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Nearly 30, in debt, lost and nervous! I need to change.
Comments
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girlatplay wrote: »Oh well we can be saddos together then
It's not often I go round for a cuppa to friends
There is no reason why it shouldn't go according to plan. Just stay as positive as possible and remember you are doing what is best for DD and you and no one can ask for more than that.
Take care
xxx
I just get so worried. But you are right, I am doing what is best!
I have been thinking - are we really the saddos?? xxx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
Well.well! Huge steps.
I think you may have to change your name to "notsolostandnervous"
I can almost feel your confidence and independence growing by the day, and as I have been reading this thread since Day1 I'm incredibly impressed by your resistant nature and ability to bounce back time and time again.
I could go through and list your achievements to demonstrate how far you have come but that would now take rather a long time. I think you are now beginning to realise it for yourself and that's what counts.
It sounds like you have found yourself some friends amongst the other mums and that is great. Take the advice of others and choose carefully who you want to share personal details with. It's tempting to tell your innermost secrets to people in order to gain support and understanding but it doesn't always work like that and you end up regretting it. That's not to say you have to lie but remember the people on this site have no reason to judge you, can offer support and encouragement and have no alterior motive. People you mix with on a light social basis may have reason to 'share' your words with others and information can inadvertantly undermine you. Enjoy your friends and you may find one or two of them become close enough in time for you to be able to confide in them like you do here.
Well done with sorting out your DMP and getting those stressful phonecalls off your back. 6 years seems like a long time now but it won't in five years time!
You are an inspiration to others in the same boat (and there are many of them) as well as being an inspiration to those of us who are not.
With my greatest respect
Slowdown:)
Thank you so much for as always your kind and uplifting words! I havent been on as well been stressed and worried but I am back and reading all my MSE friends posts make me realise that I need to keep going and without you all I wouldnt be where I am today.
I have taken all your advice and chose not to share anything with these new mum friends. I wont make the mistake of telling them anything, I mean if I cant talk to OH then how will I be able to talk to anyone else.
Thank you so much xxxx Hope your ok! xx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
mummytogirls wrote: »Hope you got the forms all sorted and posted lost xx
Its taken me a while but I did it today!!!!! :j Hope your ok! xx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
Hi Lost :wave:
Hope all is well with you and the family.
Have been thinking of you a lot and am so pleased with the progress you have made.
You should be so so proud of yourself x
Thank you for contacting me and thinking of me. it means so much to me. I have updated and will be updating below.
It feels so hard to be proud of myself. But thank you.
Hope your ok xxx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
girlatplay wrote: »Hey lost, good to "see" you
Get the forms sent off. The sooner you do that the sooner you will be nearer the end. It is really unavoidable so get it over and done with. I don't know how a DMP works so I don't know what they will say about the overtime but sort it out right away and then you will know and you can deal with the next bit.
My favourite place in the world when things are going wrong is under my duvet on my own where it is warm, dark and safe. However, when I come back out things are no different so I have learned over the years to deal with things right away and that really does help.
Take care
Gap xx
Hello how are you and little Miss? I will update down below!!!
Under the duvet is a wonderful place! I have to agree! You have done so well and come so far! Its so nice to hear!
Deal with things right away - thats the way forward! Thank you xxx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
WELL DONE Lost:T
You sound focused. Enjoy sorting things out and the time with your little one.
WE are here for you.
God bless
E
Thank you so much for all the posts, Im back again!! Hope you are ok!!
Do I sound focused? I have had a lovely day.
Thank you so much for being here for me! xxx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
All done :j:j All posted :j:j All done:j:j Now to wait for the response! Fingers crossed it all goes ok and gets sorted!!
I went to the bank and the bank account is closed! There was £49.32 left in there, they said that there were no charges or anything to come out from what she could see so I withdrew the money!! Helped me out actually as had a couple of family birthdays which I HAVE to buy for. I also treated DD to £3.50 toy, got us some yummy lunch bits as a treat £4.08, some wipes £3, £2.20 on party :mad: the rest on bday cards and pressies, and Ive bought home £7.80. I am not happy about spending the money but it was going to come directly out of my bank account and I have treated us too.
It was so sunny and so lovely walking round. really lovely actually! DD was so good.
Waiting for OH to get home now, see what sort of mood he is in and if he is going to be difficult!! Will be interesting!!!!
Need to contact Child Benefit to give them details of new bank account. Need to also re do Child Tax Credits, surely we must be eligible.
I am going to do a jumble sale in a couple of weekends time, It has cost me £10 for the table but its in a hall and I am going to take lots of bits and pieces and some cupcakes which I have started making. Hopefully I will make something. I need to get listing on ebay too.
Thank you all so much for your support and for caring about me!
Its so lovely that I have you all xxxx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
Hi Lost im really glad youve got all the forms etc posted and sent off, keep us posted
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Yay to there being £49 left in the bank account, you deserved a treat.
Hope DH didnt come home in a difficult mood :cool: xxMummytogirls x0 -
mummytogirls wrote: »Hi Lost im really glad youve got all the forms etc posted and sent off, keep us posted
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Yay to there being £49 left in the bank account, you deserved a treat.
Hope DH didnt come home in a difficult mood :cool: xx
Thank you xxx
I know I was very happy, feel so guilty now though as I could have done iwth that money.
Difficult - he is difficult!
Thank you xxx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
:mad: Why am i feeling anxious and unmotivated?? The sun is shining, OH is off today - I should be having a lovely family day, but part of me is worried about going to work tomorrow (I am not sure just not looking forward to it) I have lots I want to do but OH questions me over everything and yesterday I popped out and OH stayed here, when I got home our front door mat had moved, and there was a car pulling down the road with a man in it who had a shirt on very smart and didnt reckonise him. I am so worried it was a debt collector and OH has got wind of it all. He hasnt said anything to me but I am very worried.
Also he said his bank account isnt very good this month, another big worry for me. I am so fed up of my own finances and for him to now say this to me I cant believe it! When is it ever going to get easier? If only he knew whats really going on in my world, will I ever be happy and at ease?
I am sorry for the miserable post! Its just how I feel! I have even contemplated calling in sick and having a couple of days at home on my own, how bad is that! xxx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0
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