Basic Bank Account Thread

samjef11_2

yes all basic bank accounts with all banks/Building Societys let you make transfers setup standing order and direct debits etc.

LAM2011

Sorry if a stupid question but are these two different types of card? I need to pay for an airticket for my mum on Easyjet and it says no extra charge if its a visa electron card but there is a charge if a debit card. My card is a visa debit!

LAM2011

LAM2011 wrote: »

Sorry if a stupid question but are these two different types of card? I need to pay for an airticket for my mum on Easyjet and it says no extra charge if its a visa electron card but there is a charge if a debit card. My card is a visa debit!

I think I have found my answer on the main website - DOH - should have known there would be a section about it somewhere - such a fab site :money:

auto-man

LAM2011 wrote: »

- such a fab site :money:

oh it really isn't that fab! Sheltered life..

debrag

samjef11 wrote: »

Well for some existing Customer they have left Santander due to all the problems the bank seem to have i don't know if you would have the any problems with them but i do have a Paypal MasterCard credit card that Santander provides and i have no complaints it just seems to be just the bank that got some problems give them a shot thought.

I'm not with them but thinking of applying or to co-op for the cashminder account. I am fed up with natwest and only being able to get cash out of natwest ATM's!

Are they both visa debit?

samjef11_2

debrag wrote: »

I'm not with them but thinking of applying or to co-op for the cashminder account. I am fed up with natwest and only being able to get cash out of natwest ATM's!

Are they both visa debit?

No the Santander basic bank account come with a atm cash card only more info below.

Basic Current Account?
Easy access to your money with a cash card at thousands of Santander and Link cash machines

But

The co-op basic bank account on the other hand does come with a visa debitcard.

marif00878

So I applied for a basic account with HSBC, they ended up giving me a Student current account. Now I have a Debit Card and a Credit Card. What's the difference between the two and which one should I use?

Chrisblue1962

I can recommend the Co-op Cashminder account BUT be aware that the Visa Debit card is still recognised as an Electron card by some businesses.

The stations by where I live, operated by Merseyrail and Northern Rail, don't accept Electron cards.

PaulW922

marif00878 wrote: »

So I applied for a basic account with HSBC, they ended up giving me a Student current account. Now I have a Debit Card and a Credit Card. What's the difference between the two and which one should I use?

You dont know the difference between a debit card and a credit card??

Longships

I opened a Barclays "basic" account and have been really impressed with the service I have received from them. They gave me a Visa debit card, online banking and an online savings account.

One thing I would recommend is not opening the account online but go into your local branch and explain why you want a basic account and why you have a bad credit rating.