Barclays Bank (merged)

Edinburghlass_2

Basically yes, you need to wait to see if they do submit a defence. Have a read through the posts here and you'll find lots of users with Barclays in the same position.

mini11a

we are half way through claiming with barclays and had 1 offer which we refused mainly due to the next letter gone out with threat of court action. we are now worried after hearing today on local news in hull that the judge at small claims is going to throw out all claims for bank charges. we have yet to do this next bit as we have not heard from bank but now dont know what to do if the court wont take it on we have lost all chance of any money back, any advice please!

lizziep

Hi all

as it says up there!!!

my story is that I'm claiming against Barclays for around about £2K. I sent my initial letter, and received a letter back saying that they would look into things and would get back to me by 10th May. This date was after the limit I'd given them.

After I reached the cut-off date I'd given them which was 30th April, I sent my letter of intent to them, by Recorded Delivery, which was delivered on 04th May. On 05th May I had a letter from them dated 03 May stating that they'd been unable to get together the information requested in my original letter and therefore would respond to me by 08th June.

I've never received an acknowledgment to my letter of intent.

Obviously, I've now gone way beyond the 14 days I put in the letter of intent and therefore I really have now got to make a decision as to whether or not to issue a summons.

Having seen the report about what has happened in Hull, I'm now in two minds about whether or not I should issue the summons. Would it be better to wait until after 8th June and see what they have to say, or is it better to go ahead and issue the summons anyway?

thanks for any advise...all gratefully received!!!

Liz

Stephen_Leak

Obvious first question: Are you in Hull?

lizziep

Stephen_Leak wrote: »

Obvious first question - are you in Hull?

Hi Stephen

no - I'm in Kettering in Northamptonshire

Stephen_Leak

OK. In that case, the current kerfuffle in Hull doesn't affect you.

In fact, as MCOL are based in Northampton, all their cases start out at Northampton County Court. Therefore, it should be more used to them than any other court!

The important thing is don't panic. Whilst taking a bank to court is not something to be entered into lightly, you have a right to justice.

But, before you do anything, please read the Reclaim Bank Charges Help thread for information and the Reclaimed Bank Charges Success Stories and Reclaimed Bank Charges Success Stories II threads for inspiration.

lizziep

thanks for that Stephen. Would it be better to wait and see what they say if/when they respond as they said they would by 8th June, or would it be better to start proceedings now on the basis that they have gone way past the time limit I initially gave them?

thanks a lot in advance....

Stephen_Leak

As you're not in Hull, then I can't see any advantage in waiting any longer.

These days, your chances of getting all your charges back in response to a strongly worded letter are as slim as a size zero model. The first two letters are just to show that you have tried to settle the matter before you escalated it.

But just don't go onto the MCOL website and play it by ear - do your homework first. Remember the 7 P's = Perfect Prior Planning Prevents P*ss Poor Performance.

And when you do need any help and advice - you now know where to find it.

Rob_Quads

Thought I would post up my result

Few months ago filled in the online court forms. It got passed to my local courts. Court date set for 6th July. I sent off my bundle around 2 weeks ago. Last Friday I received a letter from the courts saying that if Barclays did not submit a defence I would default on the case.

Today Barclays rang me up saying they wanted to pay up in full

Job Done. My main advice is as soon as your case gets appointed locally then get together your court bundle and send it off.

I was only claiming £200 so I guess it was not even worth passing onto the actual soliciters

azjh77

I've got my letter today offering me £1400 !!! Yes please. I'm not going to court, I'm quite happy with that! I only wanted enough to cover the over draft really, I think I only asked for £1,600. (OD was £600).....off to the post box now!!!