Reclaiming in Scotland

Edinburghlass_2

Best to start the claim off and if it comes down to going to court you can then ask the FO to take over the case. I'll pop this into the Reclaiming in Scotland thread where you'll find links to help.

verderci

Edinburghlass

Can you help?

Claiming against Lloyds, both accounts in England. We have been living in Scotland for the last year, we have a house in Harrogate. Where is the best place to file my claim? and will living in Scotland hamper my £5K claim??

Thanks

Edinburghlass_2

If you can use the Harrogate address for your correspondence then you can file in England, 6 years and a £5,000 limit for small claims. You can then use MCOL but obviously should it come to going to court you would need to travel to Harrogate for that.

verderci

Edinburghlass wrote: »

If you can use the Harrogate address for your correspondence then you can file in England, 6 years and a £5,000 limit for small claims. You can then use MCOL but obviously should it come to going to court you would need to travel to Harrogate for that.

Thanks for the information - great as always!

teady_bear_2

what court do I take tsb bank to court in scotland and how much will it cost me and how do I contact the court?

rudolph_3

Hi guys,
can anyone give me some help, i have worked out through statements the total so far 2440.00 still to get hold of 2001-2005 statements, my concern is that in Scotland the small claims limit is 750.00, my question is should i break it up into small claims or go for the full amount, the thing that bothers me most is if i put in small amounts will i have to sign something from the bank to say i wont claim anymore,
any info much appreciated

Edinburghlass_2

You need to read back through the posts and links on this thread. However start off your claim and should it get to having to take to court we can look at your particular claim and your options then, good luck.

Be aware if you are claiming through the Scottish Courts you can only claim back 5 years but I would suggest start your claim for the 6 years as its looking like it might be a biggish claim and probably the best bet is to put it through the Financial Ombudsman. A lot also depends on which bank it is as to if it will get to the court stage.

rudolph_3

Thanks for the reply, i had posted my question on the wrong page it was then moved, apologies
i shall have a good read at this thread, im sure i'll need lots of help
thanks again

dekgray

Can anyone tell me please what the next steps are for reclaiming charges in Scotland in excess of £750 (the maximum quoted in MSE). I've got as far as receiving an offer from my bank of £858 - far removed from the £3600 I have asked back. Do I still use the small claims procedure. I'm a bit confused as MSE says the maximum that can be claimed in Scotland is £750

Edinburghlass_2

You need to spend this evening reading through this thread and looking at the links to see what your options are