HSBC (merged)

DropDebtFred

In my initial letter to HSBC, can I ask about my sole accounts, my OH's sole accounts, our (closed) joint account, and OH (closed) credit card?

Or do I have to write specific letters from each person?

s.u.v

do you think i should now use moneyclaim?

AdamB

If have warned them that you will take them to court and that deadline has elapsed and you havnt heard from them, you should start the claim now.

AdamB

DropDebtFred wrote:

In my initial letter to HSBC, can I ask about my sole accounts, my OH's sole accounts, our (closed) joint account, and OH (closed) credit card?

Or do I have to write specific letters from each person?

You need to write a letter for all of your accounts, a letter for you OHs accounts and a letter for the joint accounts.

s.u.v

i only made a claim for 3 years worth of charges.do you think i should ring them first to see what they have to say then if no luck fill out the court forms?cheers

jem170884

Natalieee wrote:

No Hun, My Account With HSBC Is Closed .. Part Of The Reason Why I Didnt Send A Cheque ..x

eeeek :eek: have you contacted them? all Hell would break loose if i was in your situation, good luck!!!

jem170884

jennyowen wrote:

Thanks for that, I've just done a spreadsheet too. My statements only say 'charge' or 'total charge' so that's all the detail they can have I'm afraid. Did you put more detail on yours? And yes, don't worry I kept a copy of all my statements but they'd sent them back with the letter anyway!

Do you think I should stick with the original 14day deadline or start again from the day they receive the new detailed spreadsheet???

i WOULD STICK TO YOUR DEADLINES TBH, I DONT THINK I DID MINE RIGHT, ALL I DID WAS PUT STATEMENT DATE AND TOTAL AMOUNT OF CHARGES, I DIDNT DETAIL EACH INDIVIDUAL ONE, whoops sorry about caps!

jem170884

14 days is up monday so Im gonna sit down and write court threat letter tomorrow, I have been charged £70 in the last 14 days, can i add this to my original claim???

Think HSBC are being bum holes at the moment cos Im
making a claim on them!!!

All advice will be welcome, please help!!!

xnetco

Hello.

I sent off a letter in early Janurary for my charges and have had nothing other than the usual we are dealing with the matter. Has anyone heard anything from HSBC recently? I'm thinking of going to court but I don't want to that if they send an offer next week.

Tim

Edinburghlass_2

Have you sent them the letter before action yet? If not do that now and see if they reply to that.