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Seriously need help...please :)

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  • tomitma
    tomitma Posts: 390 Forumite
    Sweetie_Jo wrote: »
    It's not that people are too lazy!

    The cost of living has gone up since those days!


    And so have the wages!
  • Sweetie_Jo
    Sweetie_Jo Posts: 16 Forumite
    They earnt alot less because cost of living was less.

    In my experience with the company I work for, our yearly inflation has been very little. So were our bills and rent are going up, our wages are remaining the same.
  • baza52
    baza52 Posts: 3,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    im guessing th OP has debts as its the only reason they couldnt manage.
  • kimmy112
    kimmy112 Posts: 323 Forumite
    people back then where more hard up FACT
    MAY FREEBIESFree Jar of Sharwoods Sauce.£10 Argos gift card. Picture Hanging Strips. Fairy WUL. Live Mealworms. Hipp Preggy bits. Perfume. Lipton Tea x3. Pack of snack a jacks. Genome fridge magnets. Fuel Rights Book.
  • clemmatis
    clemmatis Posts: 3,168 Forumite
    I am happy, Sweetie_Jo, to pay through my taxes etc. for your medical treatment and your child's medical treatment and schooling and the benefits to which you are entitled as a parent. And I am happy to pay for medical treatment for drug addicts and alcoholics as, well, there but for the grace of God go I.

    And I suppose if there were a benefit that paid you the amount you want to stay at home, I would be happy to pay for that, despite your really unpleasant comments.

    But there isn't.
  • kimmy112
    kimmy112 Posts: 323 Forumite
    anyway good luck to you whatever you do.. be happy with what you have

    a partner and a baby

    start cutting out coupons and cutting back. then im sure you could live without the aid of claiming for anything
    MAY FREEBIESFree Jar of Sharwoods Sauce.£10 Argos gift card. Picture Hanging Strips. Fairy WUL. Live Mealworms. Hipp Preggy bits. Perfume. Lipton Tea x3. Pack of snack a jacks. Genome fridge magnets. Fuel Rights Book.
  • SingleSue
    SingleSue Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The plain fact is that with a partner working over 16 hours a week, you are not eligible to claim income support.

    Your tax credits should increase with the loss of your income plus you should also look into if any council tax or housing benefit would be payable.

    Keep looking out for an alternative job that fits in with your partners hours, it worked brilliantly for me and now ex husband....he worked during the day whilst I cared for the children, then he would come home and I would go out to do my shift. We had the best of both worlds, both of us working and no childcare to eat up our earnings.
    We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
    Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.
  • Sweetie_Jo just because you have paid tax and NI since you were 16 doesn't automatically allow you to claim benefits because you want to stay at home and look after your child.

    I'm 63, and have had four children from 2 marriages (my first husband died very young), and I gave up work when they were tiny, and then worked part time. But I didn't expect or claim state handouts, other than Child Benefit, and there were no tax credits back then. My husband was on a fairly low income, but we managed. We ate very well, but frugally, and everything was cooked from scratch - no takeaways or ready meals.

    I admire anyone for wanting to stay at home and raise their children, as long as they can afford it, but to expect the state to fund them by dishing out benefits is not right. Have you thought about working from home - child minding for instance?

    As others have said, £17000 is much more than you would get if you were both out of work on benefits, so learn how to live on that - it's very doable.
  • SingleSue
    SingleSue Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Also, if money is tight, maybe take a look on the debt free wannabe part of this site and also the old style board....both are brilliant for getting down costs.
    We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
    Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.
  • elisebutt65
    elisebutt65 Posts: 3,854 Forumite
    I've been Money Tipped!
    Sweetie_Jo wrote: »
    I am considering resigning from work to become a full time mum.

    If I work full time, I will lose my current benefits and be working to pay for my child's nursery fees, plus I have not had a child just to put them in nursery full time and never see them! If I remain part time, the benefits I am entitled too do not come anywhere near helping cover nursery costs.

    My baby is currently looked after by her grandparents on the days I work but they are struggling.

    Can anyone tell me if I would be able to receive income support straight away? :rotfl:

    :rotfl::rotfl:My partner is on a low wage of £17,000.:rotfl::rotfl:

    Any advice would be appreciated.

    Thanks :)

    LOW WAGE????? FGS - I only make £10300 per year - and I'm a single mum!!! ( I have just applied for another job on a salary of 14000 - FT) God - If I can manage it then so can you!!!!
    WTC should pay for up to 80% of your nursery fees.

    When they're in school all day you won't see them anyway, so what's the difference?

    What's wrong with getting a job in a school so you have the same hours? Loads of admin jobs - secretarial, catering etc.

    I only get £22/pw HB so I doubt that you'll get any with your partner's salary

    Shift work as suggested earlier is also a good idea -= twilight shift at Tesco for example

    Go over to the Old Style board for money saving ideas - you won't get any help from the government!
    Noli nothis permittere te terere
    Bad Mothers Club Member No.665
    [STRIKE]Student MoneySaving Club member 026![/STRIKE] Teacher now and still Moneysaving:D

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