , i bit the bullet and applied for an account with citi , because we've had such a nightmare with natwest......and i've just found out that even with our horrendous credit rating , we've been accepted . i wouldnt have bothered , but for the encouragement of peeps on here. Thank you all so much.

sam.x

frodo_baggins_2

Hi all.
Having just spent the best part of a hour reading through this thread i've just applied for a Citibank current account and my credit rating is shocking, no ccj's but I have 1 default and if I get this account then most people should although i'll admit I doubt that i'll get it.

moxie_2

Keep us posted Frodo. I'm still weighing up the pros and cons.

computerwoman

kevsam65 wrote:

hi all.......firstly can i say ahuge thankyou to everyone on this thread!! i've been lurking around this forum while , but been keeping quiet lol. Thanks to the enthusiasm of everyone on here , i bit the bullet and applied for an account with citi , because we've had such a nightmare with natwest......and i've just found out that even with our horrendous credit rating , we've been accepted . i wouldnt have bothered , but for the encouragement of peeps on here. Thank you all so much.

sam.x

glad we could all be of service, thank sgx.saint for this post, by nominating him/her on the post of the month, well done, best wishes CW

computerwoman

frodo_baggins wrote:

Hi all.
Having just spent the best part of a hour reading through this thread i've just applied for a Citibank current account and my credit rating is shocking, no ccj's but I have 1 default and if I get this account then most people should although i'll admit I doubt that i'll get it.

you'd be surprised, oh ye of little faith, go for it, see what happens then come back here and let us know, I don't no any one yet thats been refused, good luck, best wishes CW

kevsam65

computerwoman wrote:

glad we could all be of service, thank sgx.saint for this post, by nominating him/her on the post of the month, well done, best wishes CW

Its already done cw

sam.x

jembie

I went into town today to christen my new debit card and treat the family. Got to the checkout and I totally blanked on the PIN I have so many to remember now that I got it all mixed up.
I think my next job is to empty my Pre-paids and dump them. I will only have the 2 PINs to remember then!