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There is light at the end of the tunnel

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  • Hope you have a fab time, hoping the weather stays dry for you :o

    I have passed by Edinburgh on my way further north but it is a city I would love to visit one day. We went up to the far north of Scotland last year to Aviemore for the husky racing but from Northampton it is much cheaper and quicker to fly from Luton than drive up :o If we ever decide to come up, you will have to tell me where the best places to visit are :D
    Just keep swimming!
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    My house :j:j Actually, no, probably not the best place to visit in Edinburgh! I sometimes just like getting on a tour bus and going round the city.

    Had a busy weekend. The races on Friday were good. I didn't win anything but then I didn't bet anything either :D I absolutely hate losing money and I am quite an unlucky person in some respects so I am too mean to hand out money unless I am guaranteed something back. Gap-Sis met some people from her work so we tagged along with them for a bit. They were having a party in a tent with champagne and great music so we [STRIKE]abandoned[/STRIKE] separated from our party for an hour! :o

    Spent Saturday and Sunday running around after everyone else. Was feeling a bit grumpy yesterday because I didn't feel like I had had a proper weekend. Back to work today of course so grumpy levels still a bit low. :(

    £10.50 to PAD on Friday night (but by the time I had checked all my spelling after a couple of drinks during the day I missed midnight so my PAD was really Saturday) as I didn't spend all my money at the races! £1 to PAD today. Nearly at my new target:T Will probably be back to PAD later as well.

    Have a good week folks.

    Gap x
    :)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi GAP,

    Sounds like you had a fab time Friday, well done on not betting :T!! I never win anything either so totally get the whole not getting anything in return!!

    Yay to the £10.50 PAD thats fantastic. Sorry im only just catching up now had a mental week last week x x
    Mummytogirls x

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Mummy I don't have any investments either because there is always the clause that you might not get all your money back. Not that I have any money to put in investments at the moment but when (!) I do I only want to put my money where there is a guaranteed return. I am a typical mean Scot!! :o Actually, we are not mean, we are quite lovely really, we just have a bad reputation :cool:

    I notice earlier I said my grumpy levels are still low. I meant I think of myself on levels. Standard level is middle. Not up nor down, just plodding along. High is when I am really happy or excited. Low is when I am angry, grumpy, down, sad, etc. Just in case there was some confusion :D
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Payday tomorrow :j

    £150 to go to the cc :o

    £208 to go to the holiday club so Little Miss can get looked after during the hols :eek: (Gap-Parents are helping out both with childcare and costs towards the holiday club - thanks Gap-Parents :))

    £71.60 so far overpayment to loan this month :T (will send cheque tomorrow - going to add a little to that from my salary)

    Other than that, things are really quite boring here :(

    Looking forward to a quiet weekend :beer:

    Gap x
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Woohoo to the £71 overpayment on the loan thats flipping fab :T!!

    Yay to your payday too :j xx
    Mummytogirls x

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks mummy :):):)

    My target each month is £51.39 to round up the loan payment to £200 per month but since I had reached that by half way through June I upped it by £20. Very pleased with myself :D

    xx
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy Payday Gap :beer:!! Doesnt actually feel like 2 mins since I was last saying this to you!!! xx
    Mummytogirls x

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Happy payday mummy :beer: June was a lot quicker but I seemed to spend a lot more money :(


    PAD overpayment sent to loan today £91.39!! :T As of tomorrow, back to target of £51.39 for next month.

    Paid off cc £150 :( but at least it is paid off.

    Skint again and it's still only payday :o

    Gap x
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    girlatplay wrote: »
    Skint again and it's still only payday :o

    Gap x

    But at least your debts are paid!! xx
    Mummytogirls x

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