Can I claim back charges off a closed account???

eben_3

Hi whilst I was a student and for a few years after I had a Barclaycard with a credit limit of only £350 nearly every month for about 6 years I got a charge for being late. I paid it all off 3 years ago and foolishly binned all my statements because I didn't want any memories of the incident. Is it still possible to reclaim my charges. I don't have my account number!!
thanks

GemmaCLaw

Hi all,

I am new here but wondered if anyone could help me. Me and my hubby had a really bad financial time a few years ago and were being charged by the Woolwich quite often. We closed this account April 2006, is it still possible to try and claim all the charges on this account?
I know the account number, will they be able to send me statements etc.. for this account so I can start the process?
Blessings
Gemma

Edinburghlass_2

Send your letter off to your bank giving your personal details, name, address and date of birth and they should be able to trace any closed accounts for you.

As you are asking for all Data on YOU rather than an account this should cover all accounts you may have or have had at the bank. Don't forget to include the £10 to cover the cost of this.

Red_Panda_2

Yes you can claim on a closed account, follow the same process as a normal claim. Good luck.

frankiebluemoon

Thanks Red Panda........

Richard_Hodgey

Hi

WRT Credit Card Charges, does it apply to closed accounts that have been passed onto a DCA and settled?

pokey

Hi does anyone know if it is possible to claim charges from a current account you closed in the last 2-3 years ?

Best Regards All

Pokey

ranj_15

Hey People,

I am just wondering what the possible remedies are if you have paid up all your bank charges and the account has now been closed? Is it still possible for me to claim the bank charges. I still have the account number and sort code for the account in question. Please Help!

Many Thanks


RanJ

money_money_money

Hi All

I have a question about closed accounts, and this seemed like the best place to ask it without starting another thread.

When I ask for 6 years worth of statements to claim charges for in the initial letter, is that six years from today, or six years from the date I closed my account?

Best Wishes

MMM

dexters_mum_2

I had a student account with Lloyds when I was a less mature student. I have got my statements so I don't need to do the DPA letter and I'm about to go after £900 of charges from them.

One of my close friends is also going after Barlcays, she's about to go into a DMP and although the Barclays account has been closed, she was issued a defualt by them because of their charges and I think she is going to try to reclaim and get the default removed. She has indicated she is in the position where LTSB have have charged her about £400 and started recovery proceedings to recover about £300 of debt because of this but she is hopeful she might be able to stop it going any further by trying to claim the charges.