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NatWest (merged)

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  • nickmack
    nickmack Posts: 4,435 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I reclaimed my bank charges from NatWest and about 17 days ago I returned the letter to Boreham Wood accepting their offer.

    Trying to contact them to find out when they will be coughing up is a complete nightmare!

    Tried last week - got some snotty fella saying you'll just have to wait - if you're not happy then take it to the small claims!

    Tried incessantly today and the numbers engaged - I realise I am not the only one in this position but wonder if anyone can help with a bit of advice as to what to do next!!

    Sounds like they're stringing it out, as you say, fairly common.

    I would take the 'snotty fella's' advice and take it to the Small Claims if they don't pay up within a few days.
  • michael1983l
    michael1983l Posts: 1,916 Forumite
    personally I'd proceed to court if they are messing you around with the payment. Especially if quite a bit of time has passed since the acceptance.
  • KerryJean
    KerryJean Posts: 36 Forumite
    Hi guys

    Just received defence and 'request for further information' forms from Natwest/Cobbetts (on the FINAL day before I would have been able to enter judgement :mad: )

    Can someone please point me in the direction of a post that tells me what to do next? I've been reading through the board but cant seem to find anything.:confused:

    Thanks in advance :)
  • KerryJean
    KerryJean Posts: 36 Forumite
    Anybody?

    Do I just wait for the allocation questionnaire from the court or do I need to provide Cobbetts with full details of my claim (again)?

    Thanks!
  • 2cats_2
    2cats_2 Posts: 49 Forumite
    KerryJean wrote: »
    Anybody?

    Do I just wait for the allocation questionnaire from the court or do I need to provide Cobbetts with full details of my claim (again)?

    Thanks!

    Not sure I'm afraid, but as you will have to give them the information again anyway I would have thought you could just print off what you have already sent to Natwest.

    Hope this helps
    :confused:
  • frugalpam
    frugalpam Posts: 2,514 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    KerryJean wrote: »
    Anybody?

    Do I just wait for the allocation questionnaire from the court or do I need to provide Cobbetts with full details of my claim (again)?

    Thanks!

    You'll prob get more response this evening when more people are logged in to the forum.
    Sorry - can't help on your question:confused:

    Pam
  • linkslow
    linkslow Posts: 27 Forumite
    kevsam65 wrote: »
    Hi all , I'm also claiming from natwest , had an offer for full amount , which we've accepted , just waiting for it to go into account now. fyi i must say i've had the best responses by emailing them , had a reply to each email within about 3 hours , and evrything they've stated in emails , ie , when offer letter sent, amount offered etc has been spot on.
    still dont like 'em tho lol.

    sam.
    sorry email addy i've been using is : [EMAIL="customer.relations@natwest.com"]customer.relations@natwest.com[/EMAIL]

    hth.


    Just wondering what information do I include in a e-mail as I sent a letter off over a week and a half ago saying yes to there offer
  • kevsam65
    kevsam65 Posts: 330 Forumite
    hi linkslow , i just put the account name and number at top of the email.Returned our acceptance of offer letter a couple of weeks ago too, emailed them a short while ago , fingers crossed theyre gonna repay us soon!!!
    sam.
    :T Thanks to all the comps posters :T
  • Hi, just wondering if anyone can tell me if they have had any success with NatWest reclaiming charges. I have a "parachute" account, but would rather Natwest didn't close my account as I have a loan with them too and get a better deal as a customer. So, if anyone has successfully reclaimed their cash from Natwest I would love to know!

    Thanks
  • Elsie2_2
    Elsie2_2 Posts: 209 Forumite
    Well i rec'd another letter from Natwest yesterday after i declined their offer of £76 against a claim of £294.97. This time they offered me £80.56 stating:
    "having reviewed your case and as a gesture of goodwill and without admission of liability or error, we are prepared to offer the amount of £80.56 paid direct to your account. This figure represents a refund of the difference between our original £20, £18 and £15 and the cirrent £12 late payment charge and includes an associated interest."
    I already told them in the first letter that i declined, that i will not accept such a low offer and any funds must be paid direct to me and not into my acct. They obviously do not listen. I am not accepting 25.86% so they certainly can't tempt me with a huge 27.3%.
    The stupid thing is, they only have until Thursday when the 28 days will expire for the small claim i have started, so i will win by default unless they send me a cheque for the full sum anyway!!
    Bank charge Victories 07:MBNA:£205.77.Natwest Credit Card:£250.A&L Bank:£549.68.First Direct:£1183.50.Natwest:£112.33+£200 compo.Marbles CC:£298.Providian CC:£181.Capitol One CC:£388.46.PPI requests:A&L credit card/First Direct loan: At Court stage.Marbles CC:£213.02 refunded.GE Money:£562.34 refunded.First Direct credit card:£747.83 refunded.
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