Income Support & Carers Allowance HELP PLEASE

tryingtogetby1971

with all of the benefits I would be entitled to I think I might give up work! My husband and I both work full time and have 2 children but have nowhere near the amount coming in as the OP. Perhaps having had my disabilities since birth I have grown up differently focusing on things I can do not what I can't so in my mind the fact that only my body doesn't work but my brain functions fine then I should be working like everyone else. Maybe I should reconsider this.

allen35

popty wrote: »

I did NOT complain that I'm skint I said that 'skint is skint'. Before the accident I was earning £45k+ & comfortably off with savings. Now life for any family of 5 with this sort of household income once the bills/mortgage are paid is difficult, compounded by the cost of fuel bills.
Hence the 'skint is skint' remark.
We all pay our taxes and NI why are you so angry 'paying for me'? Who was I paying for all those years? I admit I benefited from a free education and therefore lucky not to have the prospect of having a student loan to pay until my 50's but we all contribute to the system.

You may be entitled to IS for help with mortgage costs, if, for example you had £60,000 outstanding mortgage, taken out after 2/10/95 you may receive £41.88 help per week giving an IS top up of approximately £32 pw on top of your current income.

Contact DWP 0800 055 66 88 and enquire and apply for SMI through IS, they will send you a form which needs to be completed and given to your mortgage provider.

popty

tryingtogetby1971 wrote: »

with all of the benefits I would be entitled to I think I might give up work! My husband and I both work full time and have 2 children but have nowhere near the amount coming in as the OP. Perhaps having had my disabilities since birth I have grown up differently focusing on things I can do not what I can't so in my mind the fact that only my body doesn't work but my brain functions fine then I should be working like everyone else. Maybe I should reconsider this.

I suspect you live in an area where work is available. Prior to the accident I was the breadwinner, my wife looked after the children at home, she did not drive and didn't need to, we chose to live in rural wales on a smallholding. I had to stop work because of the accident but I would love to be able to go out to work, it is an awful feeling to be unable to control ones own future.

TOBRUK

tryingtogetby1971 wrote: »

with all of the benefits I would be entitled to I think I might give up work! My husband and I both work full time and have 2 children but have nowhere near the amount coming in as the OP. Perhaps having had my disabilities since birth I have grown up differently focusing on things I can do not what I can't so in my mind the fact that only my body doesn't work but my brain functions fine then I should be working like everyone else. Maybe I should reconsider this.

Everyone has a story to tell and their circumstances are different. You may have had a disability since birth, I didn't however, when I became disabled I had to adjust (like everone else) and I too focused on things I could do and not what I couldn't. That doesn't mean that I manage! I can't work and I live alone - so I don't have that support that you obviously have.

popty wrote: »

I suspect you live in an area where work is available. Prior to the accident I was the breadwinner, my wife looked after the children at home, she did not drive and didn't need to, we chose to live in rural wales on a smallholding. I had to stop work because of the accident but I would love to be able to go out to work, it is an awful feeling to be unable to control ones own future.

I understand exactly what you mean - I am originally from rural Wales and I had to leave (before becoming ill and disabled) to find work! Not only is rural Wales difficult where employment is concerned, but there are difficulties in receiving the correct help needed to live as near a 'normal' life as possible.

nannytone_2

allen, i myself am unable to work due to disability.
my i have no problem at all with disabilty benefits!

my annoyance comes from people (many post on these dorum!) that have a couple of kids, only one parent working. thats great, no problem.
but when they are in the position where they need tax credits/hb/ctb and they CHOOSE to have another child and want help working out their entitlement, then i feel slightly miffed!

many people seem to take no personal responsibilty for the choices THEY make, and so are happy to rely on subsidies from the taxpayer!

we manage ok (just about while there is no overtime, as there hasnt been for almost 2 years now) but we have no 'extras' and live within our means.
the attitude of people 'having a chilf' just becasue they 'eant to' makes me sick, and the system is in place to enable the !!!!less to continue without worrying how they will pay for their decisions.

tryingtogetby1971

I live in the west midlands which I think according to yesterdays unemployment figures has the highest level of unemployment and in fact was made redundant last year but have been lucky enough to be redeployed into another position (yes it is the public sector) and they have been able to make adjustments for my disabilities such as ramps, adjustable desk etc but it is still hard. I struggle each day with my disability and some days think it would be easier to give up but being at work gives me back a sense of independance that disability takes away. I do live in a semi rural area but regardless being a wheelchair user I would have to have a car anyway which luckily I can get through motability.

popty

We had our children before I became disabled & it's ironic but we moved to the country for a better life.

aliballi

DX2 wrote: »

I don't know what you are getting stressed about, it's pretty clear that aliballi has difficulties reading posts. This £178 for a family of 5 is nonsense.

You get your IB - yes
Your wife gets CA - yes
You get 3 x CTC - yes
That is your income for 5 people within your household. Far more than £178!

You also get
DLA for you - yes
DLA for your child - yes
Disabled premium within your CTC for your child.
3x Child benefit - yes

No need to be so rude about me. I was trying to reassure OP & help as I to have a son with autism & understand how difficult & disjointed benefits calculations can be . £178 was clearly mentioned as the total amount which had been calculated for this family to live on. While some didn't seem to understand that DLA is ignored while all the other benefits would be added up & subtracted from the original calculation.

Myself & another poster were looking at the picture from a different angle & yes it may have been obvious that this family would not be expected to live on £178 but OP was worried, that's all.