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Nearly 30, in debt, lost and nervous! I need to change.
Comments
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Yay to your positive day lost, dont let anyone get in your way.
If DH is being unsupportive come and rant to us, we are here to support you
xx Mummytogirls x0 -
mummytogirls wrote: »Yay to your positive day lost, dont let anyone get in your way.
If DH is being unsupportive come and rant to us, we are here to support you
xx
Thank you so much mummy, you are all so great on here and apart from when I am with DD, I am happy on here, I can be me! xx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
Day has taken the turn for the worst, I feel so down and unmotivated, I just seem to have barriers come up in front of me, someone just says something to me and it makes me reflect on myself and then I get down. I dont like it, I hate being like this and I so want to be happy and motivated.
Something I have learnt today is not to commit to anything, I need to stop committing and just take each day as it comes.
OH called me up and asked me to go out and get him some bits from the supermarket. I am not happy about it cause am I going to get the money back - probably not!
I havent even gone to the poundshop, couldnt be bothered, and why cause I am now on a downer. Dont want to go out, dont want to see anyone and dont want to talk to anyone. All I want is to focus on is picking myself up.
I look at DD and I dont want her to ever be in my situation, be how I feel, She is beautiful she is amazing and I love her so much.
Sorry to be negative everyone! xx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
I have been going about this tidying the house milarky all wrong, I mean, give it a home and if its not got one, get rid of immediately! Once the house is tidy and clutter free then I can concentrate on ebaying the stuff! At the moment its full of everything and everything is everywhere and its stressing me out! xx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0
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I have had a look back at your first few posts and notice you said that you and OH split the bills in half. I don't know what you both earn but could you not suggest splitting the bills by the percentage of what each of you earn? (e.g. he earns £600 pm, you earn £400 pm so split the bills 60% to him and 40% to you)

Do you have to show him your wage slips every month? I'm not suggesting being deceitful or lying but if he doesn't ask, he doesn't have to know!!
Ask him for the money back from the bits he needs from the supermarket. :mad: Tell him you need stuff too and your money doesn't stretch as far as his. If Mr Gap asks me to get him stuff then I ask him for the money back (in fact, I don't ask him, he just gives me it) but if I decide to buy him something because I think he will like it I don't expect him to pay me back. :cool:
Have you collected in your catalogues today yet? Do you have any orders?
I feel the same about Little Miss Gap. I don't want her life to be as hard as mine. The sad thing is that I had a good childhood as I was brought up in a modest but nice and clean house in a decent area with a mum and a dad and a sister (sorry, that is not the sad bit - that is coming up now) but Little Miss has moved 5 times since she was born. Her parents (me and her dad) split up when she was 2 and she doesn't remember her dad and has no contact with him. She only has half-brothers and sisters who she sees once every few months. I love her so much and I look at her and think how beautiful she is and how lucky I am to have her. I want to improve her life so much. I am planning for the future now so that when she becomes an adult it will be much easier for her than what it is for me now. I'm hoping that the penny will drop with her and she will steer her life onto a better course when she is old enough to understand things better and realises that she can create a good life for herself.
Oooh, just read that back, I am hi-jacking your diary!! Sorry. Will leave you in peace for a bit now.
Go to the pound shop if you still have time. Do things that you like for you.
Gap xMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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At last - I am here! DD been ill again! Dont think it completely went from last week and she had a bad nights sleep and she was ill again. Me on the other hand has not achieved ANYTHING! except so far I have 63.75 in Avon orders and still got another order to go and collect. Maybe I will make my minimum order value and make some commission.
These last couple of days, I have really thought about things and how I have not made any progress AT ALL! Just the same little payments on certain things but no action has been taken. I feel all slugish most of the time with no real get up and go just thinking, I suppose I let all the emotional stresses bring me down and taking over me I dont ever achieve. I know I keep saying things, this diary has been about well what I want to do but actually I havent done anything. I just want you all to know more than anything to get up and go! Get up and do! And to myself I will achieve! x:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
girlatplay wrote: »I have had a look back at your first few posts and notice you said that you and OH split the bills in half. I don't know what you both earn but could you not suggest splitting the bills by the percentage of what each of you earn? (e.g. he earns £600 pm, you earn £400 pm so split the bills 60% to him and 40% to you)

Do you have to show him your wage slips every month? I'm not suggesting being deceitful or lying but if he doesn't ask, he doesn't have to know!!
