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Barclays Bank (merged)

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Comments

  • Rex_Mundi
    Rex_Mundi Posts: 6,312 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    It is just a scare tactic. Go ahead with your claim as normal, and move onto the next stage.
    How many surrealists does it take to change a lightbulb?
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    Fish
  • kashie
    kashie Posts: 64 Forumite
    Part of the Furniture Combo Breaker
    Barclays, I know they are supposed too be the worst to claim from.
  • kashie wrote:
    Barclays, I know they are supposed too be the worst to claim from.

    Threads now merged, if you read this thread you'll find other users who have had similar replies from Barclays.
  • kashie
    kashie Posts: 64 Forumite
    Part of the Furniture Combo Breaker
    SHould I proceed with the courts for barclays as they are threatening me with the Financial Ombudsman Service? Is this just a scare tactic?
  • Rex_Mundi
    Rex_Mundi Posts: 6,312 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    kashie wrote:
    SHould I proceed with the courts for barclays as they are threatening me with the Financial Ombudsman Service? Is this just a scare tactic?

    Proceed with your court claim. They are trying to scare you/put you off. Ignore them and run your case under your own terms, not theirs.
    How many surrealists does it take to change a lightbulb?
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    Fish
  • kashie
    kashie Posts: 64 Forumite
    Part of the Furniture Combo Breaker
    Barclays have offered me £1,000, of a claim for £2,305. I am not going to accept this but they have threatened to take the case to finaicial ombudsman if I don't.

    Should I proceed or is this just a scare tactic?
  • Rex_Mundi wrote:
    If your claim goes as far as a hearing. You MUST turn up. If you don't, your case will likely be struck out by the judge, and you'll lose. You can have someone go along with you as a lay representative to speak on your behalf, but you must be at the hearing as well for them to do this for you.


    Don't wish to doubt you mate, and I'm probably reading it wrong. But in the course of my research I've found a few pieces that say if you give the Court and Defendant at least 7 days notice, the case can be heard in your absence.
  • Right..had letter from Barclays..a couple of days late but makes no difference.
    It says sorry I'm unhappy with the charges..they disagree with me..I signed saying I agreed to be charged blah blah blah...HOWEVER...we offer you £1000 towards the total amount I am seeking.
    If I sign the form saying I agree and they put the money into my bank account within 7 days..are you all sure that I can still chase them for the rest? Do you advise me to accept and chase them?
    And how would I go about calculating the remaining charges if I accept the £1000 now?
    They know they're in the wrong, they wouldn't have offered the grand otherwise!
  • Oh...If I accept this £1000..will they close my bank account immediately???
    Cheers guys
  • dabbers wrote:
    Right..had letter from Barclays..a couple of days late but makes no difference.
    It says sorry I'm unhappy with the charges..they disagree with me..I signed saying I agreed to be charged blah blah blah...HOWEVER...we offer you £1000 towards the total amount I am seeking.
    If I sign the form saying I agree and they put the money into my bank account within 7 days..are you all sure that I can still chase them for the rest? Do you advise me to accept and chase them?
    And how would I go about calculating the remaining charges if I accept the £1000 now?
    They know they're in the wrong, they wouldn't have offered the grand otherwise!

    Only you can decide if you want to continue through the court process.

    You can accept the £1000 in partial payment and carry on taking them to court for the remainder of what you have claimed.
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