NatWest (merged)

azhar_nawaz

PAWI69,

Thanks for that - I will send the court proceedings to the local branch and see where we get from there. Thanks again.

Bewitched2761

you can do it yourself.
If you read the reclaiming bank charges help thread it has all the information you need in there

student121_2

im still mega confused. soo many threads.
how much will this all cost. how can some people get an instant response from the bank

Edinburghlass_2

As Bewitched has said all the information and links you need are in Martin's article linked above and in the Reclaim Help Thread which is linked in my signature you'll find court costs and other FAQ.

frugalpam

mishmash wrote: »

.....It did really make me smile though to think of 2 trailers of letters reclaiming bank charges, and all those people pulling their hair out:D .

I know it is quite cruel of me, but when I think back to all the times I was really struggling, pulling my hair out and the bank just kept putting on the costs. I have to say that what goes round comes round.;)

Mish

Oh I so agree with you! And I'd love a photo of those trailers - hope they've put a tarpaulin over them :rotfl: :rotfl:

Pam

madlee

raskazz wrote: »

Bank: Natwest
Amount claimed: £984.01 (inc. interest)
Amount they paid: £984.01

Cheque for full amount claimed received today. Thanks to everyone involved with this site.

:T

can you please let me know long from you first letter did natwest pay up, were they difficult

GaryC_3

I've just checked my credit card statement online and discovered a late payment "fee" of £12.

I made payment before the bank holiday but didn't allow enough time for the for the three working days the bank takes to transfer money from my Natwest current account to my Natwest credit card account. (Where did it go?)In the past, when this has happened, the fee was refunded. This time I was refused.

Almost too eagerly, I have fired off a template letter requesting a refund relishing the prospect of taking on the bully-boy racketeers.

Now I am wondering whether this is the opportunity to get the banks into court to justify their charges.

I believe that others have successfully claimed interest on the fee but could I make a further claim for damages or somesuch. The bank could perhaps reasonably dispute the damages as excessive but only if they attend court to do so. Would this be the opportunity for the courts to establish a precident that the banks have sought to avoid?

PAWI69

juliebro wrote: »

Hi I am new to this and have been reading through what some of you have put I am with Natwest and was in difficulty last year and borrowed to get out of it, but the charges of £38.00 a time is crippling I only do 16 hrs plus get tax credit and I added up from june last year 06 till now april 07 in them 11mths I have been charged £1,260.00 so I have asked for the last five years statments and waiting for them to come and am going to be sticking in there. julie.

The bank are not allowed to take your tax credits or any other means tested benefit, I've been looking on this site for ages to see what you can do & I found a post by Twinkly (hope she doesn't mind me quoting her), you can write to your bank & complain, here's what she said......

write to your bank & quote the following in the letter:

Social Security Administration Act 1992
Miscellaneous
Certain benefit to be inalienable **

187- Subject to the provisions of this Act, every assignment of, or charge on-
(a)benefit as defined in section 122 of the Contributions and Benefits Act;
(b)any income-related benefit; or
(c)child benefit,
and every agreement to assign or charge such benefit shall be void; and, on the bankrupcy of the beneficiary, such benefit shall not pass to any trustee or other person acting on behalf of his creditors

Taken from a template here:

http://www.consumeractiongroup.co.uk...-benefits.html

The template must be amended to suit the name of your benefit and apparently must be sent in each time there is a payment due in to stop them taking anything from it, but that it worth the hassle to stop them.

They are breaking the law taking social security benefits. Good luck

Mad_Hatter_2

Claire.. Put simply no they haven't, not for a full hearing. Don't be scared by the court date, you will get paid shortly befoe.

MAD

Loopy_Loopy_Lou

claire74 wrote: »

Hi, Everyone...
Ive got my court date through for next month and i was wondering if anyone had been to court yet with NATWEST..? and what happened....

Claire

There is a court case on Friday with this newly appointed barrister/lawyer bloke. It was on the news last week so depending what happens with him will affect all of us. Thats all I know. I was concerned as the ball hasnt starting rolling on my claim yet. Lets keep our fingers crossed