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How much do you live on per month?

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  • beachie
    beachie Posts: 463 Forumite
    Lucy1010 wrote: »
    REALLY??? 1 -2 YEARS??? OMG I don't think I could do that! I mean I don't mind my own company but to spend a year or two by myself .... OMG I think I would end up like a crazy woman LOL :rotfl: I love to love and love being loved :)


    I thought I would find it hard, because I missed the loving and affection but I knew I had to be single to find myself. They say if you are not happy being single then you are not ready for a relationship.

    I do miss having days out with someone for picnics, beach, walks etc though. Sometimes you wish you could share experiences with someone.
    Mortgage: [STRIKE]Jan 11 - £91830 [/STRIKE][STRIKE] Jan 12 - £89'199[/STRIKE] May 14 - £69'999 Car Loan: [STRIKE]Jan 11 - £3658 [/STRIKE] July 12 - £0! Credit Card: [STRIKE] Jan 11 - £3300 Jan 12 - £2250 [/STRIKE] Oct 13 - £0

    MFiT-T3:#43 (Half Mortgage) April 13 - £10719/£42875 (25.00%)
  • mildredalien
    mildredalien Posts: 1,057 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    d3mon4ngel wrote: »
    I go out with friends maybe once every three months, sometimes longer between than that. Hopefully I can change that once I've got everything paid down, but I still won't be going out every weekend like I used to in college, or like some friends still do. It seems like too much of a waste of money to me now. I've got a better attitude to money, and drinking it away in a night seems like the wrong thing to be doing now.

    Plus there's other ways to spend time with friends and socialise without going out drinking and spending bucketloads every weekend! I see a friend every week to go to the cinema, we use the unlimited cards (about £15 a month now) - ok it's not a 'necessity' but we do go EVERY week so definitely get our money's worth. My sanity and spending time with friends is worth more than paying off part of my debt a few months earlier.

    I spent almost 2 years out of a relationship - I missed the closeness (particularly towards the end) but looking back it was really good for me.
    Savings target: £25000/£25000
    :beer: :T


  • Lucy1010
    Lucy1010 Posts: 362 Forumite

    The reason I suggested 'social events' are because not only do they keep you from boredom, but having a good afternoon/night/evening with some excellent company even if its just friends can be SUCH a boost.

    Yes you are right, I do have friends in different places, ie running friends, gym friends, work friends (but work friends have more money) perhaps I should just get out there more...! :) (within my budget of course ;) )

    Oh and I am not the clubbing or pub crawling type... not my thing, been there and done that! Does not interest me in the slightest.
    Debt Bust LBM 01/01/2013 - [STRIKE]£11,115.28[/STRIKE] £10,593.81


    Debt free date: Sept 2014 :beer:
  • beachie
    beachie Posts: 463 Forumite
    Lucy1010 wrote: »
    Yes you are right, I do have friends in different places, ie running friends, gym friends, work friends (but work friends have more money) perhaps I should just get out there more...! :) (within my budget of course ;) )

    Oh and I am not the clubbing or pub crawling type... not my thing, been there and done that! Does not interest me in the slightest.


    Think that's what I need to do. Maybe join some more clubs? I like photography and such like.
    Mortgage: [STRIKE]Jan 11 - £91830 [/STRIKE][STRIKE] Jan 12 - £89'199[/STRIKE] May 14 - £69'999 Car Loan: [STRIKE]Jan 11 - £3658 [/STRIKE] July 12 - £0! Credit Card: [STRIKE] Jan 11 - £3300 Jan 12 - £2250 [/STRIKE] Oct 13 - £0

    MFiT-T3:#43 (Half Mortgage) April 13 - £10719/£42875 (25.00%)
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 March 2011 at 12:45AM
    I find other people are expensive to be around. If it's just me I can go to a pub, have two halves of cider (£2.50), then stop off at a supermarket and get a £2.50 pizza and cook it at home.

    Go out with people and all of a sudden you're in "rounds" buying pints and shots for people that are drinking 2-3x as fast as you can, who then want to go to an indian, order everything on the menu, and bottles of wine and poppodoms and extras ... then want to split the bill, even though all you had was a £6 biryani and a jug of water. A night out with somebody like that can cost more like £50.
  • Lucy1010
    Lucy1010 Posts: 362 Forumite
    I find other people are expensive to be around. If it's just me I can go to a pub, have two halves of cider (£2.50), then stop off at a supermarket and get a £2.50 pizza and cook it at home.

