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Nearly 30, in debt, lost and nervous! I need to change.

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Comments

  • Oh Lost sorry to hear that your feeling anxious :(. Dont really know what to say, but can offer (hugs) to you. Things will get better xx
    Mummytogirls x

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    If OH questions you about everything then I'm sure he would have said something by now about any strange men at the door asking for you!

    I think once your DMP is up and running and you know where you are it will get a bit easier :)

    Don't feel guilty about the bank account money. It wasn't like you spent the whole lot on a treat for yourself. You bought birthday things that were NEEDED for people and only had a little treat for you and Little Lost AND you brought change home :j I think most people here will agree that you have to treat yourself every now and then. I know that a few debtbusters (including myself) have had treats alongside their debt busting as it would just be too hard to deprive yourself of treats and, in my experience :o, can make you have a big blow out you can't afford :(

    Chin up chick, you are doing so well and although you probably can't see it you are heading in the right direction and it will get easier. ;)

    xx
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Just a quick post - why am I always so behind? Why am I always in such an unmotivated state? Why can I never get up on time? I feel so chaotic and all over the place! I feel so lonely at times. Everything I seem to do and all the big ideas I just don't seem to get anywhere! I've been going through things for the jumble sale and for eBay, not really been making much there. I'm so fed up!
    :j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :j
    May 2018 Debt free date - Mission to clear before!
    Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!
  • I am a total nightmare in the morning. I am not, never have been and never will be a morning person. I have to drag myself out of bed by the hair kicking and screaming to get myself up. I hit snooze on the alarm about 6 times, Mr G goes mental! Sometimes I get up and go and sleep on the couch for the last half hour so that my snooze obsession doesn't disturb him :o

    I always have great ideas about tidying LM's bombsite room or clearing out the hall cupboard or even just vaccuming the living room but sometimes I am so lazy I just don't get round to it then I am annoyed with myself for not doing it but then I don't do it the next time either :o:o

    I am very organised and professional at work but at home I am the complete opposite :( I am not motivated at home and I have to force myself to do things.

    Don't worry, you are not the only one with thoughts like yours :)

    Gap xx
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Ive been bad and sneaked on here at work, I got up not as early as I wanted but I got up early, I am tired fed up but I am working through. That's the best I can do. I've eaten bad food, drank loads of fizzy drinks and feel worst for it. But I need to get through today. I will reply to ur posts but when I am at home with a cuppa. I want to be successful, I want to achieve, but I just need to for now get through each day as it comes. Why is life so difficult? Why is life throwing unmotivated difficult lacking energy states in front of me? It's not how I want to be! Xx
    :j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :j
    May 2018 Debt free date - Mission to clear before!
    Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    It is all sent to challenge us Lost. Believe me I know how lucky I am to be in my position now and I appreciate it and yet my position is not perfect. It will get better and easier for you, you have to believe that. The saying is true "what doesn't kill you makes you stronger". You are doing absolutely fantastic, just keep fighting and I promise it will get better :)

    You don't need to reply to all my posts, I realise how many there are :rotfl:

    xx
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Oh Lost sorry to hear that your feeling anxious :(. Dont really know what to say, but can offer (hugs) to you. Things will get better xx

    Thank you fir the hugs! Its so nice to know your all here for me. I hope so! Today isnt a good day either. xx
    :j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :j
    May 2018 Debt free date - Mission to clear before!
    Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!
  • girlatplay wrote: »
    If OH questions you about everything then I'm sure he would have said something by now about any strange men at the door asking for you!

    I think once your DMP is up and running and you know where you are it will get a bit easier :)

    Don't feel guilty about the bank account money. It wasn't like you spent the whole lot on a treat for yourself. You bought birthday things that were NEEDED for people and only had a little treat for you and Little Lost AND you brought change home :j I think most people here will agree that you have to treat yourself every now and then. I know that a few debtbusters (including myself) have had treats alongside their debt busting as it would just be too hard to deprive yourself of treats and, in my experience :o, can make you have a big blow out you can't afford :(

    Chin up chick, you are doing so well and although you probably can't see it you are heading in the right direction and it will get easier. ;)

    xx


    I think your right, (ok I still doubt everything) I do hope so I have had enough of all this worrying, I want to leave my windows open during the day, i want my blinds to be open and the light coming in.

    Yu are right about the money, I still feel guilty! But I need to move on from it. I really do.

    Thank you for your kind words xxx
    :j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :j
    May 2018 Debt free date - Mission to clear before!
    Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!
  • girlatplay wrote: »
    I am a total nightmare in the morning. I am not, never have been and never will be a morning person. I have to drag myself out of bed by the hair kicking and screaming to get myself up. I hit snooze on the alarm about 6 times, Mr G goes mental! Sometimes I get up and go and sleep on the couch for the last half hour so that my snooze obsession doesn't disturb him :o

    I always have great ideas about tidying LM's bombsite room or clearing out the hall cupboard or even just vaccuming the living room but sometimes I am so lazy I just don't get round to it then I am annoyed with myself for not doing it but then I don't do it the next time either :o:o

    I am very organised and professional at work but at home I am the complete opposite :( I am not motivated at home and I have to force myself to do things.

    Don't worry, you are not the only one with thoughts like yours :)

    Gap xx

    It does make me feel better than I am not the only one who isnt a morning person. Napping on snooze is great though!

    Sorry to hear that you also struggle with doing bits too. Its not good the feeling we get is it! But we can get through it together xxx
    :j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :j
    May 2018 Debt free date - Mission to clear before!
    Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!
  • girlatplay wrote: »
    It is all sent to challenge us Lost. Believe me I know how lucky I am to be in my position now and I appreciate it and yet my position is not perfect. It will get better and easier for you, you have to believe that. The saying is true "what doesn't kill you makes you stronger". You are doing absolutely fantastic, just keep fighting and I promise it will get better :)

    You don't need to reply to all my posts, I realise how many there are :rotfl:

    xx


    Thank you for your kind words, You have done so well. I know its going to take ages but I just really want to get it all sorted!

    I am honoured that your post in my diary, its so lovely that I have this support! xxx
    :j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :j
    May 2018 Debt free date - Mission to clear before!
    Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!
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