Ask him for the money back from the bits he needs from the supermarket. :mad: Tell him you need stuff too and your money doesn't stretch as far as his. If Mr Gap asks me to get him stuff then I ask him for the money back (in fact, I don't ask him, he just gives me it) but if I decide to buy him something because I think he will like it I don't expect him to pay me back. :cool:
Have you collected in your catalogues today yet? Do you have any orders?
I feel the same about Little Miss Gap. I don't want her life to be as hard as mine. The sad thing is that I had a good childhood as I was brought up in a modest but nice and clean house in a decent area with a mum and a dad and a sister (sorry, that is not the sad bit - that is coming up now) but Little Miss has moved 5 times since she was born. Her parents (me and her dad) split up when she was 2 and she doesn't remember her dad and has no contact with him. She only has half-brothers and sisters who she sees once every few months. I love her so much and I look at her and think how beautiful she is and how lucky I am to have her. I want to improve her life so much. I am planning for the future now so that when she becomes an adult it will be much easier for her than what it is for me now. I'm hoping that the penny will drop with her and she will steer her life onto a better course when she is old enough to understand things better and realises that she can create a good life for herself.
Oooh, just read that back, I am hi-jacking your diary!! Sorry. Will leave you in peace for a bit now.
Go to the pound shop if you still have time. Do things that you like for you.
Gap x
Hi Gap, stop saying about hi-jacking my diary.. I love it that you take the time to read and respond to it, its so lovely that you are part of my making things better diary! You have made me think about aspects in my life that I probably wouldnt have thought of, and its so nice that you and others are here with me guiding me! So thank you and continue hi-jacking!!!!
The percentage - makes sense but he is very much should be split, have seperate finances and moans if I have no money. Yes you did just read right! He moans if I have no money! :rotfl: its the story of my life! Oh and if he has to keep paying for things - god help me!
Normally I dont share with him my wage slip just because its less hassle and he believes the bills I pay leave me with a substantial amount of spending money at the end of it! :rotfl: hilarious!! This month he walked in as I was contacting work and whey hey he saw the wage slip! I am rich this month... £800 is alot of money!
You will be proud of me..... I asked for the money and I got the money! :j I was a big brave girl who for once came back from the supermarket feeling happy that it wasnt LOST money... I got it back!! Thats a good way of being and I am happy to hear that Mr Gap just gives you it back. Its a good way to be!
Little Miss Gap has a wonderful mummy who gives her all the love in the world, material things dont bring us happiness and a home is one thats lived in! Just by loving her you are setting her up for life, and she knows that you want the best for her and all your hard work now, she will remember! She will remember the times when you have been there, the times when you have made the best out of any situation and she will share that in years to come! We all choose our paths in life, sometimes we stick on the one track and then we de-tour for better or for worst but with our little ones we can guide!
I ended up in the poundshop yesterday, wow I had a lovely time. Was only a quick visit but I enjoyed it! Even picked things up as I was walking round and put them down a few aisles down when I realised that I was impulse buying for the sake of 'I could make money from that crafty bit'. I can always go back and get it when Ive made room and done some other bits! :T Look at me the big girl! :j
Thank you xxx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
Good morning
Sometimes stress makes us feel really sluggish and all we want to do is to curl up under the duvet and try to block out the rest of the world. Please don't beat yourself up about things that have passed as we can't change them and as for today just give yourself one task to do. And don't say that you don't ever achieve .....just look at DD- now that's what I call an achievement.0 -
Good morning
Sometimes stress makes us feel really sluggish and all we want to do is to curl up under the duvet and try to block out the rest of the world. Please don't beat yourself up about things that have passed as we can't change them and as for today just give yourself one task to do. And don't say that you don't ever achieve .....just look at DD- now that's what I call an achievement.
Good morning, thank you for your kind words! DD is a great little lady! I do find it hard though not to beat myself up! Curling up under the duvet is one of my favourite past times! xx:j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :jMay 2018 Debt free date - Mission to clear before!Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!0 -
Have you tried popping into any local doctors or dental surgeries to see if they want any Avon? I work in a dentist with about 16 staff, 15 ladies - all makeup mad who always order regularly from the Avon lady.0
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