    Go out with people and all of a sudden you're in "rounds" buying pints and shots for people that are drinking 2-3x as fast as you can, who then want to go to an indian, order everything on the menu, and bottles of wine and poppodoms and extras ... then want to split the bill, even though all you had was a £6 biryani and a jug of water. A night out with somebody like that can cost more like £50.

    Oh this is exactly what I was talking about a few posts earlier about birthday lunch dates at work! :)
    Debt Bust LBM 01/01/2013 - [STRIKE]£11,115.28[/STRIKE] £10,593.81


    Debt free date: Sept 2014 :beer:
  • crumblepie
    crumblepie Posts: 424 Forumite
    First of all I read the first few pages then skipped to the end so what I'm saying may have been covered.

    If you're feeling a bit edgy with giving up smoking have a read of this website http://www.whyquit.com it has lots of advise and tips. It took me a few months to get to the stage of giving up and now that I have I don't know why I waited so long to give up. I have loads more money each month and my savings are looking good for the first time in ages. In the first few pages you were saying 'where did I spend £400?' I'd bet quite a chunk of that was ciggies.

    On the being alone/lonely thing. I've been on my own for years, I'm happier living on my own. If you want to go for a walk or have a picnic do it, don't let being on your own stop you. I'm happy to wander off with my sandwiches and flask and sit on a beach for a few hours. Nobody will stare at you because your on your own. If you want to go to the cinema choose an afternoon showing which are generally quieter and again nobody will be pointing the finger and saying you're a billy-no-mates. Find a club with an interest like the photography, if you want to find like minded people.


    My saturday night? coffee, the internet and a bar of chocolate while sat in pj's. I'd rather be doing this than spending £70 on a 'fun' night out.
  • Lucy1010
    Lucy1010 Posts: 362 Forumite
    crumblepie wrote: »
    First of all I read the first few pages then skipped to the end so what I'm saying may have been covered.

    If you're feeling a bit edgy with giving up smoking have a read of this website http://www.whyquit.com it has lots of advise and tips. It took me a few months to get to the stage of giving up and now that I have I don't know why I waited so long to give up. I have loads more money each month and my savings are looking good for the first time in ages. In the first few pages you were saying 'where did I spend £400?' I'd bet quite a chunk of that was ciggies.

    On the being alone/lonely thing. I've been on my own for years, I'm happier living on my own. If you want to go for a walk or have a picnic do it, don't let being on your own stop you. I'm happy to wander off with my sandwiches and flask and sit on a beach for a few hours. Nobody will stare at you because your on your own. If you want to go to the cinema choose an afternoon showing which are generally quieter and again nobody will be pointing the finger and saying you're a billy-no-mates. Find a club with an interest like the photography, if you want to find like minded people.


    My saturday night? coffee, the internet and a bar of chocolate while sat in pj's. I'd rather be doing this than spending £70 on a 'fun' night out.

    Thanks CP! I especially like your advice on the afternoon sessions at cinema, hadn't thought about that and will def do that next weekend! When you have time read through this topic if you fancy it, some people are just amazing considering what they live on. Yes I understand a big chunk of my budget was spent on smoking but I have stopped for good now and halved my budget in the process
    Debt Bust LBM 01/01/2013 - [STRIKE]£11,115.28[/STRIKE] £10,593.81


    Debt free date: Sept 2014 :beer:
  • bluebag
    bluebag Posts: 2,450 Forumite
    1,000 Posts Combo Breaker
    Lucy1010 wrote: »
    REALLY??? 1 -2 YEARS??? OMG I don't think I could do that! I mean I don't mind my own company but to spend a year or two by myself .... OMG I think I would end up like a crazy woman LOL :rotfl: I love to love and love being loved :)


    Most of us do, I found I needed to know me and love me first before I could engage with any one else. It takes time, alone time to do that. Being with someone was a distraction.

    It was boring at first as I didn't know what interested me, but it came with time.

    I found that over time my freinds changed as I changed, some people I thought of a friends didn't share the same life view as me, this took time to discover, both their life view and mine.

    It's an odd thing being alone and so very different to being lonely, in the quiet you can hear yourself think.
  • crumblepie
    crumblepie Posts: 424 Forumite
    I actually missed the bit where I was going to write what I live on which is why I came to the thread in the first place. I have around £250 a month for groceries, toiletries and me stuff. That's after bills and savings have been taken out. I don;t always spend it all so if I have anything left over it goes into a different account and used for clothes shopping, big purchases or treats.
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