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There is light at the end of the tunnel

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  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Very true mummy :) Just feels like a very tight month coming up. Not got anything major on this month though so not overly worried. Mr G's birthday at the end of the month but it is after payday so I don't need to worry about that until next payday!! :D

    xx
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I gave Mr G a bed 3 years ago because I was going to sell it but he needed one. He mentioned a couple of weeks ago that he was going to sell it. I made it quite clear that I should get the money since I was going to sell it originally. Looooong story but I got £30 last night from him (he says he sold it for £30 - I grilled him and I think he is telling the truth. I would have got at least £50 for it!!) So put £10 to PAD and also added £1.30 bus fare from yesterday (got a lift to work from Gap-Sis) and £2.40 I had in my purse. :)

    Gap-Sis is a bridesmade for her friend today. Gap-Mum, Little Miss and I went along to watch them get married. The bride looked beautiful (as brides always do) and I was soooooo proud of Gap-Sis, she looked STUNNING! :D Everytime I look at her she is more and more beautiful. When did my little sister grow up and become so gorgeous? Where was I when they were handing out beautifulness?? "The Ugly Sister" is a perfect description of me :(

    Anyway, picking up G-S from the hotel tomorrow and taking LM ice skating. I don't like ice skating (I am happy to watch it, I just don't have great balance) but the local rink has group lessons on a Sunday and LM is quite happy to go on the ice herself :cool:

    That will be the weekend over again :(:( Why does it have to go so fast?

    Enjoy the rest of it everyone :)

    Gap x
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Awwww Gap im sure your not the ugly sister, bless you being so proud of Gap-sis :D.

    Hope youve had a lovely weekend xx
    Mummytogirls x

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 27 June 2011 at 10:20AM
    Thanks mummy :) Every time I feel a bit low, you are there with a line or two to lift me again.

    Weekend was quite busy. Nothing huge to speak of, just a lot of to-ing and fro-ing. £1 to PAD for yesterday and I will hopefully be back later with more.

    I am kicking myself. I see the PADs that I am making and I wish I had discovered this years ago. I would have been debt free such a long time ago if I had. Also, it is hard seeing the PADs having to go to debt. I know that I waste money each month but I didn't realise that I could save almost £100 in a jar during a month. I wonder what I wasted that on before :think: I was happy how I was, plodding along making my monthly payment to the loan knowing when it would be paid off. It did cross my mind to overpay it but I never had any spare cash (or so I thought :o).

    Anyway, onwards and upwards and the sooner I get this paid off the sooner my PADs will be mine :D The next update of my signature on 06.07.11 will take me under the £3k.

    Roll on payday :rotfl:

    Gap x
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Gap, stop kicking yourself you dont need bruises on your legs in this weather hehe :rotfl:!!! Youve discovered PAD now and thats the main thing, chin up girl :D.

    Woohoo to you being under £3k in the next signature update thats fantastic well done you :T!! xx
    Mummytogirls x

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :rotfl: Thanks mummy. The weather is not great here right now. I have the heater on beside me :eek: and a jumper :eek::eek: and a cardigan :eek::eek::eek: Yesterday was lovely though. xx
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oooh it's nice here today :j Sun is shining, makes me feel so much happier.

    £1.30 to PAD today. Going to Gap-Sis's for tea so can walk there from work!!

    Gap-Parents are off on one of their jaunts for a long weekend and they left us £20 for tea on Sunday and today. Had a lovely Chinese on Sunday and it is Dom's pizza tonight!! :D

    Left my mobile at home today. Not the end of the world but the most annoying thing is, it is charging. I know it was fully charged when I left as I went to unplug it and got sidetracked and forgot :mad::mad::mad:

    Have a good day all.

    Gap x
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    OMG Gap I cant believe you were saying you were cold yesterday, it was absolutely sweltering here. I had a thin dress on and could still have happily sat naked to cool off haha :rotfl: dont think my colleagues would have appreciated that!!!

    Your parents are so cute leaving you the money!!! xx
    Mummytogirls x

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yes it was quite chilly here yesterday morning. When I got home after picking LM up from school I made the tea (macaroni cheese and it was delish!!) and by the time I was half way through eating it I had the living room and kitchen windows open and I had to take my jumper off :eek: LM just shook her head in disappointment at me (because I was sitting in my underwear on my top half :o)

    My parents are lovely. We usually go to theirs on Sundays and Tuesdays for tea and most of the time they provide it. They don't like to see us short (Gap-Sis, LM and me) so they leave us a little money towards getting something if they are away. We usually end up with a take away of some sort just because we are usually running about on Sundays and because G-S and I both finish work around 5pm on a Tuesday so it saves time preping and cooking something, oh and also because G-M&D are paying!! :D

    xx
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    No PADs for the next few days :( I have put every penny I have into PADs and sealed pot and there is nothing left. All bills are covered and the shopping is covered so nothing to worry about there but I can't feed my addiction if I don't have change to PAD :o

    My friend is having a "swapping party" tomorrow night. We all go along, take stuff that we are putting out (great excuse to have a clear out) and if anyone wants anything, they just take it. If there is anything left over (there usually is) we will take it to a car boot and if there is anything left over after that we will take it to a charity shop. She had one before and it was really good. I have been doing some clearing out and have loads of stuff to get rid of. I know I should ebay it but after the last time I don't really fancy it and also, we will car boot stuff so will make some pennies that way.

    That's it for now.

    Gap x
    :)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
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