M & S 0% 15 Months Purchases

techmob

stupid question but want to make sure

my insurance is up for renewal this year and is obviously cheaper paying the premium

would paying with this 15 months 0% include paying for the insurance as a purchase?

thanks

OllyM

techmob wrote: »

stupid question but want to make sure

my insurance is up for renewal this year and is obviously cheaper paying the premium

would paying with this 15 months 0% include paying for the insurance as a purchase?

thanks

Yes, that is correct.

Evilm

FYI - Any one who got one of these when they first were issued I think they will be finishing the promotional rate about now. We certainly are and its only mentioned in a slightly understated way on the statement that the promotional period ends a few days after the next payment is due.

I was looking for it so saw it and we've paid ours off.

fozmcfc

I intend to make a final payment to it at the end of June, before my July statement to clear the final £40 off my balance. I always intended to clear it by July 2012, as IIRC it my 0% ends come my August statement and I like to err on the side of caution.

Ended up using it quite a bit over the months and ended up with £13 back in vouchers so far, might be due a couple of more quid.

Will continue to use it now and then and clear the balance each month, to continue to get cashback, but hoping to get another card with a 0% purchase offer in the next few months.

Evilm

fozmcfc wrote: »

Will continue to use it now and then and clear the balance each month, to continue to get cashback, but hoping to get another card with a 0% purchase offer in the next few months.

We've moved on to the Halifax 15month 0%.

fozmcfc

I'm going to have to wait and search around as I've got cards with most of the companies who offer the longest 0% cards, including Halifax.

The Amazon card looks tempting with 18 months, but I'm in no rush.