We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

There is light at the end of the tunnel

Options
1222325272839

Comments

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I think LM is slightly looking forward to going back. She is going into P7 this year which is the last primary before high school so she gets to wear black jumpers with senior pupil sewn on them! :)

    Living with Mr G is going well. Problems when step-little miss comes to stay but we are working on that :cool:

    Mummy, I am rather proud of LM but I have no interest in ballroom dancing (the closest I get to liking it is when Strictly is on) so I get a bit bored when I have to sit for 6 hours in a hall with people going round and round the floor, especially when Sunday was the only sunny day we have had for about a week. I do have to try to encourage LM though so I go and paint a smile on my face and give her lots of love and support.

    The schools here broke up on 1st July.

    I think I must normally spend my money on food at work :o even when I think I don't. I have food in the house but when I am at work if I finish what I have taken with me there is no kitchen cupboard to get more from. I have managed to PAD another £5 today and I have been putting bits and pieces in my sealed pot.

    Away to visit Mr G's parents tomorrow once the kids have gone back. They live about an hour or so away from us. I am back to work on Thursday. Quick weeks holiday but then, that is not surprising :(

    Oh well, away to make the most of the rest of it ;)

    Gap x
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Back to work today and I am miserable already :(

    £6 to PAD yesterday and today :)

    Off to catch up with other diaries before I face the mountain of work that has built up over the week.

    Gap x
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :mad: Just had a phone call from the school to say that Mr G just handed in LM's lunch but they had already ordered her a school dinner! I didn't even realise she had forgotten her lunch this morning. That was our rush to get out the door :o I will have to send £1.75 to the school tomorrow :(
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oh no Gap, it is work making you miserable :(?

    Oh dear to LM forgetting her packed lunch, thumbs up to Mr G for going to hand it in though! xx
    Mummytogirls x

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    It's actually me just being selfish mummy. I always wanted to be a SAHM and it never worked out for me like that. I don't dislike my job and I get on with my colleagues, hell I'm lucky to have a job in this climate but I'd rather be at home cooking, cleaning, washing, ironing, etc. Still, only 8 days to payday!! :j

    xx
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • You might like being a stay at home mom for a little while cooking and cleaning, but the novelty quickly wears off. I did it briefly when Little Itsa was a baby. After a period that seemed like a holiday, the days rolled into one, the weekend doesn't mean anything different to the weekdays. Personally my brain started to go crazy, Mr Itsa would come in from a hard days work to me with verbal diarrhoea.

    I am quite intelligent and even though I don't particularly enjoy working and would love to win the lottery so I could live the life of luxury, when you are a stay at home mum with a lack of funds it is no blooming fun :D
    Just keep swimming!
  • Mr Itsa would come in from a hard days work to me with verbal diarrhoea. :D

    Sorry - I've been lurking, but just wanted to say I'm just the same. I'm on my own at home all day. If I happen to see anyone to talk to, I'm sure they think I'm a loon - I just can't stop running on! :rotfl:
    Total Debt January 2014 £10,725.44

    MAKING MONEY IN 2014: £371.84
    £2 Saver #89 £16 ;) 20p Saver #45 £2.40
    Crazy Clothing Challenge 2014 #54 £46.73 / £150
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    when you are a stay at home mum with a lack of funds it is no blooming fun :D

    and that is the very reason I am not a stay at home mum. I could have done it if I had been willing to give up everything else but that would have included holidays, savings for LM, simple things that other people take for granted and even small treats at the supermarket. When I finished college and was looking for a job I was unemployed for 3 weeks. Every single day of that 3 weeks I dropped LM off at nursery and went straight to the jobcentre. Luckily I found a job quite quickly (I was willing to shovel $h!t) but I didn't get my first paycheque until the end of the month and because I was now employed, my benefits were stopped so I went for 7 weeks with 3 weeks worth of benefit money. It was an awful time. Also, I have worked since I left school and didn't want to live on benefits. I would only have been a SAHM if I had had a husband to support us. I could have had that with LM's dad but getting beaten up every weekend and living a life of fear were not my ideal situations for bringing a child up in. I had to make the right choice for LM and being a single working parent had to be it. So, dreams of SAHMhood are just that, dreams :(

    Still, musn't complain, we get by and have a routine. Hopefully it will teach LM that if she wants nice things she will have to work for them and also hopefully, one day, she will understand better why I had to work and couldn't go on school trips or collect her from school or allow her to have home lunches. The only problem is though that I don't suppose she will ever understand that although I work all the time we still don't have enough money for all the things we need. I don't really understand that. Hey ho.

    Anyway, £2 to PAD today. Am doing well so far this month. £66.60 already! :D Oh, that is where all my money is going :rotfl:

    CC is clear :j Actually I overpaid it by £25 by mistake so I have £25 extra on it. Will use that for groceries. Mr G got a top from Next and I paid for it using my account so the £25 was supposed to go to that :doh: Will just have to make that up somehow. (Mr G did give me the money for it).

    Happy Friday everyone :)

    Gap x
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Awwww Gap, I think you certainly made the right decision about getting away from the ex. I was just wondering if theres any chance of you dropping a day or so, so that you had the opportunity to have at least one day as a sahm? I know where your coming from and as you know I went full time in April but needs must dont they! Plus I know come December I will be p/t again.

    Hows you and Mr Gap getting on now a few weeks have passed by? xx
    Mummytogirls x

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I had a chat with the Bossman a few months back and I managed to negotiate leaving at 2pm two days a week so I work 9-5 Tuesday, Thursday and Friday and 9-2 Monday and Wednesday. This gives me the opportunity to pick up LM from school on those days. I drop her off at school in the mornings so usually arrive at work around 9.10am. That is an unwritten, unmentioned agreement between me and the Bossman. He wasn't too chuffed but I told him I was not prepared to abandon her in the playground at 8.30am when there was no one else there. He has three children of his own so he is more understanding than some bosses can be. I make the 10 minutes or so up at lunchtime. I really need to be here 5 days as I am the cashroom and I need to do banking and payments. (I didn't make an error in that sentence, I AM the cashroom!! :cool:). I hoped I might be able to drop one day a week (preferrably a Monday - can't be a Friday as that is my busiest day) but the chances are slim. Also, dropping a day means a drop in salary and I already dropped 4 hours a week which costs me approximately £190 a month. If I dropped a full day I would lose approximately £300 per month and I just can't afford that :(

    When I first started in this office I was a secretary and I worked 3 days a week. I absolutely loved working just the 3 days. Only trouble was it didn't pay enough. I had my LBM at that time and asked Bossman if I could go full time instead (my jobshare had just asked to go back full time too and one other secretary was leaving) and I have worked my way from there. I would not be where I am now if I hadn't gone full time, things would be much worse. I am so desperate to get rid of this loan that I am focussing everything on that right now. Also, LM only has one year to go before she starts high school, Bossman might then expect me to go back to 9-5 all week again :eek:

    I wouldn't have minded having another baby but Mr G says no way so that's not happening :(

    Things are ok with Mr G living with us. Still some problems with step-LM but I am hoping we will be able to work through it. That has been 3 weeks now!

    Are you still awake?? :D

    xx
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.