Barclays Bank (merged)

dabbers_2

Lisa
My statements only took 5 days to come.
You could always go into the bank and ask, maybe they'll print them off while you're there?
Scary thought...going into the bank and facing them innit? lol
I even type my letters to them whilst wearing a balaclava
Daz

painted_lady

My charges total £1300, I received standard response letter from Barclays yesterday saying I have agreed to charges etc, but they offer me £670 in partial payment. I am tempted by this offer, I am pregnant and need the money, I only had to write 2 letters to get it. However, they are obviously admitting liability, even though they didnt say so. Am tempted to take it to court, but know this wil take some time and hassle. Can I write them a letter saying I will settle for £1000, for example?

Edinburghlass_2

Its certainly worth a try for the price of a stamp

Do put in your letter that if they don't off £1,000 you will be taking them to court.

kashie

Hi,

I am currently filing a claim to reclaim £2869.40 charges plus interest from barclays.

They offered me £1,000, which I do not intend to accept. I have been reading your posts though and seen that some people have been accepting part payments and continuing to claim back the rest.

What should I do?

I did intend to issue the claim and let the courts notify them that I was not accepting thier offer.

Do I need to inform them of what I intend to do?

kashie

Hello,

IS ANYONE HOME?

Rex_Mundi

kashie wrote:

I am currently filing a claim to reclaim £2869.40 charges plus interest from barclays.

They offered me £1,000, which I do not intend to accept. I have been reading your posts though and seen that some people have been accepting part payments and continuing to claim back the rest.

What should I do?

I did intend to issue the claim and let the courts notify them that I was not accepting thier offer.

Do I need to inform them of what I intend to do?

If you have already sent the letter threatening court action if they don't settle. Start your court claim without further notice to the bank. If you write to the bank saying you will only accept the £1000 as part payment, they will likely withdraw the offer.

kashie wrote:

Hello,

IS ANYONE HOME?

Please be patient when you ask a question on the board. This is a message board, so your question stays here once you have posted. Sometimes you will get a reply straight away, and sometimes it may be a day or so before you get a reply. People do their best to help out as quick as possible, but we do have other things to do as well.

vicki_1981

Hi,

I'm posting here as it will probably just get merged anyway.

I'm reclaiming £1440 from Barclays. Yesterday I got a letter saying they would give me £700 which would HAVE to be used towards my overdraft. Now, my overdraft is currently being looked after by the CCCS on a DMP, and would also leave me short of the total amount.

I don't know what to do. Take the offer or try for more? Is there a chance I could get nothing in the end if I push it?

Thanks.

Rex_Mundi

vicki_1981 wrote:

I don't know what to do. Take the offer or try for more? Is there a chance I could get nothing in the end if I push it?

I cant recall one case of Barclays taking a case to court and winning. If you proceed for the full amount, you will very likely get it. Don't be put off by the bank. They may try to use technical terms/language to put you off, but this is just a form of bullying. They know that if you issue a court claim, they will likely end up paying you the full amount. Keep going!

Edinburghlass_2

I would say it depends on who the bank thinks the money "belongs" to?

Have a read of this thread...

http://forums.moneysavingexpert.com/showthread.html?t=306355

its_just_me_2

morning - Im at the same stage with barclays, do you know what the average waiting time is for a court hearing. also do you know anything about preparing a defence? Ive heard one case did go to court and the chap lost due to a poor defence?!?!