Nearly 30, in debt, lost and nervous! I need to change.

Woowoo

Morning

Hope the rest of your stuff sells, at least the £2.43 will cover your recorded delivery letter

Fingers crossed you get your £400, you are taking lots of positive action now x

Aria`s_Tail

Hi, just wanted to say keep going, all those little amounts soon chip away at debts and add up. Soon you wil find that you are having more good days than bad.
Enjoy the sunshine, it does you good and its free!

pennywisepoundstupid

HI, just wanted to say that i think your doing fantastic, at first you will feel as though your wading through treacle but after a while you will start to see your debt going down, take everyday one day at a time and try and aim for small goals somehow it makes it a bit more managable iykwim.

Great start with ebay and hopefully your bits will all sell and will put your account back in the black.

Hope you don't mind but i've subscribed and will keep popping in, goodluck and keep going you will get there hun.

HayleyLou_2

Dont give up hang on in there - you will get there! We all will. xxx

girlatplay

Hi Lost and nervous :hello:

Hope you don't mind me popping in like this. Just wanted to say you are doing so well! It is hard and the bad days are bad but remember that there is a good day just around the corner. It all gets better in time and the good days start outweighing the bad and so on.

I'm a couple of years further down the line now but I make sure that I open all my mail as soon as it comes through the door and deal with everything right away. I am ex-directory and the only people who have my numbers are the ones I want to have them.

I have followed loads of tips from both this site and the forums and I have found them incredibly helpful. Also, I have found the people here so supportive.

I will pop in every now and then.

Gap x


*subscribes*

Little_bit_dizzy

I'm sure I read on one of the threads on here that you can write to all the people you owe money to and ask that all communications be in writing, not by telephone. So far as I'm aware, if they then telephone you it can be classed as harrasment. If I find the info I'll post you the link.

Hope they rest of the ebay stuff is getting bids & great news on the o/d. Just remember, baby steps, thats all you need to do everyday, baby steps.

Have you spoken to any of you creditors about them accepting reduced payments for a period of time? And have you had a look at changing gas / elec etc to get a better deal if there is one?

Hope you and your daughter have been enjoying the sun

Diz xx

Lost_and_nervous

Woowoo wrote: »

Morning

Hope the rest of your stuff sells, at least the £2.43 will cover your recorded delivery letter

Fingers crossed you get your £400, you are taking lots of positive action now x

Thank you, thats a good way of looking at it. x

Lost_and_nervous

Aria`s_Tail wrote: »

Hi, just wanted to say keep going, all those little amounts soon chip away at debts and add up. Soon you wil find that you are having more good days than bad.
Enjoy the sunshine, it does you good and its free!

Thank you for your wishes, little amounts will add up. Its how I need to look at it. I do hope so. I am trying to make the most of it and yes it is free. Even more reason to love it. x

Lost_and_nervous

pennywisepoundstupid wrote: »

HI, just wanted to say that i think your doing fantastic, at first you will feel as though your wading through treacle but after a while you will start to see your debt going down, take everyday one day at a time and try and aim for small goals somehow it makes it a bit more managable iykwim.

Great start with ebay and hopefully your bits will all sell and will put your account back in the black.

Hope you don't mind but i've subscribed and will keep popping in, goodluck and keep going you will get there hun.

Hi there, Thank you for your kind words, it does feel like I am surrounded by treacle.

Thank you for subscribing, its so lovely that I have so many lovely people there through my situation. x

Lost_and_nervous

HayleyLou wrote: »

Dont give up hang on in there - you will get there! We all will. xxx

Thanks HayleyLou, we do all need to be strong for each other. x