NatWest (merged)

oliveoyl

oliveoyl wrote:

HELP PLEASE

when can i file for a default with mcol? claim submitted 07/02/07 issued 14/02/07 acknowledged 23/02/07 but nothing since. i understand it's 23 days from date served, but can't find that date anywhere on the claim.

anyone?

bloomfieldbird

I got my offer letter through this morning, i requested £2491 and they have offered the full amount:beer:

Only sent the first letter on the 16th Feb so has taken just 3 weeks!!!

stick at it everyone,I have now successfully reclaimed from both Natwest(£2491) and HSBC(£2088) and both were EASY:T

Good luck to everyone!!

mrsmoneyspender

can anyone tell me if i would be able to make a claim even though i have an arranged overdraft
i usually stick to it but when i have been charged i have phoned the bank and they have gave me a refund
what i do get charged is the £12 fee and then int this month £17.42
can i therefore claim the interest?

pink_star

I've been dealing with dp's closed Natwest account. It's only for £172.43 inc the interest...sent the letter Friday 2nd March, so will keep you updated how it goes...if he gets a response!

Edinburghlass_2

mrsmoneyspender wrote:

can anyone tell me if i would be able to make a claim even though i have an arranged overdraft
i usually stick to it but when i have been charged i have phoned the bank and they have gave me a refund
what i do get charged is the £12 fee and then int this month £17.42
can i therefore claim the interest?

No you can't claim the interest for going overdrawn due to spending, please read post 4 in the Reclaim Help Thread, link in my signature.

Lublin

Just under a year ago I sent a request for my charges and a LBA letter 14 days later to my bank asking for charges etc. Natwest ignored the letters and then we moved house so i didn't have time to continue the claim.
Last week i sent another adapted request letter and enclosed copies of the previous 2 letters and said i would be sending another LBA in 14 days followed by a claim etc.

I have just checked my banking and they have taken a £5 historic statement fee. Anyone know what this is for?
In the recent letter i did not request any statements. Before i sent the letters last year i sent a DPA letter asking for 6 years of statements and enclosed a cheque for £10 but i can't remember if they took it. If this is what the charge is for is it appropriate for them to wait nearly a year before debiting my account?
Thanks
Lublin

Lublin

I have just phoned them up. The charge is a mistake and they are refunding it. Grrr!

mercury238

cazmaxlu wrote:

I sent Natwest a notice of issue thru moneyclaim and they had until 28 feb to reply. They didn't bother to reply (did not file an admission), so I completed the 'request for judgement' form asking for payment by 09/03. Today I received an 'acknowledgement of service' from Natwest which means they are taking me to court (dated 02/03)! Surely they cannot do this after the 28/02 deadline can they??
Please help - I'm panicking now, thought the money was in the bag............

Hi

they have from the date they were issued with the claim to acknowledge which will be a few days after when the moneyclaim proceedings were started

mercury238

oliveoyl wrote:

anyone?

i couldn't find the issue date either - just kept trying it everyday i though it was nearly up. They entered a defence at the last moment so i couldn't enter a judgement by default anyway. Just waiting for a hearing date now....

pigsmightfly

mercury238 wrote:

i couldn't find the issue date either - just kept trying it everyday i though it was nearly up. They entered a defence at the last moment so i couldn't enter a judgement by default anyway. Just waiting for a hearing date now....

The claim was served 5 days from when you started the claim online.

The bank have 14 days from then to put in a defence.

If they acknowledge, it gives them a further 14 days, making it 28 days.

So really add 5 days plus 28 days to the date you first filled the claim in online and this would be the longest you would have to wait.

Hope this makes sense