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Nationwide (merged)

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Comments

  • blodwyn
    blodwyn Posts: 31 Forumite
    Hi There!

    I am currently on hold with my Nationwide claim (put on hold in court last year). Like a good Girl Guide I am ensuring that all my paperwork is ship shape ready for if and when I ever get to stand in the court room! (see below for the amount).

    It has recently been pointed out to me by my parents that the original account opened with Nationwide was opened by them when I was about 4 (I am now 28). Over the years Nationwide has automatically upgraded my account, eventually to a Flex Account (their current account) when I turned 18. I have never asked for my account to be upgraded, and each time it was, I was never asked to sign any paperwork, so therefore have never signed an agreement agreeing to their terms and conditions (i.e. charges).

    I am going to write to them asking for 'copies' (although there are none) of the agreements I signed for the account.

    Is there anybody else out there who is in the same situation with Nationwide or any other bank? Any advice on where I could go from here would be greatly received!!
    Amount being claimed from Nationwide - £2794.50 + £524.09 in interest = £3318.59 + court fees = £3438.59
    lodged with Moneyclaim online 29/06/2007

    Amount to be claimed from HSBC - £730.00 (charges only). Email sent to customer relations 01/07/2007 & letter sent by recorded delivery 02/07/2007 (to be on the safe side!!!!!!)
    :wave:
  • blodwyn
    blodwyn Posts: 31 Forumite
    Hi There!

    I am currently on hold with my Nationwide claim (put on hold in court last year). Like a good Girl Guide I am ensuring that all my paperwork is ship shape ready for if and when I ever get to stand in the court room! (see below for the amount).

    It has recently been pointed out to me by my parents that the original account opened with Nationwide was opened by them when I was about 4 (I am now 28). Over the years Nationwide has automatically upgraded my account, eventually to a Flex Account (their current account) when I turned 18. I have never asked for my account to be upgraded, and each time it was, I was never asked to sign any paperwork, so therefore have never signed an agreement agreeing to their terms and conditions (i.e. charges).

    I am going to write to them asking for 'copies' (although there are none) of the agreements I signed for the account.

    Is there anybody else out there who is in the same situation with Nationwide or any other bank? Any advice on where I could go from here would be greatly received!!
    Amount being claimed from Nationwide - £2794.50 + £524.09 in interest = £3318.59 + court fees = £3438.59
    lodged with Moneyclaim online 29/06/2007

    Amount to be claimed from HSBC - £730.00 (charges only). Email sent to customer relations 01/07/2007 & letter sent by recorded delivery 02/07/2007 (to be on the safe side!!!!!!)
    :wave:
  • Nationwide;

    Data Protection Team,
    Nationwide Building Society
    Kings Park road,
    Moulton Park
    Northampton
    NN3 6NW

    Is this still the right place to send the letter to reclaim your charges
    Last year i won a holiday to vegas, £1000 from mccains lots of lego and some other stuff so far biggest win this year a pen worth £2k and lots little wins from daileys
  • LinziLou_2
    LinziLou_2 Posts: 66 Forumite
    :confused: In april i wrote and asked for a charge of £28.50, which i sent a copy of the original statement off from november 2004, to be refunded to myself...nationwide replied with there are no charges on your account currently and if you have any other queries please read the leaflet enclosed or contact us....i am unsure as to what to do next can anyone help??
    :DOnePoll: £11.80/£40.00, YouGov: £1.00/£50.00, Boots Card: £2.92, Nectar: 3000 points, Pigs Back: 880 points /1150,
    CASH BACK SITES: Greasy Palm: £3.47/ £25.00, Quidco : £29.01,Money Back Madness: £10.04/ £35.00
  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    LinziLou wrote: »
    i am unsure as to what to do next can anyone help??

    Did you use any of the templates from this site when you approached them? If not, what did you say in the letter?
  • LinziLou_2
    LinziLou_2 Posts: 66 Forumite
    Hiya yes i did use the templates from this site i used the very first template....im unsure as to what to send next now?? x
    :DOnePoll: £11.80/£40.00, YouGov: £1.00/£50.00, Boots Card: £2.92, Nectar: 3000 points, Pigs Back: 880 points /1150,
    CASH BACK SITES: Greasy Palm: £3.47/ £25.00, Quidco : £29.01,Money Back Madness: £10.04/ £35.00
  • I sent my first letter recorded delivery - which they ignored. I then sent a second letter giving them 7 more days to respond. I got a letter back last week saying that they had sent them but as I was adament i had never received them they said they would re-send them.

    What should I do if i still havent heard from them in a week?

    Should I write to them again or send a letter to OFT?
  • HAVEFAITH
    HAVEFAITH Posts: 557 Forumite
    PPI Party Pooper
    Hi,

    I just wondered whether or not anyone else is having problems with Nationwide responding to a DSAR request? Well I am ...

    Slow to respond right now ... any advice please?
    "onwards & upwards"
  • borgbaiter
    borgbaiter Posts: 600 Forumite
    hi

    did you include the £10 required? if so is it more than 40 days? if so then report them to the information commissioner http://www.ico.gov.uk/


    Borgbaiter
    claimed/settled - Natwest £2,535/£2,535, HSBC visa £80/£80, MBNA £1,258/£1,258, capital one £282/£282, tesco visa £515/£515, HSBC visa £140/£140. HSBC £1,450 MCOL Stayed for OFT case. Chelsea Mortgage charges & cashback £5000/£672. complaints with banks pending OFT Halifax £30, A&L £35. TOTALS £11,325/£5482
  • HAVEFAITH
    HAVEFAITH Posts: 557 Forumite
    PPI Party Pooper
    borgbaiter wrote: »
    hi

    did you include the £10 required? if so is it more than 40 days? if so then report them to the information commissioner http://www.ico.gov.uk/


    Borgbaiter

    Yes i did inclose the tenner & yes i will consider the ico ... never done that before but might have to here ... thks!
    "onwards & upwards"
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