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Paying 'keep' HELP!!!

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  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 19 March 2011 at 4:35PM
    Sweetheart wrote: »
    My friend offered me her flat for £500 a month all in. thats all bills rent - everything. I'd take it but I'm trying to save up to go back to Uni to do my Masters. My Mum knows this but is still insisting I pay £100 a week. She doesnt seem to care about my future.


    but you earn enough to forgo the £100 rent,

    oh yeh well since your wanting to go to uni how will it help with paying minimum of £500 a month when you can save yourself £100 and stay at home for £400
  • kelpie35
    kelpie35 Posts: 1,789 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    My friend offered me her flat for £500 a month all in. thats all bills rent - everything. I'd take it but I'm trying to save up to go back to Uni to do my Masters. My Mum knows this but is still insisting I pay £100 a week. She doesnt seem to care about my future.

    Well go to your friends. If I was your mother I would say "GOOD RIDENSE"
  • scotsgirl_3
    scotsgirl_3 Posts: 1,618 Forumite
    *shakes sweetheart*

    She cares plenty about your future. BUT the immediate bills are more important. It doesn't matter if you wait another year to do your masters. It does matter if you not paying bills and not moving out means she can't pay the bills and loses her home. Your home.

    A Masters isn't essential. A roof over your head is.

    And £160 council tax is perfectly reasonable - I live in Edinburgh, and my full council tax and water is £250 per month!

    Maybe you shouldn't have to contribute towards her car but it would be a nice thing to do! I suspect your friends £500 is not as all in as you think - I bet it doesn't include food for a start.
  • Pollycat
    Pollycat Posts: 35,911 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    Sweetheart wrote: »
    My masters will cost me a thousands and I'd have to give up work or work part time. Surely any mother would see that its important.I just dont think its fair shes not taking this into account

    And just how will you fund your lifestyle when you go back to Uni and give up work or work part-time?

    Who will buy you your clothes, phones and stuff then?

    1 question:
    When you were at Uni before, how much money did your Mum give you towards your living expenses?
  • barbiedoll
    barbiedoll Posts: 5,328 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Who do you think is going to support you when you give up work to do more studying? Who is going to pay your housing costs and how will you manage nights out and new clothes then? And who is going to pay £9000 each year for your Uni fees?

    Now that you don't have a rich mummy to help you out, you may want to reconsider!
    "I may be many things but not being indiscreet isn't one of them"
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    barbiedoll wrote: »
    Who do you think is going to support you when you give up work to do more studying? Who is going to pay your housing costs and how will you manage nights out and new clothes then? And who is going to pay £9000 each year for your Uni fees?

    Now that you don't have a rich mummy to help you out, you may want to reconsider!


    for nights out it will have to be 1 a month and for clothes well i think she will have to check out the charity shops
  • barbiedoll
    barbiedoll Posts: 5,328 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    DCFC79 wrote: »
    for nights out it will have to be 1 a month and for clothes well i think she will have to check out the charity shops

    Welcome to my world! :o
    "I may be many things but not being indiscreet isn't one of them"
  • xoxo_2
    xoxo_2 Posts: 889 Forumite
    DCFC79 wrote: »
    for nights out it will have to be 1 a month and for clothes well i think she will have to check out the charity shops

    I wonder how long these 'friends' giving her life advice will last then...
    :j
  • pigpen
    pigpen Posts: 41,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    onlyroz wrote: »
    I was a student in London and (10 years ago) I paid about £80 a week for a shared room in a grotty dive. I now live in Berkshire and I pay per month:

    Mortgage £650
    Gas/Elec £120
    Council Tax £135
    Water £21
    Insurance £70
    Sky/Internet/Telephone £60
    TV licence £12

    On top of that there is other stuff like life insurance, homecare, nursery fees etc.

    I hope my kids don't turn into ungrateful whelps like you.

    I'm 'up north' with one of the cheapest housing costs and council tax in the uk and still fork out £1140 as a bare minimum

    before we get to OH's student loan, overdraft, £600 a month food, credit card, fuel for car, bank loan etc

    My 19 y/o has just moved back home after a period living away and is mortified he cannot contribute financially as he has no income.. not a penny.

    Even student accomodation here is about £300 a month for a decent place and 'all in' doesn't include food which I am sure will be more than £100 a month.. nor does it include your mobile bill or 'nights out'

    I used to give my mother £25 a week out of the £75 I got.. with my son and myself to clothe and him to feed. and I still managed to save a decent deposit for a house.

    Your poor mum has degraded herself enough already having to ask you both to pay towards your expenses you are lucky she let you sponge off her this long, most parents wouldn't, and i don't think she has done you any favours. She has taught you to expect things handed to you on a platter and not to work and save for stuff or to pay your own way.. it is a steep learning curve but a very necessary one.

    How awful do you think it was for her to say 'I am struggling and need you to start taking responsibility for your own expenses' She has lost countless nights sleep over this and you throw back in her face every sacrifice she has made for you, everything she has ever given or given up for you and everything she has ever done by making her feel like you don't care and she is not important to you.

    If the £100 includes food, bills and keeps a roof over your head in a nice home you should count your many many blessings and hand it over with your mouth firmly shut. You aren't paying for your mum you are supposed to be an adult and therefore paying for yourself like you shoud have been doing for a long long time!
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • Sweetheart
    Sweetheart Posts: 22 Forumite
    Pollycat wrote: »
    You seem to want everything your own way.

    Look, either pay your Mum what she's asking you to (Oh! Of course that's AFTER you've checked to make sure she's NOT scamming you - see my post below) or pack your stuff up and move into your friend's flat.

    I'm not sure what your Master's degree will be in but this is not really that hard.

    Your Mum wants £400 per month.
    Your friend wants £500 per month.

    Work out what you get if you stay at your Mum's.
    Work out what you get if you move into your friends flat.

    Decide where you will better off.
    Move or stay.
    Stop bleating how badly you're being treated.

    I probably didnt get my point across as I wanted. My point was, if my friend can offer me an all in apckage for £500 - fopr everything - all bills - the lot, then how can my Mums monthly outcome be over £1200?

    I tried to speak to her today and told her that I wanted to go back to Uni but she said she that has no bearing on what I give her.
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