A diary of a wonky tiara wearing domestic goddess, aged 21 and **a bit**

*doodle*_2

Thanks - it was hard work! I felt quite miserable when I didn't buy the things I wanted but, when we drove away, I felt really proud that I didn't have any more tat to add to the collection!

Well, back to work with a bump! My second job came to an end today. I have requested more work but we will have to see what happens. Still, I earnt some much needed extra cash but I am not sure how much will be in my paypacket. I'm hoping on none because the tax I was mistakenly rebated needs giving back. I do wish that they would just give me a bill and not [EMAIL="f@nny"]f@nny[/EMAIL] about in taking it back in dribs and drabs.

Tutoring in the morning - another extra £25. I only have three sessions of that left as well. Still, an extra £75 (before tax) is all the more for the cause.

Today was an NSD

*doodle*_2

Another NSD - last night wasn't though :S

Done some surveys today but I didn't qualify for a single one.

I also held a newborn baby the other day - she was beautiful! And, I realised *just* how broody I have become ... Still, that part of my life is just a pipedream because if I can't keep a plant alive how on earth would I cope with a living, breathing person!

Jobs for the weekend:
+Gym
+day job work
+cleaning
+having fun!

Little_bit_dizzy

*doodle* wrote: »

I also held a newborn baby the other day - she was beautiful! And, I realised *just* how broody I have become ... Still, that part of my life is just a pipedream because if I can't keep a plant alive how on earth would I cope with a living, breathing person!

:rotfl::rotfl::rotfl::rotfl::rotfl:

Kei

well done on the NSD's, keep those up! Although you're not planning for kids right now its always good to have a long term goal in mind - kids cost a lot of money! I definently need to be debt free before I start thinking about those - and ideally have 10k saved up in the bank!

Kerry78

Hiya,

I don't remember you from before cause I only just joined lately!

I'm currenly in the process of gutting house (well - it's been gutted, now it's being put back together) I hope OH doesn't disappear cause he's doing the labour (no offence!) and I have one cat. (who lives with OH and his parents cause I live at home and my mum has 3 cats!

So I'll be keeping my eye on you to see how it all works out!

*doodle*_2

I want it noted that, from this moment in time, I will do all surveys the moment the invitation lands in my inbox. Urgh! I did about six tonight and have another ten or twelve invitations to plough through. I bet that I have left it too late you know. I can't do anymore until Friday night. We live and learn.

Tonight, I printed all payslips from my second job and I worked out exactly how much tax I need to repay the tax man (a little shy over £500). I started to repay it last week and, if all goes to plan, it will be paid off in seven payslips time. *Touch wood* I will get seven more booking before the end of term. I am owed a little over £140 in holiday pay but I'd rather request that in the summer holidays. Now, chappie said that they spread the repayments over the tax year. Going off the amount they siphoned off last week this cannot possibly be true. If it is, and they continue taking the same amount, I will hit the roof because they will claw back miles more and it wasn't even my fault that I got the damn rebate in the first place. *boo hiss* to the flaming tax investigation company.

I get paid next week *happy dance*. I am clamping down on all unnecessary spending. This should be achievable as next week is the last week before the hols, none of my friends are off work when I am and my chappie is away with work for the week after I return back to work. This means that I have two weeks living like a hermit (when I'm off and he is away) and, next week, I am living off the freezer and only doing one supermarket shop. This would give me two and a half weeks until my next pay day.

I bet that none of that made sense!

I worked my second job today but, because the tax man is clawing back the rebate, I will only end up getting £20 in my bank account. Twenty quid is better than nothing. Half is going on the CC and half towards new glasses as I am am due a check-up in June and my prescription changes all the time. I know that they are cheaper on-line but I'm not messing with my eyes - my optician will deal with everything and my nectar card will pick up the points.

Wednesday payday will mark my OD being reduced to £500. The halfway point. I planned last night to live off £250 after bills. No, absolutely no and I don't care how nice the weather may be - no, no, no unnecessary spending. None at all! Feel free to give me a royal rollocking!

Need to wait for my CC bill to see what the 'orrible balance is. I pay over the minimum and make the odd extra payment. But there is the interest to contend with. I did apply for a 0% one a few months ago and was rejected. Was a highly embarrasing moment.

*doodle*_2

A rant

My fella is a decent, hard working, intelligent kinda fella but, despite all of this, is surprisingly dumb at times.

He keeps going on and on about *needing* a holiday. He is, I quote 'hard done by' because he hasn't been on one for over five years. He is going on and on about it being end of the world stuff to the point where I am itching to clobber him with the common sense kipper.

I have never been on holiday. I rarely went on them as a child because my father prefered to fritter my mums hard earned pennies away on fags and rubbish. I have never been on one as an adult because I can't afford it. I never went on with the last (normal) love of my life despite having a fabulous disposable income (this was due to him having an overwhelming need to work and earn money all the time). I don't care less about going away but I accept that it means something to him.

All the places that he has mentioned cost more than two months take home pay for me. He knows that I have never been away and he knows that I don't earn as much as him. He also knows that I am fearful of my job (damn cutbacks), that my mortgage needs renewing next summer and that my car is on its last legs). I have told him that going away is something I'd rather do when I have saved the money in the bank but, because he has never, ever had to struggle he has no comprehension of what it is like to have to save up for stuff or go without. He has no idea. I mean, he still lives with his parents so he has never had to pay a flipping bill! He should be moving into his house in a couple of months. He also has full emotional support from his parents which is something he knows that I am not privvy to.

I could always come clean but he is incredibly scathing of people in debt. It isn't his concern anyway. It's my problemo and it is being dealt with. Slowly but surely it is being dealt with.

Sometimes I just wish that he knew what it was like to live payday to payday.

urghh! Men, eh?!

*doodle*_2

I get paid on Wednesday - kerching! This has been a longggg payday month and the past two weeks have resulted in me feeling as though I have been crawling on my hands and knees across the hot Sahara sands.

Goals for the week:
+Not setting foot into a supermarket until Saturday. Not even a tiptoe will cross the threshold!
+Only spending the bare minimum (Petrol and deposit for a works do).
+A ten pm bedtime.
+Do all surveys that are in the inbox.

If I manage to avoid the supermarket until Saturday then I have exactly four weeks until my next payday. After bills, I am only giving myself £250 to last the month.

*doodle*_2

I got my payslip today and have worked out how much I can pay off my CC on Wednesday. I am banning the purchase of apps this month because the odd 59p soon adds up.


Anyhoo, I got my balance on Saturday and, including next months predicted interest, I owe £731.68 - eek! On Wednesday, I will pay off £131.68 which will bring it down to £600. Hopefully, I will be able to pay more off during the month. I'd love a 0% cc but I was turned down for one a few months ago. I daren't try again as the rejection made me feel really ashamed of myself.


My 10pm bed time didn't happen last night. Ruddy films on tv!


I'm eating courtesy of the freezer tonight and haven't spent a penny.

Kerry78

I'm TRYING to get to the stage where I only go to the supermarket twice a week. Once on Fridays for the grocery shop and once on Wednesday or Thurday to get top up items.