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M & S 0% 15 Months Purchases

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Comments

  • The_Enforcer
    The_Enforcer Posts: 345 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Minimum monthly payments, then the remainder off in full by month 15. My minimum monthly payments will clear over a third of the debt.
    I came, I saw, I saved.
    Campaign for the Abolition of Political Parties - find us on Facebook
  • thenudeone
    thenudeone Posts: 4,462 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    revell81 wrote: »
    Does anyone know if eBay purchases paid via paypal count as cash withdrawals or purchases?

    purchases.
    We need the earth for food, water, and shelter.
    The earth needs us for nothing.
    The earth does not belong to us.
    We belong to the Earth
  • poddle911
    poddle911 Posts: 1,406 Forumite
    Part of the Furniture
    My OH applied for this card the other day and received standard rejection letter. He rang up to query and it turned out that they couldn't find the address on the electoral roll. He confirmed it with them and they overturned the decision. Will update once we know the limit.
    LBM Sep 2008 debt: £27,927.04
    start weight: 140.2, week 2: 138
  • mrbigd
    mrbigd Posts: 168 Forumite
    edited 14 June 2011 at 12:18PM
    Wife got £5.5K. Very pleased as we have some big purchases to make! She also got £8.7K on Barclaycard 0% for 20 months at the same time!
  • MoneyMiser
    MoneyMiser Posts: 571 Forumite
    edited 14 June 2011 at 3:57PM
    starM wrote: »
    Application was declined. I have sent an email back to appealing against it and received a reply back today saying agreement on its way.

    MS

    I did not know you could appeal against a decision!!

    I got rejected for the Tesco card and a card from my own bank. Obviously my credit score is quite poor but then I thought it was good becuase I was accepted for a mortgage about 4 months ago.

    Is there any wording I need to specifically use, a template letter would be even better.

    MM
  • FanOfKylie
    FanOfKylie Posts: 27 Forumite
    Did anybody-else receive their card without getting a PIN Number ? Got my M&S Card today but had no PIN Number. Have applied online for a reminder. Has anybody-else had to do this ?
  • mrbigd
    mrbigd Posts: 168 Forumite
    FanOfKylie wrote: »
    Did anybody-else receive their card without getting a PIN Number ? Got my M&S Card today but had no PIN Number. Have applied online for a reminder. Has anybody-else had to do this ?

    The PIN comes seperately, so may come tomorrow!
  • The_Enforcer
    The_Enforcer Posts: 345 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Mine came the other way round, PIN a couple of days before card.
    I came, I saw, I saved.
    Campaign for the Abolition of Political Parties - find us on Facebook
  • FanOfKylie
    FanOfKylie Posts: 27 Forumite
    Thanks mrbigd for your helpful reply ! This Site is so useful for problems like these which can be answered instantly. Appreciate it Sir.
  • simplymegreg
    simplymegreg Posts: 74 Forumite
    How long does it take for the agreement to come through (before receiving the card itself)? It has been 8 days since they sent me an email saying I had been accepted and they would 'send me my agreement'!

    I rang them and they said it could take up to two weeks to send an agreement. TWO WEEKS?! :eek:
This discussion has been closed.
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