HSBC (merged)

Edinburghlass_2

neilb78 wrote:

im with hsbc so can calculate online just a few questions

Do i add the charges made for going over drawn

Do i add the charges made for bounced direct debits

finally do i add all these together then send the letter off if someone could clarify this please

regards

I take it you mean you have access to your statements online?

You'll find the addresses and what charges you can claim in this thead..

http://forums.moneysavingexpert.com/showthread.html?t=304064

and follow the step by step guide in Martin's article

Step-by-step Guides: Bank Charges: Reclaim Your Cash | Top New Bank Account Calculator: Charge them interest Template Letters: (right click and save) Ask for charge details |Initial letter | Second letter | Small claims note Get Updates On Important Changes: Free Weekly Money Tip

kaybu_9

I wrote to the HSBC on February 5th, claiming £2,206.11. I received a response from them on 13 Feb, like Wood1e's response, saying they were looking into the matter. If I do not receive anything by 19 Feb (when the initial two week response time in my letter is up), I imagine I progress to the LBA ?

Edinburghlass_2

Yes.............

michellelovell

Thanks Rex Mundi, I will have to put a letter together refusing their offer but saying that i am willing to negotiate to reacha sensible agreement.

Thanks again
Michelle

jem170884

I sent my last letter to HSBC last week giving them 7 days to pay up. The 7 days will be up on tuesday!

If I dont hear anything by them do I start MCO? How much does this cost??

If you have read my previous threads then you will notice that I have been charged almost daily so I have literally NO money to start a claim with (or even get to work and back) what do I do???

I am keen to get this sorted so I can stop worrying and starting sleeping at night, but with no money how do I take this further???

Any help is appriciated!

xnetco

I would hold fire. It took HSBC over a month to come back to me with an offer.

Dragon_Lady_3

Well that's it. I have just filed my claim online thru MCOL.

Fingers crossed and good luck to all the other claiments out there.

jem170884

xnetco wrote:

I would hold fire. It took HSBC over a month to come back to me with an offer.

Did you start the court proceedings or did you wait for them to make you an offer?

Edinburghlass_2

Court costs.

Natalieee_2

jem170884 wrote:

I sent my last letter to HSBC last week giving them 7 days to pay up. The 7 days will be up on tuesday!

If I dont hear anything by them do I start MCO? How much does this cost??

If you have read my previous threads then you will notice that I have been charged almost daily so I have literally NO money to start a claim with (or even get to work and back) what do I do???

I am keen to get this sorted so I can stop worrying and starting sleeping at night, but with no money how do I take this further???

Any help is appriciated!

Hiya Jem

If Your Not Sure You Can Afford To Go To Court At The Moment Why Dont You Give Them A Quick Call To See How Far Along With Your Claim They Are?

From Reading The Boards Ive Seen Plenty Of People Have Filed A Claim & A Few Days Later Received An Acceptable Offer..

If You Still Havnt Got An Offer In Say A Week Or HSBC Try And Fob You Off Over The Phone You Should Definatley File A Claim, Just Try & Borrow The Cash Short Term Of A Friend Or Something!

Hope It Goes Well x

Im Still Waiting For A Reply To My 1st Letter And Ive Added In The £10 They Owe Me Seeing As They Were RUDE And Unhelpful On The Phone (No Change There Then) x