M & S 0% 15 Months Purchases

emtiem

Damn; wish I'd gone with Tescos now- I wasn't sure if applying for more than one would look bad on my record. In a bit of a pickle now; can't recommend the M&S one because there's no way of telling what you'll get at the end of a long wait. What sort of limits do Tesco give?

Temrael

emtiem wrote: »

Damn; wish I'd gone with Tescos now- I wasn't sure if applying for more than one would look bad on my record. In a bit of a pickle now; can't recommend the M&S one because there's no way of telling what you'll get at the end of a long wait. What sort of limits do Tesco give?

Got £5.2k at Tesco straight away vs. £4k and a months waiting at M&S. Tescos didn't seem to mind we'd applied to M&S recently.

antuk

Hi,

What was your outcome on this? I got the same email and still havent heard either way yet

starM wrote: »

My partner applied and got the following email:-

Thank you for applying for the new M&S Credit Card, the only card to be seen
with and the only credit card you'll ever need.

We endeavour to offer our Internet customers a speedy response therefore,
you will be contacted with a decision by post shortly.

Meanwhile, if you have any queries please contact us by telephone on 0800
363400 or by email to [EMAIL="money@mandsmoney.com"]money@mandsmoney.com[/EMAIL].

Possibily it may be declined. Has anyone else had this email - what was the response?

MS

alexanderalexander

How long did it take you guys for the paperwork to come through? I applied online over a week ago and nothing's come yet.

fozmcfc

I got the accepted email the same day, but then a slow process it seems it took my paperwork 7 days to arrive (5 working days).

No card yet for me, sent my forms back last Tuesday. Been just over two weeks since applying.

hazman

I have had the same reply as Antuk, just wish I knew one way or another. Any ideas if this message indicates good or bad news?

CreditCruncher

Could someone advise when would you know what the credit limit is?
Is it indicated in the agreement or should one wait till the card arrives?

CreditCruncher

cyclura wrote: »

The limit will come with your card,

I have just had my card arrive and its got a huge limit for me I was gobsmacked, I am only using it for the 0% though so will never get to my limit.

It took about a month from me applying to the card being activated in all

oops; i didn't see that...

horngkai

For those wondering about the email with content
'Thank you for applying for the new M&S Credit Card, the only card to be seen
with and the only credit card you'll ever need.

We endeavour to offer our Internet customers a speedy response therefore,
you will be contacted with a decision by post shortly. '

I applied on Saturday and got this email on Sunday and again on today. Seeing that they sent me the same email twice, decided to ring up and was told that my application was accepted. Hence this email is what it say it is, a decision is being made but does not suggest either an acceptance or refusal. Hope this help.

minibbb

I applied on the 11/04, got an email on the 12/04 telling me to expect my paperwork in the post......still not here!! Phoned up today to chase it up and was told it was sent on the 12th so should be here soon :mad: God knows when ill actually get the card.