NatWest (merged)

ElaineE_2

madhatter301 wrote: »

sorry what I meant was the account was opened about 8 years ago, and closed about 3 years ago, so I gather that I will only be able to claim for 3 years (6 years back from present date). What do you think about me going into the branch and asking for statements that way? Do you think I will ever get a reply? Thanks again

My business account was closed two years ago but I still managed to get the copies. Because my original letter (sent recorded) was ignored I went into the bank and complained. They apologised and orderd the statements by fax without a charge - they arrived within days!
I hand delivered the letter requesting my fees yesterday and shall hound the branch until I get a reply.

Kurt_Hamster

madhatter301 wrote: »

sorry what I meant was the account was opened about 8 years ago, and closed about 3 years ago, so I gather that I will only be able to claim for 3 years (6 years back from present date). What do you think about me going into the branch and asking for statements that way? Do you think I will ever get a reply? Thanks again

You might get a blank stare from the teller!

You have to make the request in writing and you have to do it in a certain way. You can't just ask for 3 years worth of statements.

There's a template SAR including in Martin's article on the main site.

Kurt_Hamster

frugalpam wrote: »

Hi Ripski - I'm in much the same place as yourself. Natwest filed a defence, and a couple of days later I received a copy of their defence plus a questionnaire to complete (CPR Part 18 request). I must admit it's left me sweating, wondering if I'm the one who'll have to defend myself against them in Court I sometimes wish I'd never started this, and that they'd replied to my letters with an offer to refund charges before I took out the MCOL claim. I wish I'd gone down the FO route instead.

Pam

I don't know how much you are claiming or what track you've been allocated, but CPR18 doesn't apply to the small claims track.

frugalpam

Kurt_Hamster wrote: »

I don't know how much you are claiming or what track you've been allocated, but CPR18 doesn't apply to the small claims track.

Hi - thanks for replying.
Yes, when I wrote back to Cobbetts, I pointed out to them that I anticipated that my claim would go down the small claims track, therefore their CPR18 request wasn't applicable and that I wasn't prepared to respond to it unless the court or a judge specifically asked me to do so. I hope it shuts them up, and that Natwest cough up

Pam

Kurt_Hamster

Cobbetts have a propensity for templated defences (presumably they think if we can do it then so can they ) especially Ms Burgoyne.

They are also fond of making interrogatory statements (questions to you or I) that should wait until the hearing. They do like to attempt to intimidate the average lay person.

frugalpam

Kurt_Hamster wrote: »

Cobbetts have a propensity for templated defences (presumably they think if we can do it then so can they ) especially Ms Burgoyne.

They are also fond of making interrogatory statements (questions to you or I) that should wait until the hearing. They do like to attempt to intimidate the average lay person.

They certainly do - I said that I considered the CPR18 to be intimidatory and intended to bring it to the attention of the Courts

Pam

ripski

thethundering51st wrote: »

I wonder if anyone can help me.

I'm claiming 4574.00 from Natwest.
I've followed all the proper procedures , letters as recommended, to all the timescales etc.

I entered a claim via MCOL on Friday and it was issued on Monday.On the MCOL website when i log in it states the claim has been issued, and under the judgement section gives the option to 'continue', then 'i accept the defendant's proposal for payment' or ' the defendant has not made any proposal for payment'

I'm not too sure what i have to do now!!???!!! I assume these options are for use after the 14/28 days are up??

The court letter (notice of issue) i received today states that Natwest have until 9th June to reply.


Do i have to do anything between now and then???
I don't want to mess up the whole thing by doing something i shouldnt or not doing something i should have!

Any advice would be appreciated!

Nothing for you to do at the mo They have 14days until the 9th June to 'acknowledge' ( which Nat West did re mine) Then they have a further 14 days to lodge their defence ie Altogether 28 days If they have not filed a defence on the 28 th day at midnight you can press the 'judgement 'button as they will have lost by defualt So you could press the button at one minute past midnight on 22 nd June. But it might be the Monday as the 9th is a Sat Best of luck BUT Nat West filed their defence at 2.0pm onthelast day I am hoping this is just another delaying tactic as now I have twait foracourt date which could take months before , I hope ,that they settle .

mejulie_3

morning
can i ask if people are still winning back their charges or arenatwerst taking people to the court now?

Phil2968

Please help. I have been through the whole process as described on this website and have just paid £120 to take Nat West to court. The only reply I have had throughout from Nat west was to acknowledge that I had sent a letter and that they were looking into my claim. This was a day before the 14 day deadline was up before I took it to court and I just took this as trying to stall the process so I went ahead and paid my £120 to go to court.

What happens next, I believe there is a form I need to fill in or something but i'm not sure

My total claim now is £1,680

Edinburghlass_2

I think you are a long way from being at court yet. Read through this Natwest thread and you'll find lots of people in similar positions.

You need to wait now until you hear from the bank/solicitor or the court and then you send them whatever information they ask for.

Listen to Pam, she knows what she is talking about