Barclays Bank (merged)

Kurt_Hamster

Read Martin's article.

Beate

Either accept or file a court claim for the whole amount.

beckied

ksaunders wrote: »

I have notified my bank of the charges owed £1383, they have offered £800. The bank will not identify how they have arrived at this and said this is there offer. If I wish to take it further they suggest I take it to the next stage, What do I do now.

Have you tried to discuss this to them over the phone you never know it is all about who you get through to on the day alot of people are getting success threw bartering on the phone try it you never know

cool_beans_3

cool_beans wrote: »

When I send the letter do I need to send copy of statements too to back it up or will the letter be ok on its own?

Anyone?

This is the first letter I will be sending as per the template on the main page to reclaim charges. Just want to make sure its in the right way.

Edinburghlass_2

Do a list/spreadsheet of all your charges with date, description, amount and the interest if you are claiming it and send a copy of that with the letter.

cool_beans_3

I need to list them all!!!!

Crikey, thats a lot of work, will it be ok just using pen and paper Im hopeless on excel! Cant get it to work properly!

Edinburghlass_2

This list will form part of your defence should you end up taking the bank to court. Use the Interest Calculator in Martin's article and then print out the result, several times!

tezl

i think we shoul all wish tom brennen good luck for tommorows court battle, good luck mr brennen,

MartialArtMan

MartialArtMan wrote: »

Come on guys I know some of you have a court date (see above)...

I guess not Oh well looks as though I just gotta sit and wait even longer. This certainly is a long process, starting to wish I took their offer now and I'm at rock bottom at the mo.

Will this never end

mollyjacks16

Hi I think I have done a silly thing, I have just calculated 8% interest on the whole lot of charges, and not yearly. Is this ok, or will the court tell me to get lost ?