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quantic wrote: »
I'm sure the good times will follow if we are careful, my OH does not have a lot of her wage left after paying bills and stuff, which generally means that she pays for a night out, hen do, presents etc etc and then she doesn't have any money left for us to do anything, or she goes into her CC or overdraft, and as she never has any money spare she can never get out of it. Which means if we ever want to pay off the debt it has to be me.
So basically, I end up paying for stuff that she has gone to, which I cannot go to myself. Don't get me wrong, she has become excellent at curbing her spending with almost everything but its just this last area which doesn't seem to be working. Its tricky trying to find a balance and I feel very selfish for feeling resentful towards paying for things when I don't really have any money to enjoy things myself.
A part of me just wants to say !!!! it, you spend whatever you want on whatever social events your ridiculous friends want to have and you can figure out how to pay it back yourself, but of course I know this will not work longer term.
quantic wrote: »
Don't want a big flash anything, just want to get to the end of the month and have some money in my bank BEFORE being paid. Not even much... £5 in my bank before pay day and I would be happy. Sick of relying on payday to take us out of overdrafts, pay back stuff and finance etc.
Million_Percent wrote: »
Working toward DFD does kind of make you feel like you are wishing your life away. I too always find myself wishing it was the end of the month or thinking 'I can't wait til this time next year' etc. Just have to keep reminding myslef that there is plenty of living to be done and enjoyment to be had in the meantime. Debt reduction does become an obsession but don't let it spoil the simple pleasures of life.
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